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Amalgamated Bank (AMAL)
NASDAQ:AMAL

Amalgamated Bank (AMAL) Stock Statistics & Valuation Metrics

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Total Valuation

Amalgamated Bank has a market cap or net worth of $982.81M. The enterprise value is $794.01M.
Market Cap$982.81M
Enterprise Value$794.01M

Share Statistics

Amalgamated Bank has 29,936,320 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding29,936,320
Owned by Insiders
Owned by Institutions

Financial Efficiency

Amalgamated Bank’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 9.87%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)9.87%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee1.01M
Profits Per Employee248.10K
Employee Count429
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Amalgamated Bank is 9.9. Amalgamated Bank’s PEG ratio is 0.46.
PE Ratio9.9
PS Ratio2.35
PB Ratio1.45
Price to Fair Value1.45
Price to FCF8.37
Price to Operating Cash Flow7.75
PEG Ratio0.46

Income Statement

In the last 12 months, Amalgamated Bank had revenue of 435.34M and earned 106.43M in profits. Earnings per share was 3.48.
Revenue435.34M
Gross Profit306.19M
Operating Income145.32M
Pretax Income145.59M
Net Income106.43M
EBITDA151.02M
Earnings Per Share (EPS)3.48

Cash Flow

In the last 12 months, operating cash flow was 127.64M and capital expenditures -2.97M, giving a free cash flow of 124.67M billion.
Operating Cash Flow127.64M
Free Cash Flow124.67M
Free Cash Flow per Share4.16

Dividends & Yields

Amalgamated Bank pays an annual dividend of $0.14, resulting in a dividend yield of 1.71%
Dividend Per Share$0.14
Dividend Yield1.71%
Payout Ratio15.69%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.87
52-Week Price Change-1.17%
50-Day Moving Average29.08
200-Day Moving Average29.05
Relative Strength Index (RSI)68.99
Average Volume (3m)178.76K

Important Dates

Amalgamated Bank upcoming earnings date is Jan 22, 2026, Before Open (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend Date

Financial Position

Amalgamated Bank as a current ratio of 0.24, with Debt / Equity ratio of 11.64%
Current Ratio0.24
Quick Ratio0.24
Debt to Market Cap0.31
Net Debt to EBITDA1.81
Interest Coverage Ratio1.22

Taxes

In the past 12 months, Amalgamated Bank has paid 39.16M in taxes.
Income Tax39.16M
Effective Tax Rate0.27

Enterprise Valuation

Amalgamated Bank EV to EBITDA ratio is 8.59, with an EV/FCF ratio of 10.61.
EV to Sales2.98
EV to EBITDA8.59
EV to Free Cash Flow10.61
EV to Operating Cash Flow10.46

Balance Sheet

Amalgamated Bank has $670.23M in cash and marketable securities with $90.28M in debt, giving a net cash position of $579.95M billion.
Cash & Marketable Securities$670.23M
Total Debt$90.28M
Net Cash$579.95M
Net Cash Per Share$19.37
Tangible Book Value Per Share$22.66

Margins

Gross margin is 69.09%, with operating margin of 33.38%, and net profit margin of 24.45%.
Gross Margin69.09%
Operating Margin33.38%
Pretax Margin33.44%
Net Profit Margin24.45%
EBITDA Margin34.69%
EBIT Margin33.44%

Analyst Forecast

The average price target for Amalgamated Bank is $28.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.00
Price Target Upside-14.79% Downside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast4.33%
EPS Growth Forecast-2.20%

Scores

Smart Score5
AI Score