Amalgamated Bank (AMAL)
NASDAQ:AMAL
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AMAL Stock Chart & Stats
$42.00
$0.03(0.09%)
At close: 4:00 PM EST
$42.00
$0.03(0.09%)
Day’s Range― - ―
52-Week Range$25.13 - $42.66
Previous CloseN/A
Volume20.21K
Average Volume (3M)178.76K
Market Cap
$1.25B
Enterprise Value$1.35B
Total Cash (Recent Filing)$53.16M
Total Debt (Recent Filing)$94.06M
Price to Earnings (P/E)9.2
Beta0.89
Next Earnings
Apr 23, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield1.7%
Share Statistics
EPS (TTM)0.99
Shares Outstanding29,829,355
10 Day Avg. Volume199,829
30 Day Avg. Volume178,762
Financial Highlights & Ratios
PEG Ratio-10.65
Price to Book (P/B)1.21
Price to Sales (P/S)2.11
P/FCF Ratio7.13
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue2.96
Enterprise Value/Gross Profit4.21
Enterprise Value/Ebitda9.29
Forecast
1Y Price Target
$42.00Price Target Upside0.00%
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.09
Revenue Forecast (FY)$370.25M
Bulls Say, Bears Say
Bulls Say
Deposit Base StrengthLarge, broad-based deposit inflows provide durable low-cost funding that supports net interest income and liquidity. Record quarterly gathering across not-for-profit, social, climate and political segments deepens customer relationships and underpins the bank’s ability to scale loans and support asset growth without reliance on volatile wholesale funding.
Material Leverage ImprovementA substantially de-levered balance sheet and stronger equity base improve loss-absorption capacity and regulatory standing, giving management room to pursue measured growth, return capital, and absorb credit volatility. Lower leverage enhances resilience and reduces funding stress risk as the bank scales assets toward its $10B+ target.
Strong Cash Generation And Revenue GrowthHigh cash conversion and multi-year revenue expansion support sustainable internal funding for loans, capital returns, and tech investment. Consistent operating cash flow near net income indicates genuine earnings quality, enabling reinvestment in growth-mode portfolios and capacity to absorb cyclical stress without immediate external capital needs.
Bears Say
Localized Multifamily Credit StressA sizable reserve build and jump in nonaccrual multifamily loans highlights concentration and underwriting risk in municipal/mission-driven segments. Persistent stress could force higher provisions, constrain risk appetite for similar growth portfolios, and sap capital over multiple quarters if additional losses emerge or finish-out timelines extend.
Elevated Charge-offs And Loan Sale LossesRecurring charge-offs in niche consumer portfolios and realized losses on loan sales indicate asset-quality pockets that can erode core earnings. If these trends persist, they reduce net income and require higher provisioning, undermining the bank’s ability to generate the projected core pre-tax earnings growth without offsetting revenue gains or expense discipline.
Rising Operating & Technology ExpensesPlanned increases in operating and technology spend raise the bar for revenue growth to achieve positive operating leverage. If loan and fee growth underperform guidance, higher fixed costs could depress efficiency ratios and compress margins, making long-term ROE targets harder to sustain without disciplined cost controls or faster revenue diversification.
Amalgamated Bank News
AMAL FAQ
What was Amalgamated Bank’s price range in the past 12 months?
Amalgamated Bank lowest stock price was $25.13 and its highest was $42.66 in the past 12 months.
What is Amalgamated Bank’s market cap?
Amalgamated Bank’s market cap is $1.25B.
When is Amalgamated Bank’s upcoming earnings report date?
Amalgamated Bank’s upcoming earnings report date is Apr 23, 2026 which is in 5 days.
How were Amalgamated Bank’s earnings last quarter?
Amalgamated Bank released its earnings results on Jan 22, 2026. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of $0.905 by $0.085.
Is Amalgamated Bank overvalued?
According to Wall Street analysts Amalgamated Bank’s price is currently same.
Does Amalgamated Bank pay dividends?
Amalgamated Bank pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.7%. See more information on Amalgamated Bank dividends here
What is Amalgamated Bank’s EPS estimate?
Amalgamated Bank’s EPS estimate is 0.95.
How many shares outstanding does Amalgamated Bank have?
Amalgamated Bank has 29,829,355 shares outstanding.
What happened to Amalgamated Bank’s price movement after its last earnings report?
Amalgamated Bank reported an EPS of $0.99 in its last earnings report, beating expectations of $0.905. Following the earnings report the stock price went up 6.69%.
Which hedge fund is a major shareholder of Amalgamated Bank?
Currently, no hedge funds are holding shares in AMAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Amalgamated Bank Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$42.00 (0.00% )
$42.00 (0.00% )
Blogger Sentiment
Bullish
AMAL Sentiment 100%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 7.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $65.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.08%
12-Months-Change
Fundamentals
Return on Equity
13.65%
Trailing 12-Months
Asset Growth
7.38%
Trailing 12-Months
Company Description
Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
AMAL Company Deck
AMAL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational momentum — record deposit gathering, NIM expansion, solid loan growth (particularly in growth-mode portfolios), PACE acceleration, improving revenue diversification, and constructive 2026 guidance including higher NII and profitability targets. These positives were tempered by isolated credit stress in a D.C. multifamily relationship, elevated charge-offs tied to certain portfolios (including consumer solar), a modest loss on a residential loan sale, and planned increases in operating and technology spending. Management believes reserves are adequate and emphasized disciplined growth backed by capital and liquidity, which supports a constructive outlook despite some credit and expense headwinds.View all AMAL earnings summariesAMAL Stock 12 Month Forecast
Average Price Target
$42.00
▲(0.00% Upside)
Technical Analysis
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Ownership Overview
Currently, No data available
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