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AMAL Stock Chart & Stats
$49.44
$0.78(1.60%)
At close: 4:00 PM EDT
$49.44
$0.78(1.60%)
Day’s Range― - ―
52-Week Range$25.13 - $50.92
Previous Close$49.44
Volume191.41K
Average Volume (3M)178.76K
Market Cap
$1.48B
Enterprise Value$1.46K
Total Cash (Recent Filing)$11.62M
Total Debt (Recent Filing)$81.08M
Price to Earnings (P/E)13.0
Beta0.88
Next Earnings
Oct 22, 2026EPS Estimate
1.1Next Dividend Ex-DateN/A
Dividend Yield1.26%
Share Statistics
EPS (TTM)3.48
Shares Outstanding29,900,146
10 Day Avg. Volume199,829
30 Day Avg. Volume178,762
Financial Highlights & Ratios
PEG Ratio-10.77
Price to Book (P/B)1.21
Price to Sales (P/S)2.11
P/FCF Ratio7.13
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$53.50Price Target Upside8.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.93
Revenue Forecast (FY)$373.78M
Bulls Say, Bears Say
Bulls Say
Deleveraged Balance SheetMaterial balance-sheet de-risking (debt/equity ~0.10x TTM and higher equity) meaningfully improves capital resilience, lowers refinancing pressure and funding costs, and increases capacity to absorb shocks while preserving capital return optionality (dividends/repurchases) over the next several quarters.
Strong Cash GenerationHigh and improving free-cash-flow conversion (~97–99%) and 13.9% TTM FCF growth provide durable internal funding for loan growth, tech investments, dividends and buybacks, reducing reliance on external funding and supporting steady capital allocation over the medium term.
Deposit Franchise And Loan GrowthConsistent deposit inflows and commercial loan growth strengthen low-cost funding and net interest income durability. A deep deposit base (including mission-driven and political relationships) provides funding scale and supports continued commercial lending and asset deployment over coming quarters.
Bears Say
Elevated Expense Run-rateHigher compensation, HQ move, and layered tech/risk investments raise near-term operating expenses and compress operating leverage. If productivity gains or cost offsets take longer than planned, margin and core pre-tax earnings could be constrained through the next 2–6 quarters despite long-term scalability goals.
Funding Volatility From Political DepositsConcentration in election-cycle political and off-balance-sheet deposits introduces timing and volatility risk to funding and asset deployment. Management’s planned de-risking may flatten balance-sheet growth and temporarily limit NII expansion or require higher-cost funding in volatile windows over the next several quarters.
Credit Concentration EventA concentrated multifamily loan problem that required a sizable provision highlights portfolio sensitivity to CRE concentrations. Even with management actions and collateral work, such idiosyncratic losses can pressure reserves and raise monitoring costs, affecting earnings stability and provisioning over the near term.
Amalgamated Bank News
AMAL FAQ
What was Amalgamated Bank’s price range in the past 12 months?
Amalgamated Bank lowest stock price was $25.13 and its highest was $50.92 in the past 12 months.
What is Amalgamated Bank’s market cap?
Amalgamated Bank’s market cap is $1.48B.
When is Amalgamated Bank’s upcoming earnings report date?
Amalgamated Bank’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were Amalgamated Bank’s earnings last quarter?
Amalgamated Bank released its earnings results on Jul 23, 2026. The company reported $1.1 earnings per share for the quarter, beating the consensus estimate of $1 by $0.1.
Is Amalgamated Bank overvalued?
According to Wall Street analysts Amalgamated Bank’s price is currently Undervalued.
Does Amalgamated Bank pay dividends?
Amalgamated Bank pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 1.26%. See more information on Amalgamated Bank dividends here
What is Amalgamated Bank’s EPS estimate?
Amalgamated Bank’s EPS estimate is 1.1.
How many shares outstanding does Amalgamated Bank have?
Amalgamated Bank has 29,900,146 shares outstanding.
What happened to Amalgamated Bank’s price movement after its last earnings report?
Amalgamated Bank reported an EPS of $1.1 in its last earnings report, beating expectations of $1. Following the earnings report the stock price went up 3.62%.
Which hedge fund is a major shareholder of Amalgamated Bank?
Currently, no hedge funds are holding shares in AMAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Amalgamated Bank Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$53.50 (8.21% Upside)
$53.50 (8.21% Upside)
Blogger Sentiment
Neutral
AMAL Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $325.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.08%
12-Months-Change
Fundamentals
Return on Equity
1.26%
Trailing 12-Months
Asset Growth
9.17%
Trailing 12-Months
Company Description
Amalgamated Bank
Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.
AMAL Company Deck
AMAL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized record financial performance—record net income, strong profitability metrics, revenue near $100M, robust deposit and loan growth, and upward revisions to full-year guidance—while acknowledging near-term headwinds from elevated expenses, potential Q4 margin moderation, and funding/timing risks tied to political deposit cycles and off-balance-sheet usage. Management is positioning the bank for scalable, sustainable growth via continued investments in technology and AI, and maintains a positive outlook on credit quality and near-term earnings runway.View all AMAL earnings summariesAMAL Stock 12 Month Forecast
Average Price Target
$53.50
▲(8.21% Upside)
Technical Analysis
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Ownership Overview
2.44% Insiders
19.63% Mutual Funds
1.87% Other Institutional Investors
61.52% Public Companies and
Individual Investors