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Univest Corporation Of Pennsylvania (UVSP)
NASDAQ:UVSP
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Univest Of Pennsylvania (UVSP) Price & Analysis

128 Followers

UVSP Stock Chart & Stats

$44.10
-$0.08(-0.18%)
At close: 4:00 PM EDT
$44.10
-$0.08(-0.18%)

Bulls Say, Bears Say

Bulls Say
Conservative LeverageLeverage has meaningfully improved and sits at a conservative ~0.34, providing a durable capital buffer to absorb credit shocks and support lending and strategic actions. Equity has grown to ~$952M and ROE is a healthy ~10.2%, enabling risk-taking without immediate capital strain.
Strong Cash GenerationClose alignment of free cash flow with net income (FCF/net income ~0.91) and ~ $100.8M FCF TTM indicates enduring ability to fund dividends, buybacks, and loan growth from operations. While growth has been choppy historically, current conversion supports capital allocation and balance sheet flexibility.
Loan & Deposit Growth Supporting NIISustained quarterly loan and deposit inflows expand earning asset base and stable funding, underpinning net interest income. Management also reported NII and core NIM expansion, and guided to 8%–10% NII growth, implying structural support for core profitability over the coming months.
Bears Say
Large Non-accrual Commercial LoanA single large commercial loan placed on non-accrual with a nearly $10M specific reserve creates meaningful provisioning risk relative to regional bank scale. Resolution uncertainty can force elevated provisions, constrain capital deployment, and increase credit monitoring costs for multiple quarters.
REO Valuation Hit And Fee VolatilityThe OREO valuation adjustment highlights exposure to commercial real estate and creates earnings volatility in non-interest income. Such asset valuation swings can recur in stressed sectors, reduce fee-driven stability, and complicate earnings predictability over a multi-quarter horizon.
Deposit Repricing & Excess LiquidityA large near-term CD wall and excess liquidity limit scope to lower funding costs, while competitive pressure narrows spreads. Together these structural funding dynamics can cap NIM improvement and pressure margins as maturing deposits reprice and management absorbs slower cost relief.

Univest Of Pennsylvania News

UVSP FAQ

What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $45.45 in the past 12 months.
    What is Univest Corporation Of Pennsylvania’s market cap?
    Univest Corporation Of Pennsylvania’s market cap is $1.23B.
      When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
      Univest Corporation Of Pennsylvania’s upcoming earnings report date is Oct 28, 2026 which is in 92 days.
        How were Univest Corporation Of Pennsylvania’s earnings last quarter?
        Univest Corporation Of Pennsylvania released its earnings results on Jul 22, 2026. The company reported $0.82 earnings per share for the quarter, missing the consensus estimate of $0.87 by -$0.05.
          Is Univest Corporation Of Pennsylvania overvalued?
          According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Univest Corporation Of Pennsylvania pay dividends?
            Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.02%. See more information on Univest Corporation Of Pennsylvania dividends here
              What is Univest Corporation Of Pennsylvania’s EPS estimate?
              Univest Corporation Of Pennsylvania’s EPS estimate is 0.96.
                How many shares outstanding does Univest Corporation Of Pennsylvania have?
                Univest Corporation Of Pennsylvania has 27,845,802 shares outstanding.
                  What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
                  Univest Corporation Of Pennsylvania reported an EPS of $0.82 in its last earnings report, missing expectations of $0.87. Following the earnings report the stock price went up 0.891%.
                    Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
                    Currently, no hedge funds are holding shares in UVSP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Univest Corporation Of Pennsylvania

                      Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.

                      Univest Of Pennsylvania (UVSP) Earnings & Revenues

                      UVSP Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call showed solid core operating performance: strong EPS growth, healthy loan and deposit increases, NII and core NIM expansion, fee-income gains in advisory and mortgage banking, and continued share repurchases. These positives were tempered by material, event-driven credit items — notably a $5.2 million REO valuation adjustment and a $28.6 million commercial loan placed on non-accrual with a $9.8 million specific reserve — along with modest declines in reported non-interest income and competitive pressure on spreads. Management maintained guidance and provided an improved NII outlook, while flagging that provisioning and credit outcomes remain event-dependent.View all UVSP earnings summaries

                      UVSP Stock 12 Month Forecast

                      Average Price Target

                      $47.00
                      ▲(6.58% Upside)
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                      Ownership Overview

                      1.64%22.79%1.76%54.97%
                      1.76% Other Institutional Investors
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