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Univest Corporation Of Pennsylvania (UVSP)
NASDAQ:UVSP
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Univest Of Pennsylvania (UVSP) Price & Analysis

128 Followers

UVSP Stock Chart & Stats

$37.58
$0.07(0.24%)
At close: 4:00 PM EST
$37.58
$0.07(0.24%)

Bulls Say, Bears Say

Bulls Say
Strong Cash GenerationUnivest converts a high share of earnings into cash: TTM operating cash flow ~$108M and free cash flow ~$100.8M (FCF/net income ~0.91). Durable cash conversion supports sustainable dividends and buybacks, funds loan growth and provisioning, and provides balance-sheet flexibility through cycles.
Conservative, Improving LeverageLeverage has materially declined to D/E ~0.34 from ~0.60, with an equity base near $952M and ROE ~10.2%. This stronger capital profile lowers default and funding risk, sustains regulatory cushions, and preserves capacity to support lending, capital return or M&A without stressing solvency.
Net Interest Margin ExpansionNIM expansion (23 bps to 3.33%) signals durable improvement in core spread generation, which bolsters net interest income even with modest loan growth. Sustained margin gains support underwriting flexibility, help offset rising noninterest costs, and underpin longer-term profitability and capital returns.
Bears Say
Rising Noninterest ExpensesA growing expense baseline—driven by medical-claim volatility and restructuring—creates recurring pressure on operating margins. If these cost trends persist, they will erode operating leverage, limit the ability to expand provisioning or capital return, and require sustained revenue or efficiency improvements.
Competition In CRE And C&IHeightened competition in CRE and certain C&I niches can compress loan yields and slow credit deployment. Over a multi-month horizon this constrains loan mix and pricing power, potentially limiting NII growth and forcing greater focus on specialized niches where Univest must defend market share.
Limited Near-term Deposit-cost ReliefWith limited scope to lower funding costs, margin upside from deposit repricing is constrained. This makes future NII gains more dependent on asset yields and loan growth; in a competitive funding market, constrained deposit-cost relief can cap sustainable NIM expansion and profitability gains.

Univest Of Pennsylvania News

UVSP FAQ

What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $44.78 in the past 12 months.
    What is Univest Corporation Of Pennsylvania’s market cap?
    Univest Corporation Of Pennsylvania’s market cap is $1.22B.
      When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
      Univest Corporation Of Pennsylvania’s upcoming earnings report date is Jul 29, 2026 which is in 27 days.
        How were Univest Corporation Of Pennsylvania’s earnings last quarter?
        Univest Corporation Of Pennsylvania released its earnings results on Apr 22, 2026. The company reported $0.96 earnings per share for the quarter, beating the consensus estimate of $0.83 by $0.13.
          Is Univest Corporation Of Pennsylvania overvalued?
          According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Univest Corporation Of Pennsylvania pay dividends?
            Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.59%. See more information on Univest Corporation Of Pennsylvania dividends here
              What is Univest Corporation Of Pennsylvania’s EPS estimate?
              Univest Corporation Of Pennsylvania’s EPS estimate is 0.86.
                How many shares outstanding does Univest Corporation Of Pennsylvania have?
                Univest Corporation Of Pennsylvania has 27,845,802 shares outstanding.
                  What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
                  Univest Corporation Of Pennsylvania reported an EPS of $0.96 in its last earnings report, beating expectations of $0.83. Following the earnings report the stock price went up 2.123%.
                    Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
                    Currently, no hedge funds are holding shares in UVSP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Univest Corporation Of Pennsylvania

                      Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.

                      Univest Of Pennsylvania (UVSP) Earnings & Revenues

                      UVSP Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call highlighted strong underlying operating performance: robust EPS growth (24.7%), NIM expansion, improved ROAA and efficiency, disciplined credit metrics, and active capital return via dividend increase and sizeable buybacks. Key challenges include rising noninterest expenses driven by medical claims and restructuring, heightened competition in certain lending segments, limited near-term deposit cost relief, and monitored macro risks (fuel/fertilizer impacts on ag credits). Management maintained constructive 2026 guidance (loan growth 2%-3%, NII growth 5%-7%) and continues to prioritize buybacks while remaining opportunistic on M&A.View all UVSP earnings summaries

                      UVSP Stock 12 Month Forecast

                      Average Price Target

                      $37.50
                      ▼(-0.21% Downside)
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