Northeast Bancorp (NBN)
NASDAQ:NBN
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NBN Stock Chart & Stats
$124.15
$0.36(0.38%)
At close: 4:00 PM EST
$124.15
$0.36(0.38%)
Day’s Range― - ―
52-Week Range$79.05 - $135.62
Previous CloseN/A
Volume11.64K
Average Volume (3M)82.91K
Market Cap
$972.88M
Enterprise Value$1.71B
Total Cash (Recent Filing)$2.40M
Total Debt (Recent Filing)$737.79M
Price to Earnings (P/E)7.8
Beta0.91
Next Earnings
Aug 03, 2026EPS Estimate
3.4Next Dividend Ex-DateN/A
Dividend Yield0.04%
Share Statistics
EPS (TTM)11.86
Shares Outstanding7,977,690
10 Day Avg. Volume127,598
30 Day Avg. Volume82,908
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.46
Price to Sales (P/S)2.05
P/FCF Ratio13.48
Enterprise Value/Market Cap1.76
Enterprise Value/Revenue4.55
Enterprise Value/Gross Profit7.53
Enterprise Value/Ebitda11.86
Forecast
1Y Price Target
$130.50Price Target Upside5.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)12.73
Revenue Forecast (FY)$229.89M
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsSustained high margins and double‑digit ROE indicate the bank earns strong spreads on its assets and operates efficiently. This durable profitability supports internal capital generation, dividend capacity and loss absorption, underpinning financial resilience over the next several quarters.
Accretive Purchased Loan YieldPurchasing loans at discounts with ~10.8% yields provides a structurally higher cash‑on‑cash return profile versus originated assets. If underwriting and credit performance hold, these purchases should materially lift NII and long‑term earnings power as they amortize into interest income.
Strong Capital & Loan CapacityHealthy regulatory leverage and tangible book provide a durable buffer for growth and credit volatility. ~ $1B of stated loan capacity and strong capital ratios allow management to pursue accretive loan purchases and originations without immediate recapitalization, supporting multi‑quarter growth.
Bears Say
Weak Cash ConversionVery low and volatile operating and free cash flow versus reported net income signals inconsistent cash conversion. Over time this can limit internal funding for growth, increase reliance on wholesale funding, and reduce flexibility to withstand credit or market shocks if trends persist.
Funding Concentration & Rollover RiskLarge near‑term CD maturities and reliance on brokered deposits concentrate rollover risk and expose NII to adverse repricing if markets tighten. Structural dependence on wholesale funding reduces funding stability and increases sensitivity to higher interest costs over multiple quarters.
Elevated Allowance & Purchased‑loan Credit RiskRising reserves and charge‑offs tied to purchased portfolios indicate higher underlying credit risk in recent acquisitions. If loss experience persists, it could erode earnings and capital over the medium term and challenge the assumed economics of purchased loan yields and accretion.
Northeast Bancorp News
NBN FAQ
What was Northeast Bancorp’s price range in the past 12 months?
Northeast Bancorp lowest stock price was $79.05 and its highest was $135.62 in the past 12 months.
What is Northeast Bancorp’s market cap?
Northeast Bancorp’s market cap is $972.88M.
When is Northeast Bancorp’s upcoming earnings report date?
Northeast Bancorp’s upcoming earnings report date is Aug 03, 2026 which is in 74 days.
How were Northeast Bancorp’s earnings last quarter?
Northeast Bancorp released its earnings results on Apr 27, 2026. The company reported $3.53 earnings per share for the quarter, beating the consensus estimate of $2.995 by $0.535.
Is Northeast Bancorp overvalued?
According to Wall Street analysts Northeast Bancorp’s price is currently Undervalued.
Does Northeast Bancorp pay dividends?
Northeast Bancorp pays a Notavailable dividend of $0.01 which represents an annual dividend yield of 0.04%. See more information on Northeast Bancorp dividends here
What is Northeast Bancorp’s EPS estimate?
Northeast Bancorp’s EPS estimate is 3.4.
How many shares outstanding does Northeast Bancorp have?
Northeast Bancorp has 7,977,690 shares outstanding.
What happened to Northeast Bancorp’s price movement after its last earnings report?
Northeast Bancorp reported an EPS of $3.53 in its last earnings report, beating expectations of $2.995. Following the earnings report the stock price went up 4.557%.
Which hedge fund is a major shareholder of Northeast Bancorp?
Currently, no hedge funds are holding shares in NBN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northeast Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$130.50 (5.11% Upside)
$130.50 (5.11% Upside)
Blogger Sentiment
Bullish
NBN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 30.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.12%
12-Months-Change
Fundamentals
Return on Equity
18.63%
Trailing 12-Months
Asset Growth
19.05%
Trailing 12-Months
Company Description
Northeast Bancorp
Northeast Bank provides banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and individual retirement accounts, as well as checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; consumer loans comprising mobile home and overdraft, and deposit-secured loans; and small business administration loans. In addition, the company offers telephone banking, online banking and bill payment, mobile banking, cash management, and remote deposit capture services, as well as debit and credit card, ATM, electronic transfer, and check services. It operates a network of nine branches in Western, Central, and Southern Maine. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.
NBN Company Deck
NBN Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized substantial, well‑priced loan growth (purchases at ~92.6% of UPB with ~10.8% yields and record originations at ~7.5%–7.6%), strong profitability metrics (quarterly EPS ~$2.47, ROE ~15.6%), and solid capital and loan capacity. Short‑term headwinds included a modest NIM decline (down 0.10 pp), a temporary drop in SBA gain‑on‑sale income due to the government shutdown (reducing EPS by ~ $0.50), higher allowance driven by purchased loans, and elevated near‑term funding rollover risk ( ~$1.25B of CDs maturing). Management expects the late‑quarter loan additions to be accretive to NII and earnings in coming quarters. Overall, the positives from growth, loan yields, capital strength, and pipeline opportunities outweigh the transitory challenges discussed.View all NBN earnings summariesNBN Stock 12 Month Forecast
Average Price Target
$130.50
▲(5.11% Upside)
Technical Analysis
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Ownership Overview
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Insiders
17.71% Mutual Funds
23.77% Other Institutional Investors
41.92% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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