Southern Missouri Bancorp (SMBC)
NASDAQ:SMBC
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SMBC Stock Chart & Stats
$67.50
-$0.13(-0.23%)
At close: 4:00 PM EST
$67.50
-$0.13(-0.23%)
Day’s Range― - ―
52-Week Range$47.60 - $70.10
Previous CloseN/A
Volume11.77K
Average Volume (3M)55.13K
Market Cap
$759.97M
Enterprise Value$814.96M
Total Cash (Recent Filing)$532.40M
Total Debt (Recent Filing)$148.28M
Price to Earnings (P/E)10.3
Beta0.90
Next Earnings
Jul 27, 2026EPS Estimate
1.6Next Dividend Ex-DateN/A
Dividend Yield1.59%
Share Statistics
EPS (TTM)6.01
Shares Outstanding11,015,632
10 Day Avg. Volume66,272
30 Day Avg. Volume55,130
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)1.13
Price to Sales (P/S)2.02
P/FCF Ratio8.18
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue2.59
Enterprise Value/Gross Profit4.35
Enterprise Value/Ebitda8.99
Forecast
1Y Price Target
$73.33Price Target Upside8.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)6.26
Revenue Forecast (FY)$200.40M
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability MomentumSustained top-line acceleration and improving margins indicate durable core earnings power. Over a multi-quarter horizon, higher revenue and expanding operating margins support internal capital generation, make underwriting losses more tolerable, and provide runway for strategic reinvestment or targeted M&A.
Strong Cash GenerationExceptional cash conversion means reported earnings are translating into cash available for dividends, buybacks, reserves, and reinvestment. High and reliable FCF improves long-term financial flexibility and cushions cyclicality in credit cycles for a regional bank franchise.
Conservative Balance Sheet & CapitalLow leverage and steadily rising equity create a durable capital buffer against credit losses and support shareholder actions (buybacks, dividends) while preserving room for opportunistic M&A. Conservative positioning enhances resilience through economic cycles.
Bears Say
Agriculture Portfolio StressConcentrated agricultural exposure is cyclical and sensitive to commodity prices and weather. Management’s increased reserves signal ongoing stress; prolonged weakness could drive higher provisions, elevate NPLs, and reduce earnings predictability across the next several quarters.
Elevated CRE ConcentrationHigh commercial real estate concentration versus capital increases vulnerability to a sector-specific downturn. Elevated CRE exposure can force higher reserves, constrain new lending, and strain capital ratios, making earnings and capital returns more cyclical and risk-sensitive.
Margin & Funding PressureLarge upcoming repricing and CD rolloffs create structural NIM risk absent policy easing. Combined with local deposit competition and some wholesale funding reliance, this can sustain margin compression and raise funding cost volatility, pressuring earnings durability over ensuing quarters.
Southern Missouri Bancorp News
SMBC FAQ
What was Southern Missouri Bancorp’s price range in the past 12 months?
Southern Missouri Bancorp lowest stock price was $47.60 and its highest was $70.10 in the past 12 months.
What is Southern Missouri Bancorp’s market cap?
Southern Missouri Bancorp’s market cap is $759.97M.
When is Southern Missouri Bancorp’s upcoming earnings report date?
Southern Missouri Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 63 days.
How were Southern Missouri Bancorp’s earnings last quarter?
Southern Missouri Bancorp released its earnings results on Apr 22, 2026. The company reported $1.6 earnings per share for the quarter, beating the consensus estimate of $1.52 by $0.08.
Is Southern Missouri Bancorp overvalued?
According to Wall Street analysts Southern Missouri Bancorp’s price is currently Undervalued.
Does Southern Missouri Bancorp pay dividends?
Southern Missouri Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.59%. See more information on Southern Missouri Bancorp dividends here
What is Southern Missouri Bancorp’s EPS estimate?
Southern Missouri Bancorp’s EPS estimate is 1.6.
How many shares outstanding does Southern Missouri Bancorp have?
Southern Missouri Bancorp has 11,015,632 shares outstanding.
What happened to Southern Missouri Bancorp’s price movement after its last earnings report?
Southern Missouri Bancorp reported an EPS of $1.6 in its last earnings report, beating expectations of $1.52. Following the earnings report the stock price went up 2.938%.
Which hedge fund is a major shareholder of Southern Missouri Bancorp?
Currently, no hedge funds are holding shares in SMBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Southern Missouri Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$73.33 (8.64% Upside)
$73.33 (8.64% Upside)
Blogger Sentiment
Bullish
SMBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 96.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $214.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.02%
12-Months-Change
Fundamentals
Return on Equity
12.00%
Trailing 12-Months
Asset Growth
3.34%
Trailing 12-Months
Company Description
Southern Missouri Bancorp
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
SMBC Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally constructive operational and financial picture: solid loan growth, increased net interest margin year-over-year, improving tangible book value and disciplined capital returns (share repurchases). Management acknowledged and proactively reserved for pockets of credit stress—most notably in the agricultural portfolio—and flagged near-term NIM headwinds, elevated NPAs relative to historical levels, rising expense items and CRE concentration. While challenges remain, management emphasized sufficient reserves, manageable problem-asset levels, and confidence in continuing improved profitability into the next quarter.View all SMBC earnings summariesSMBC Stock 12 Month Forecast
Average Price Target
$73.33
▲(8.64% Upside)
Technical Analysis
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Hingham Institution For Savings
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Independent Bank
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SmartFinancial
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South Plains Financial
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Ownership Overview
14.90% Insiders
14.95% Mutual Funds
13.63% Other Institutional Investors
40.72% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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