Univest Corporation Of Pennsylvania (UVSP)
NASDAQ:UVSP
UVSP Stock Chart & Stats
$35.02
$0.07(0.24%)
At close: 4:00 PM EST
$35.02
$0.07(0.24%)
Day’s Range― - ―
52-Week Range$22.83 - $36.20
Previous CloseN/A
Volume10.49K
Average Volume (3M)117.86K
Market Cap
$983.49M
Enterprise Value$795.32M
Total Cash (Recent Filing)$562.36M
Total Debt (Recent Filing)$351.81M
Price to Earnings (P/E)10.4
Beta0.84
Next Earnings
Apr 29, 2026EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)0.79
Shares Outstanding28,083,532
10 Day Avg. Volume126,310
30 Day Avg. Volume117,864
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.00
Price to Sales (P/S)1.81
P/FCF Ratio9.71
Enterprise Value/Market Cap0.81
Enterprise Value/Revenue1.53
Enterprise Value/Gross Profit2.51
Enterprise Value/Ebitda6.68
Forecast
1Y Price Target
$35.50Price Target Upside1.37% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.39
Revenue Forecast (FY)$344.01M
Bulls Say, Bears Say
Bulls Say
Improving Balance-sheet LeverageDebt-to-equity declining toward ~0.40 and rising equity in 2025 indicate the bank is de-risking its capital structure. Lower leverage improves loss-absorption capacity and funding optionality, supporting regulatory resilience, capacity for selective growth, and sustainable capital returns over the medium term.
Strong Asset-quality MetricsVery low nonaccruals, falling NPAs and modest net charge-offs (7 bps annualized) reflect disciplined underwriting and effective risk management. Persistently low credit losses reduce earnings volatility and provisioning needs, supporting steady net income and preserving capital over the next several quarters.
Active Capital Returns Via BuybacksConsistent, sizable buybacks signal management confidence and excess capital generation beyond organic needs. Ongoing repurchases increase EPS per share and demonstrate a disciplined capital-allocation framework, which can be a durable driver of shareholder returns if cash flow remains supportive.
Bears Say
NIM Pressure From Excess LiquiditySeasonal public-fund inflows and related excess liquidity compressed reported NIM, and management expects ongoing deployment needs. Persistent excess liquidity or slower deposit pricing normalization risks structurally lower margins unless ALM actions or loan re-pricing sustainably restore spread.
Higher Provision Guidance For 2026An elevated provision run-rate raises the bank’s baseline credit expense, reducing structural earnings power and adding uncertainty to net income. If credit trends worsen, provisions could rise further, constraining capital return capacity and making earnings less predictable over the medium term.
Volatile Cash Flow And Margin CompressionYear-to-year FCF volatility and a material step-down in margins since 2021–2022 indicate less predictable cash generation and lower structural profitability. This cyclicality complicates planning for lending, investment and buybacks, and reduces the margin of safety during economic or funding stress periods.
Univest Of Pennsylvania News
UVSP FAQ
What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $22.83 and its highest was $36.20 in the past 12 months.
What is Univest Corporation Of Pennsylvania’s market cap?
Univest Corporation Of Pennsylvania’s market cap is $983.49M.
When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
Univest Corporation Of Pennsylvania’s upcoming earnings report date is Apr 29, 2026 which is in 24 days.
How were Univest Corporation Of Pennsylvania’s earnings last quarter?
Univest Corporation Of Pennsylvania released its earnings results on Jan 28, 2026. The company reported $0.79 earnings per share for the quarter, beating the consensus estimate of $0.767 by $0.023.
Is Univest Corporation Of Pennsylvania overvalued?
According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Undervalued.
Does Univest Corporation Of Pennsylvania pay dividends?
Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.59%. See more information on Univest Corporation Of Pennsylvania dividends here
What is Univest Corporation Of Pennsylvania’s EPS estimate?
Univest Corporation Of Pennsylvania’s EPS estimate is 0.83.
How many shares outstanding does Univest Corporation Of Pennsylvania have?
Univest Corporation Of Pennsylvania has 28,083,532 shares outstanding.
What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
Univest Corporation Of Pennsylvania reported an EPS of $0.79 in its last earnings report, beating expectations of $0.767. Following the earnings report the stock price went down -2.096%.
Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
Currently, no hedge funds are holding shares in UVSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Univest Of Pennsylvania Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$35.50 (1.37% Upside)
$35.50 (1.37% Upside)
Blogger Sentiment
Bullish
UVSP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 56.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $20.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.05%
12-Months-Change
Fundamentals
Return on Equity
9.82%
Trailing 12-Months
Asset Growth
3.52%
Trailing 12-Months
Company Description
Univest Corporation Of Pennsylvania
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
UVSP Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated several clear positives: record full-year EPS, strong Q4 loan growth, improved core NIM, stable asset quality metrics, and an active share repurchase program. Offsetting items include Q4 deposit outflows driven by public funds seasonality, reported NIM compression from excess liquidity, elevated provisions guidance for 2026, and some expense and deposit-competition pressures. Management provided detailed 2026 guidance (2%–3% loan growth, 4%–6% NII growth, $11M–$13M provision, 3%–5% expense growth) and actions to deploy liquidity and pursue deposit initiatives, suggesting confidence in execution despite near-term headwinds.View all UVSP earnings summariesUVSP Stock 12 Month Forecast
Average Price Target
$35.50
▲(1.37% Upside)
Technical Analysis
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Ownership Overview
1.67% Insiders
24.83% Mutual Funds
12.49% Other Institutional Investors
44.30% Public Companies and
Individual Investors