Amalgamated Bank (AMAL)
NASDAQ:AMAL
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AMAL Stock Chart & Stats
$43.50
$0.03(0.09%)
At close: 4:00 PM EST
$43.50
$0.03(0.09%)
Day’s Range― - ―
52-Week Range$25.13 - $44.01
Previous CloseN/A
Volume20.21K
Average Volume (3M)178.76K
Market Cap
$1.24B
Enterprise Value$1.31B
Total Cash (Recent Filing)$11.62M
Total Debt (Recent Filing)$81.08M
Price to Earnings (P/E)11.8
Beta0.88
Next Earnings
Jul 23, 2026Next Dividend Ex-DateN/A
Dividend Yield1.7%
Share Statistics
EPS (TTM)3.48
Shares Outstanding29,867,348
10 Day Avg. Volume199,829
30 Day Avg. Volume178,762
Financial Highlights & Ratios
PEG Ratio-10.65
Price to Book (P/B)1.21
Price to Sales (P/S)2.11
P/FCF Ratio7.13
Enterprise Value/Market Cap1.06
Enterprise Value/Revenue2.80
Enterprise Value/Gross Profit4.09
Enterprise Value/Ebitda9.12
Forecast
1Y Price Target
$46.00Price Target Upside5.75% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.09
Revenue Forecast (FY)$370.25M
Bulls Say, Bears Say
Bulls Say
Balance-sheet De-riskingMaterial deleveraging and rising equity materially strengthen capital resilience. Lower leverage reduces sensitivity to funding shocks and regulatory strain, preserving capacity for lending, dividends, and buybacks while supporting regulatory ratios and credit availability over the next several quarters.
Consistent Cash GenerationHigh FCF conversion and rising operating cash flow provide durable internal funding for organic growth, reserves, and capital returns. Reliable cash generation reduces reliance on external financing, helping the bank execute growth targets and absorb credit volatility without immediate capital raises.
Stable, Low-cost Deposit FranchiseA high share of noninterest-bearing and super‑core deposits lowers funding costs and supports net interest income durability. Stable political, labor, and nonprofit deposit flows provide sticky liquidity that underpins lending capacity, helps manage NIM, and supports the planned ~8% balance-sheet growth target.
Bears Say
Concentrated Single‑borrower LossA material, borrower-specific loss exposes concentration in certain CRE/multifamily exposures and highlights underwriting tail risk. Resolution timing is uncertain and could require additional reserves or credit losses, creating earnings volatility and constraining capital deployment until resolved.
Higher Nonperforming AssetsRising NPAs signal asset-quality pressure that can increase cost of risk and provisioning needs. Elevated NPAs reduce earnings quality, constrain loan growth appetite, and may lead to more conservative underwriting and higher capital usage until credit remediation progresses.
Near-term Margin PressureProjected NIM compression from balance-sheet growth and nonaccrual impacts could limit net interest income growth near term. With margins already cooled from earlier peaks, sustained compression would strain core earnings power and make achievement of raised 2026 targets more contingent on fee growth or expense control.
Amalgamated Bank News
AMAL FAQ
What was Amalgamated Bank’s price range in the past 12 months?
Amalgamated Bank lowest stock price was $25.13 and its highest was $44.01 in the past 12 months.
What is Amalgamated Bank’s market cap?
Amalgamated Bank’s market cap is $1.24B.
When is Amalgamated Bank’s upcoming earnings report date?
Amalgamated Bank’s upcoming earnings report date is Jul 23, 2026 which is in 54 days.
How were Amalgamated Bank’s earnings last quarter?
Amalgamated Bank released its earnings results on Apr 23, 2026. The company reported $0.8 earnings per share for the quarter, missing the consensus estimate of $0.95 by -$0.15.
Is Amalgamated Bank overvalued?
According to Wall Street analysts Amalgamated Bank’s price is currently Undervalued.
Does Amalgamated Bank pay dividends?
Amalgamated Bank pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.7%. See more information on Amalgamated Bank dividends here
What is Amalgamated Bank’s EPS estimate?
Amalgamated Bank’s EPS estimate is 1.
How many shares outstanding does Amalgamated Bank have?
Amalgamated Bank has 29,867,348 shares outstanding.
What happened to Amalgamated Bank’s price movement after its last earnings report?
Amalgamated Bank reported an EPS of $0.8 in its last earnings report, missing expectations of $0.95. Following the earnings report the stock price went down -4.586%.
Which hedge fund is a major shareholder of Amalgamated Bank?
Currently, no hedge funds are holding shares in AMAL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Amalgamated Bank Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$46.00 (5.75% Upside)
$46.00 (5.75% Upside)
Blogger Sentiment
Bullish
AMAL Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.08%
12-Months-Change
Fundamentals
Return on Equity
13.37%
Trailing 12-Months
Asset Growth
10.69%
Trailing 12-Months
Company Description
Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
AMAL Company Deck
AMAL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong commercial execution: double‑digit revenue growth, deposit and loan growth, margin expansion, improved efficiency and raised 2026 guidance and balance‑sheet targets. The primary negative was a concentrated single‑borrower multifamily credit event that required a sizable specific reserve ($9.2M incremental; $11.1M on the relationship), which increased nonperforming assets and added near‑term earnings volatility and uncertainty around resolution timing. On balance, management portrays the credit action as isolated, emphasized conservative reserving, and highlighted resilient fundamentals and raised guidance.View all AMAL earnings summariesAMAL Stock 12 Month Forecast
Average Price Target
$46.00
▲(5.75% Upside)
Technical Analysis
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Ownership Overview
2.47% Insiders
19.55% Mutual Funds
14.57% Other Institutional Investors
49.31% Public Companies and
Individual Investors