Education
About Us
Working with TipRanks
Follow Us
Southern Missouri Bancorp (SMBC)
NASDAQ:SMBC
SMBC Stock Chart & Stats
$64.56
-$0.13(-0.23%)
At close: 4:00 PM EST
$64.56
-$0.13(-0.23%)
Day’s Range― - ―
52-Week Range$45.10 - $66.56
Previous CloseN/A
Volume11.77K
Average Volume (3M)55.13K
Market Cap
$717.15M
Enterprise Value$728.12M
Total Cash (Recent Filing)$579.27M
Total Debt (Recent Filing)$145.28M
Price to Earnings (P/E)11.2
Beta0.88
Next Earnings
May 04, 2026EPS Estimate
1.52Next Dividend Ex-DateN/A
Dividend Yield1.59%
Share Statistics
EPS (TTM)1.62
Shares Outstanding11,108,279
10 Day Avg. Volume66,272
30 Day Avg. Volume55,130
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)1.13
Price to Sales (P/S)2.02
P/FCF Ratio8.18
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.33
Enterprise Value/Gross Profit3.95
Enterprise Value/Ebitda7.99
Forecast
1Y Price Target
$68.33Price Target Upside5.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationFree cash flow that closely tracks net income demonstrates high earnings quality and reliable internal funding. Over a multi-quarter horizon this supports dividend continuity, buybacks, capital for origination growth or M&A, and provides a cushion against credit volatility without heavy external financing.
Capital Build And Shareholder ReturnsRising tangible book and active repurchases signal stronger capital generation and disciplined capital allocation. This improves loss-absorbing capacity, preserves franchise value, and maintains optionality for organic growth or acquisitions while returning excess capital to shareholders over the medium term.
Sustained Loan Production And Core Deposit GrowthHigh originations and a meaningful loan pipeline paired with core deposit growth indicate durable franchise lending momentum and stable funding. This supports repeatable net interest income expansion, reduces reliance on brokered funding, and underpins mid-single-digit loan growth guidance over coming quarters.
Bears Say
Localized Credit DeteriorationNew nonaccruals highlight idiosyncratic credit stress within the loan book. If additional problem relationships emerge, provisions and charge-offs could rise, pressuring earnings and requiring higher ACLs, which would materially affect profitability and capital deployment over several quarters.
Agriculture Sector Concentration RiskNotable exposure to farm customers faces cyclical revenue and cashflow volatility from commodity prices and input costs. Concentrated agricultural pressure can drive problem loans, reduce lending activity seasonally, and increase earnings volatility for multiple quarters without a sustained recovery in farm economics.
Repricing And Maturity MismatchesLarge upcoming loan and CD maturities create structural repricing risk: funding costs may reprice faster than new asset yields, compressing margins. Persistent spread pressure or elevated prepayments could reduce NIM and earnings power until balance sheet repricing converges, impacting results across several quarters.
Southern Missouri Bancorp News
SMBC FAQ
What was Southern Missouri Bancorp’s price range in the past 12 months?
Southern Missouri Bancorp lowest stock price was $45.10 and its highest was $66.56 in the past 12 months.
What is Southern Missouri Bancorp’s market cap?
Southern Missouri Bancorp’s market cap is $717.15M.
When is Southern Missouri Bancorp’s upcoming earnings report date?
Southern Missouri Bancorp’s upcoming earnings report date is May 04, 2026 which is in 76 days.
How were Southern Missouri Bancorp’s earnings last quarter?
Southern Missouri Bancorp released its earnings results on Jan 21, 2026. The company reported $1.62 earnings per share for the quarter, beating the consensus estimate of $1.543 by $0.077.
Is Southern Missouri Bancorp overvalued?
According to Wall Street analysts Southern Missouri Bancorp’s price is currently Undervalued.
Does Southern Missouri Bancorp pay dividends?
Southern Missouri Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.59%. See more information on Southern Missouri Bancorp dividends here
What is Southern Missouri Bancorp’s EPS estimate?
Southern Missouri Bancorp’s EPS estimate is 1.52.
How many shares outstanding does Southern Missouri Bancorp have?
Southern Missouri Bancorp has 11,108,279 shares outstanding.
What happened to Southern Missouri Bancorp’s price movement after its last earnings report?
Southern Missouri Bancorp reported an EPS of $1.62 in its last earnings report, beating expectations of $1.543. Following the earnings report the stock price went up 0.236%.
Which hedge fund is a major shareholder of Southern Missouri Bancorp?
Currently, no hedge funds are holding shares in SMBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Southern Missouri Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$68.33 (5.84% Upside)
$68.33 (5.84% Upside)
Blogger Sentiment
Bullish
SMBC Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $80.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.02%
12-Months-Change
Fundamentals
Return on Equity
11.54%
Trailing 12-Months
Asset Growth
6.47%
Trailing 12-Months
Company Description
Southern Missouri Bancorp
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
SMBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call reflects solid operational and financial momentum: materially stronger EPS, higher net interest income year-over-year, robust loan originations, improved net interest margin when adjusted for two troubled credits, growing core deposits, strengthened tangible book value and active capital return via buybacks. Offsetting these positives are modest increases in nonperforming assets driven by two specific relationships, ongoing agricultural sector pressure for certain borrowers, seasonal constraints limiting near-term loan growth, and some margin/rehabbing risks from maturities and prepayments. Management characterizes problem assets as manageable, highlighted a meaningful recovery in a previously discussed specialty CRE relationship, maintained prudent underwriting and increased reserves where appropriate. Overall, the highlights outweigh the lowlights, with execution, capital flexibility and improving credit trends supporting a constructive outlook despite localized credit and seasonal challenges.View all SMBC earnings summariesSMBC Stock 12 Month Forecast
Average Price Target
$68.33
▲(5.84% Upside)
Technical Analysis
Heritage Commerce
―
Hingham Institution For Savings
―
Independent Bank
―
SmartFinancial
―
South Plains Financial
―
Ownership Overview
15.25% Insiders
15.17% Mutual Funds
0.33% Other Institutional Investors
54.75% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---