Univest Corporation Of Pennsylvania (UVSP)
NASDAQ:UVSP
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UVSP Stock Chart & Stats
$37.58
$0.07(0.24%)
At close: 4:00 PM EST
$37.58
$0.07(0.24%)
Day’s Range― - ―
52-Week Range$27.91 - $38.71
Previous CloseN/A
Volume10.49K
Average Volume (3M)117.86K
Market Cap
$1.05B
Enterprise Value$1.32B
Total Cash (Recent Filing)$69.64M
Total Debt (Recent Filing)$327.76M
Price to Earnings (P/E)8.9
Beta0.82
Next Earnings
Jul 29, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield2.59%
Share Statistics
EPS (TTM)0.96
Shares Outstanding28,083,532
10 Day Avg. Volume126,310
30 Day Avg. Volume117,864
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)1.00
Price to Sales (P/S)1.81
P/FCF Ratio9.71
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue2.52
Enterprise Value/Gross Profit4.05
Enterprise Value/Ebitda10.65
Forecast
1Y Price Target
$37.50Price Target Upside-0.21% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.41
Revenue Forecast (FY)$347.05M
Bulls Say, Bears Say
Bulls Say
Conservative & Improving LeverageLower and improving leverage increases the bank’s resilience to shocks, reduces interest burden and funding strain, and supports capital return and strategic optionality. This structural de-risking underpins credit quality, rating stability and long-term funding flexibility.
Strong Cash Generation (FCF)High free cash generation provides durable funding for dividends, buybacks, provisioning and organic investment without relying on volatile capital markets. Close FCF-to-net-income conversion signals sustainable internal funding for strategic priorities over coming quarters.
NIM Expansion Plus Diversified Fee IncomeImproving net interest margin and guidance for NII growth, alongside rising fee income from advisory, insurance and servicing, create a more balanced, repeatable revenue mix. This mix reduces reliance on single drivers and supports margin resilience amid rate cycles.
Bears Say
Rising Noninterest Expense & Medical VolatilityA structurally higher expense baseline and volatile self-funded medical claims make cost control harder and compress sustainable efficiency gains. Persistent expense increases reduce the payoff from NIM improvements and limit capacity for margin-supporting initiatives.
Intensifying Lending CompetitionSustained competitive pressure in CRE and C&I can force pricing concessions or require higher risk to maintain volumes, limiting long-term loan-yield expansion. Over time this can depress returns on new originations and constrain sustainable loan growth.
Margin Step-down & Choppy Cash-flow HistoryAlthough recent performance improved, the structural step-down from peak margins and inconsistent FCF trends introduce earnings volatility. This reduces predictability for capital returns and reinvestment, and makes multi-quarter planning and stress absorption more challenging.
Univest Of Pennsylvania News
UVSP FAQ
What was Univest Corporation Of Pennsylvania’s price range in the past 12 months?
Univest Corporation Of Pennsylvania lowest stock price was $27.91 and its highest was $38.71 in the past 12 months.
What is Univest Corporation Of Pennsylvania’s market cap?
Univest Corporation Of Pennsylvania’s market cap is $1.05B.
When is Univest Corporation Of Pennsylvania’s upcoming earnings report date?
Univest Corporation Of Pennsylvania’s upcoming earnings report date is Jul 29, 2026 which is in 89 days.
How were Univest Corporation Of Pennsylvania’s earnings last quarter?
Univest Corporation Of Pennsylvania released its earnings results on Apr 22, 2026. The company reported $0.96 earnings per share for the quarter, beating the consensus estimate of $0.83 by $0.13.
Is Univest Corporation Of Pennsylvania overvalued?
According to Wall Street analysts Univest Corporation Of Pennsylvania’s price is currently Overvalued.
Does Univest Corporation Of Pennsylvania pay dividends?
Univest Corporation Of Pennsylvania pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.59%. See more information on Univest Corporation Of Pennsylvania dividends here
What is Univest Corporation Of Pennsylvania’s EPS estimate?
Univest Corporation Of Pennsylvania’s EPS estimate is 0.82.
How many shares outstanding does Univest Corporation Of Pennsylvania have?
Univest Corporation Of Pennsylvania has 28,083,532 shares outstanding.
What happened to Univest Corporation Of Pennsylvania’s price movement after its last earnings report?
Univest Corporation Of Pennsylvania reported an EPS of $0.96 in its last earnings report, beating expectations of $0.83. Following the earnings report the stock price went up 2.124%.
Which hedge fund is a major shareholder of Univest Corporation Of Pennsylvania?
Currently, no hedge funds are holding shares in UVSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Univest Of Pennsylvania Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$37.50 (-0.21% Downside)
$37.50 (-0.21% Downside)
Blogger Sentiment
Bullish
UVSP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 56.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $20.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.05%
12-Months-Change
Fundamentals
Return on Equity
10.19%
Trailing 12-Months
Asset Growth
2.09%
Trailing 12-Months
Company Description
Univest Corporation Of Pennsylvania
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
UVSP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong underlying operating performance: robust EPS growth (24.7%), NIM expansion, improved ROAA and efficiency, disciplined credit metrics, and active capital return via dividend increase and sizeable buybacks. Key challenges include rising noninterest expenses driven by medical claims and restructuring, heightened competition in certain lending segments, limited near-term deposit cost relief, and monitored macro risks (fuel/fertilizer impacts on ag credits). Management maintained constructive 2026 guidance (loan growth 2%-3%, NII growth 5%-7%) and continues to prioritize buybacks while remaining opportunistic on M&A.View all UVSP earnings summariesUVSP Stock 12 Month Forecast
Average Price Target
$37.50
▼(-0.21% Downside)
Technical Analysis
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Ownership Overview
1.62% Insiders
23.67% Mutual Funds
6.15% Other Institutional Investors
51.51% Public Companies and
Individual Investors