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UVSP Stock Chart & Stats
$44.10
-$0.08(-0.18%)
At close: 4:00 PM EDT
$44.10
-$0.08(-0.18%)
Day’s Range― - ―
52-Week Range$27.91 - $45.46
Previous Close$43.25
Volume372.07K
Average Volume (3M)117.86K
Market Cap
$1.23B
Enterprise Value$1.40K
Total Cash (Recent Filing)$233.00M
Total Debt (Recent Filing)$327.76M
Price to Earnings (P/E)12.6
Beta0.80
Next Earnings
Oct 28, 2026EPS Estimate
0.96Next Dividend Ex-DateN/A
Dividend Yield2.02%
Share Statistics
EPS (TTM)3.35
Shares Outstanding27,845,802
10 Day Avg. Volume126,310
30 Day Avg. Volume117,864
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.00
Price to Sales (P/S)1.81
P/FCF Ratio9.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$47.00Price Target Upside6.58% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.66
Revenue Forecast (FY)$352.09M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageLeverage has meaningfully improved and sits at a conservative ~0.34, providing a durable capital buffer to absorb credit shocks and support lending and strategic actions. Equity has grown to ~$952M and ROE is a healthy ~10.2%, enabling risk-taking without immediate capital strain.
Strong Cash GenerationClose alignment of free cash flow with net income (FCF/net income ~0.91) and ~ $100.8M FCF TTM indicates enduring ability to fund dividends, buybacks, and loan growth from operations. While growth has been choppy historically, current conversion supports capital allocation and balance sheet flexibility.
Loan & Deposit Growth Supporting NIISustained quarterly loan and deposit inflows expand earning asset base and stable funding, underpinning net interest income. Management also reported NII and core NIM expansion, and guided to 8%–10% NII growth, implying structural support for core profitability over the coming months.
Bears Say
Large Non-accrual Commercial LoanA single large commercial loan placed on non-accrual with a nearly $10M specific reserve creates meaningful provisioning risk relative to regional bank scale. Resolution uncertainty can force elevated provisions, constrain capital deployment, and increase credit monitoring costs for multiple quarters.
REO Valuation Hit And Fee VolatilityThe OREO valuation adjustment highlights exposure to commercial real estate and creates earnings volatility in non-interest income. Such asset valuation swings can recur in stressed sectors, reduce fee-driven stability, and complicate earnings predictability over a multi-quarter horizon.
Deposit Repricing & Excess LiquidityA large near-term CD wall and excess liquidity limit scope to lower funding costs, while competitive pressure narrows spreads. Together these structural funding dynamics can cap NIM improvement and pressure margins as maturing deposits reprice and management absorbs slower cost relief.
Univest Of Pennsylvania News
UVSP FAQ
What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $45.45 in the past 12 months.
What is Univest Corporation Of Pennsylvania’s market cap?
Univest Corporation Of Pennsylvania’s market cap is $1.23B.
When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
Univest Corporation Of Pennsylvania’s upcoming earnings report date is Oct 28, 2026 which is in 92 days.
How were Univest Corporation Of Pennsylvania’s earnings last quarter?
Univest Corporation Of Pennsylvania released its earnings results on Jul 22, 2026. The company reported $0.82 earnings per share for the quarter, missing the consensus estimate of $0.87 by -$0.05.
Is Univest Corporation Of Pennsylvania overvalued?
According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Undervalued.
Does Univest Corporation Of Pennsylvania pay dividends?
Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.02%. See more information on Univest Corporation Of Pennsylvania dividends here
What is Univest Corporation Of Pennsylvania’s EPS estimate?
Univest Corporation Of Pennsylvania’s EPS estimate is 0.96.
How many shares outstanding does Univest Corporation Of Pennsylvania have?
Univest Corporation Of Pennsylvania has 27,845,802 shares outstanding.
What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
Univest Corporation Of Pennsylvania reported an EPS of $0.82 in its last earnings report, missing expectations of $0.87. Following the earnings report the stock price went up 0.891%.
Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
Currently, no hedge funds are holding shares in UVSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Univest Of Pennsylvania Stock Smart Score
Neutral
1
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5
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10
Analyst Consensus
Hold
Average Price Target:
$47.00 (6.58% Upside)
$47.00 (6.58% Upside)
Blogger Sentiment
Neutral
UVSP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 72.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 67%
Bearish news 33%
Bearish news 33%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.05%
12-Months-Change
Fundamentals
Return on Equity
2.02%
Trailing 12-Months
Asset Growth
3.32%
Trailing 12-Months
Company Description
Univest Corporation Of Pennsylvania
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.
UVSP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showed solid core operating performance: strong EPS growth, healthy loan and deposit increases, NII and core NIM expansion, fee-income gains in advisory and mortgage banking, and continued share repurchases. These positives were tempered by material, event-driven credit items — notably a $5.2 million REO valuation adjustment and a $28.6 million commercial loan placed on non-accrual with a $9.8 million specific reserve — along with modest declines in reported non-interest income and competitive pressure on spreads. Management maintained guidance and provided an improved NII outlook, while flagging that provisioning and credit outcomes remain event-dependent.View all UVSP earnings summariesUVSP Stock 12 Month Forecast
Average Price Target
$47.00
▲(6.58% Upside)
Technical Analysis
Northeast Bancorp
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First Mid-Illinois Bancshares
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Esquire Financial Holdings
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Amerant Bancorp
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Ownership Overview
1.64% Insiders
22.79% Mutual Funds
1.76% Other Institutional Investors
54.97% Public Companies and
Individual Investors









