Education
About Us
Working with TipRanks
Follow Us
Independent Bank (IBCP)
NASDAQ:IBCP
IBCP Stock Chart & Stats
$35.05
$0.02(0.06%)
At close: 4:00 PM EST
$35.05
$0.02(0.06%)
Day’s Range― - ―
52-Week Range$26.75 - $38.04
Previous CloseN/A
Volume13.63K
Average Volume (3M)123.86K
Market Cap
$730.84M
Enterprise Value$639.72M
Total Cash (Recent Filing)$392.62M
Total Debt (Recent Filing)$41.85M
Price to Earnings (P/E)10.9
Beta0.82
Next Earnings
Jan 22, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield2.97%
Share Statistics
EPS (TTM)0.86
Shares Outstanding20,691,952
10 Day Avg. Volume128,690
30 Day Avg. Volume123,860
Financial Highlights & Ratios
PEG Ratio0.81
Price to Book (P/B)1.60
Price to Sales (P/S)2.30
P/FCF Ratio13.17
Enterprise Value/Market Cap0.88
Enterprise Value/Revenue2.03
Enterprise Value/Gross Profit2.97
Enterprise Value/Ebitda6.82
Forecast
1Y Price Target
$35.50Price Target Upside1.28% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Independent Bank News
IBCP FAQ
What was Independent Bank’s price range in the past 12 months?
Independent Bank lowest stock price was $26.75 and its highest was $38.04 in the past 12 months.
What is Independent Bank’s market cap?
Independent Bank’s market cap is $730.84M.
When is Independent Bank’s upcoming earnings report date?
Independent Bank’s upcoming earnings report date is Jan 22, 2026 which is in 34 days.
How were Independent Bank’s earnings last quarter?
Independent Bank released its earnings results on Oct 28, 2025. The company reported $0.86 earnings per share for the quarter, beating the consensus estimate of $0.84 by $0.02.
Is Independent Bank overvalued?
According to Wall Street analysts Independent Bank’s price is currently Undervalued.
Does Independent Bank pay dividends?
Independent Bank pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.97%. See more information on Independent Bank dividends here
What is Independent Bank’s EPS estimate?
Independent Bank’s EPS estimate is 0.84.
How many shares outstanding does Independent Bank have?
Independent Bank has 20,691,952 shares outstanding.
What happened to Independent Bank’s price movement after its last earnings report?
Independent Bank reported an EPS of $0.86 in its last earnings report, beating expectations of $0.84. Following the earnings report the stock price went down -0.759%.
Which hedge fund is a major shareholder of Independent Bank?
Currently, no hedge funds are holding shares in IBCP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Independent Bank Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$35.50 (1.28% Upside)
$35.50 (1.28% Upside)
Blogger Sentiment
Neutral
IBCP Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 289.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $103.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.17%
12-Months-Change
Fundamentals
Return on Equity
14.51%
Trailing 12-Months
Asset Growth
4.45%
Trailing 12-Months
Company Description
Independent Bank
Independent Bank (IBCP) is a Michigan-based community bank that provides a wide range of financial services to individuals, businesses, and municipalities. The bank operates through multiple branches across the state, focusing on retail banking, commercial banking, and mortgage lending. Its core products include personal and business checking and savings accounts, loans, mortgages, and investment services, all aimed at fostering local economic growth and meeting the financial needs of its customers.
IBCP Company Deck
IBCP Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflected a positive sentiment overall, driven by strong loan growth, expanding net interest margins, and robust credit metrics. Technological advancements further bolstered operational efficiency. However, challenges were noted in the decline of noninterest income and core deposits, and a decrease in mortgage loan servicing revenue.View all IBCP earnings summariesIBCP Stock 12 Month Forecast
Average Price Target
$35.50
▲(1.28% Upside)
Technical Analysis
Eagle Bancorp
―
First Community Bancshares
―
Heritage Commerce
―
Southern Missouri Bancorp
―
South Plains Financial
―
Ownership Overview
2.44% Insiders
22.76% Mutual Funds
12.24% Other Institutional Investors
45.18% Public Companies and
Individual Investors