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SMBC Stock Chart & Stats
$67.50
-$0.13(-0.23%)
At close: 4:00 PM EST
$67.50
-$0.13(-0.23%)
Day’s Range― - ―
52-Week Range$47.60 - $78.47
Previous CloseN/A
Volume11.77K
Average Volume (3M)55.13K
Market Cap
$823.42M
Enterprise Value$840.41M
Total Cash (Recent Filing)$532.40M
Total Debt (Recent Filing)$148.28M
Price to Earnings (P/E)12.4
Beta0.87
Next Earnings
Jul 27, 2026EPS Estimate
1.52Next Dividend Ex-DateN/A
Dividend Yield1.59%
Share Statistics
EPS (TTM)6.01
Shares Outstanding11,015,632
10 Day Avg. Volume66,272
30 Day Avg. Volume55,130
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)1.13
Price to Sales (P/S)2.02
P/FCF Ratio8.18
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.67
Enterprise Value/Gross Profit4.49
Enterprise Value/Ebitda9.04
Forecast
1Y Price Target
$76.00Price Target Upside12.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)6.62
Revenue Forecast (FY)$211.80M
Bulls Say, Bears Say
Bulls Say
Revenue Growth MomentumTTM revenue accelerating to 44.3% reflects durable loan and fee growth driven by higher originations and an expanding earning asset base. Sustained top-line momentum supports scale economies, underwriting investment and long-term profitability if credit trends remain manageable.
Strong Cash GenerationVery high cash conversion (FCF ~98% of net income) provides structural flexibility: funds operations, dividends, buybacks and reserves without heavy external funding. Consistent cash generation improves resilience across credit cycles and supports strategic investments or opportunistic M&A.
Conservative Capital And Low LeverageLow leverage and rising equity signal conservative balance-sheet management, giving capacity to absorb credit losses, support lending growth and continue capital returns. Strong capitalization is a lasting buffer enhancing funding optionality and regulatory resilience.
Bears Say
Agricultural Credit StressMaterial agricultural exposure with elevated reserves reflects prolonged sector weakness and restructurings. Ag stress can drive higher charge-offs and provisioning over multiple quarters, pressuring earnings and requiring ongoing monitoring given commodity-price sensitivity.
Elevated CRE ConcentrationHigh commercial real estate concentration relative to capital increases vulnerability to CRE market downturns. Persistent concentration risk may necessitate higher reserves, slower new CRE lending and constrain capital returns or M&A for several quarters if stress emerges.
Repricing Risk And NIM HeadwindsA large block of fixed-rate loans repricing and significant CD roll creates structural margin pressure absent rate cuts. This asset-liability repricing mismatch may compress NIM and earnings over the coming quarters, limiting durable net interest income expansion.
Southern Missouri Bancorp News
SMBC FAQ
What was Southern Missouri Bancorp’s price range in the past 12 months?
Southern Missouri Bancorp lowest stock price was $47.60 and its highest was $78.47 in the past 12 months.
What is Southern Missouri Bancorp’s market cap?
Southern Missouri Bancorp’s market cap is $823.42M.
When is Southern Missouri Bancorp’s upcoming earnings report date?
Southern Missouri Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 16 days.
How were Southern Missouri Bancorp’s earnings last quarter?
Southern Missouri Bancorp released its earnings results on Apr 22, 2026. The company reported $1.6 earnings per share for the quarter, beating the consensus estimate of $1.52 by $0.08.
Is Southern Missouri Bancorp overvalued?
According to Wall Street analysts Southern Missouri Bancorp’s price is currently Undervalued.
Does Southern Missouri Bancorp pay dividends?
Southern Missouri Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.59%. See more information on Southern Missouri Bancorp dividends here
What is Southern Missouri Bancorp’s EPS estimate?
Southern Missouri Bancorp’s EPS estimate is 1.52.
How many shares outstanding does Southern Missouri Bancorp have?
Southern Missouri Bancorp has 11,015,632 shares outstanding.
What happened to Southern Missouri Bancorp’s price movement after its last earnings report?
Southern Missouri Bancorp reported an EPS of $1.6 in its last earnings report, beating expectations of $1.52. Following the earnings report the stock price went up 2.938%.
Which hedge fund is a major shareholder of Southern Missouri Bancorp?
Currently, no hedge funds are holding shares in SMBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Southern Missouri Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$76.00 (12.59% Upside)
$76.00 (12.59% Upside)
Blogger Sentiment
Bullish
SMBC Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 96.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $316.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.02%
12-Months-Change
Fundamentals
Return on Equity
12.00%
Trailing 12-Months
Asset Growth
3.34%
Trailing 12-Months
Company Description
Southern Missouri Bancorp
Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).
SMBC Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally constructive operational and financial picture: solid loan growth, increased net interest margin year-over-year, improving tangible book value and disciplined capital returns (share repurchases). Management acknowledged and proactively reserved for pockets of credit stress—most notably in the agricultural portfolio—and flagged near-term NIM headwinds, elevated NPAs relative to historical levels, rising expense items and CRE concentration. While challenges remain, management emphasized sufficient reserves, manageable problem-asset levels, and confidence in continuing improved profitability into the next quarter.View all SMBC earnings summariesSMBC Stock 12 Month Forecast
Average Price Target
$76.00
▲(12.59% Upside)
Technical Analysis
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Hingham Institution For Savings
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Independent Bank
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SmartFinancial
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South Plains Financial
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Ownership Overview
14.90% Insiders
15.43% Mutual Funds
13.63% Other Institutional Investors
38.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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