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UVSP Stock Chart & Stats
$37.58
$0.07(0.24%)
At close: 4:00 PM EST
$37.58
$0.07(0.24%)
Day’s Range― - ―
52-Week Range$27.91 - $45.46
Previous CloseN/A
Volume10.49K
Average Volume (3M)117.86K
Market Cap
$1.23B
Enterprise Value$1.23K
Total Cash (Recent Filing)$233.00M
Total Debt (Recent Filing)$327.76M
Price to Earnings (P/E)13.2
Beta0.75
Next Earnings
Oct 28, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield2%
Share Statistics
EPS (TTM)3.35
Shares Outstanding27,845,802
10 Day Avg. Volume126,310
30 Day Avg. Volume117,864
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.00
Price to Sales (P/S)1.81
P/FCF Ratio9.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$37.50Price Target Upside-0.21% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.66
Revenue Forecast (FY)$352.09M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationSustained TTM free cash flow near net income indicates the business consistently converts earnings to cash. This durable cash generation supports ongoing dividend increases, opportunistic buybacks, loan originations, and provides a buffer for credit losses or strategic investments over the next several quarters.
Conservative, Improving Leverage And Capital BaseMaterial reduction in leverage and an expanded equity base provide durable financial flexibility. Lower debt-to-equity reduces funding risk and supports lending capacity, regulatory buffers, and sustained capital return programs without materially increasing vulnerability to rate or credit shocks.
Net Interest Margin Expansion And NII Growth GuidanceImproving NIM and explicit guidance for 5%–7% NII growth point to a structurally stronger core revenue trend. For a regional bank relying on net interest income, sustained margin momentum supports durable earnings power, internal capital generation, and reinvestment capacity over multiple quarters.
Bears Say
Rising Noninterest Expenses And Medical-claim VolatilityA higher and more volatile expense baseline—driven by medical claims and restructuring—erodes margin resilience. Persistently elevated noninterest costs reduce operating leverage, constrain net income growth and capital return capacity, and increase sensitivity to revenue or credit setbacks over the medium term.
Heightened Competition In CRE And C&I LendingSustained competitive pressure in key lending corridors risks persistent yield compression and slower core loan growth. If competition persists, margin and loan mix must shift toward specialty niches to preserve returns, which can limit scale and make earnings more dependent on narrower markets.
Margin Step-down And Choppy Cash-flow HistoryMargins remaining below peak 2021–2022 levels and inconsistent cash-flow trends reduce earnings predictability. This structural moderation increases the risk that earnings and coverage metrics will be more sensitive to credit or funding shocks, limiting reliable capital deployment plans over coming quarters.
Univest Of Pennsylvania News
UVSP FAQ
What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $45.45 in the past 12 months.
What is Univest Corporation Of Pennsylvania’s market cap?
Univest Corporation Of Pennsylvania’s market cap is $1.23B.
When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
Univest Corporation Of Pennsylvania’s upcoming earnings report date is Oct 28, 2026 which is in 97 days.
How were Univest Corporation Of Pennsylvania’s earnings last quarter?
Univest Corporation Of Pennsylvania released its earnings results on Jul 22, 2026. The company reported $0.82 earnings per share for the quarter, missing the consensus estimate of $0.87 by -$0.05.
Is Univest Corporation Of Pennsylvania overvalued?
According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Overvalued.
Does Univest Corporation Of Pennsylvania pay dividends?
Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2%. See more information on Univest Corporation Of Pennsylvania dividends here
What is Univest Corporation Of Pennsylvania’s EPS estimate?
Univest Corporation Of Pennsylvania’s EPS estimate is 0.93.
How many shares outstanding does Univest Corporation Of Pennsylvania have?
Univest Corporation Of Pennsylvania has 27,845,802 shares outstanding.
What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
Univest Corporation Of Pennsylvania reported an EPS of $0.82 in its last earnings report, missing expectations of $0.87. Following the earnings report the stock price went up 2.123%.
Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
Currently, no hedge funds are holding shares in UVSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Univest Of Pennsylvania Stock Smart Score
Underperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$37.50 (-0.21% Downside)
$37.50 (-0.21% Downside)
Blogger Sentiment
Bullish
UVSP Sentiment 100%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Decreased
By 72.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.05%
12-Months-Change
Fundamentals
Return on Equity
2.00%
Trailing 12-Months
Asset Growth
2.09%
Trailing 12-Months
Company Description
Univest Corporation Of Pennsylvania
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.
UVSP Stock 12 Month Forecast
Average Price Target
$37.50
▼(-0.21% Downside)
Technical Analysis
Northeast Bancorp
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Southside Bancshares
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First Mid-Illinois Bancshares
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Esquire Financial Holdings
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Amerant Bancorp
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Ownership Overview
1.64% Insiders
22.79% Mutual Funds
1.74% Other Institutional Investors
55.86% Public Companies and
Individual Investors