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Southern Missouri Bancorp ( (SMBC) ) has issued an announcement.
On January 21, 2026, Southern Missouri Bancorp reported preliminary net income of $18.2 million for the second quarter of fiscal 2026, up 23.9% year-on-year, with diluted earnings per share rising to $1.62, supported by higher net interest income and a stronger net interest margin of 3.57%. The bank’s profitability metrics improved, with annualized return on average assets increasing to 1.42% and return on average common equity to 12.8%, while balance sheet growth continued as total assets reached $5.1 billion and net loans rose 3.0% from June 30, 2025, driven by gains in residential, commercial, multi-family, and agricultural real estate lending. The board declared a quarterly dividend of $0.25 per share on January 20, 2026, marking the company’s 127th consecutive quarterly payout, and authorized a new share repurchase program for up to 550,000 shares (about 5% of outstanding stock) after nearly completing its prior buyback, signaling confidence in capital strength and future performance while returning additional value to shareholders through both cash dividends and continued share repurchases.
The most recent analyst rating on (SMBC) stock is a Buy with a $70.00 price target. To see the full list of analyst forecasts on Southern Missouri Bancorp stock, see the SMBC Stock Forecast page.
Spark’s Take on SMBC Stock
According to Spark, TipRanks’ AI Analyst, SMBC is a Outperform.
Southern Missouri Bancorp’s overall stock score is driven by strong financial performance and technical indicators, suggesting a positive outlook. The company’s valuation appears attractive, and recent corporate events support its growth trajectory. However, potential risks from increased credit loss provisions and nonperforming loans warrant caution.
To see Spark’s full report on SMBC stock, click here.
More about Southern Missouri Bancorp
Southern Missouri Bancorp, Inc., based in Poplar Bluff, Missouri, is a regional banking holding company and the parent of Southern Bank. It operates in community banking, providing loans across residential, commercial, multi-family, construction, agricultural, and consumer segments, with a balance sheet totaling about $5.1 billion as of December 31, 2025, and a lending focus concentrated in real estate and commercial and industrial credit across its markets.
Average Trading Volume: 57,087
Technical Sentiment Signal: Buy
Current Market Cap: $683.9M
Learn more about SMBC stock on TipRanks’ Stock Analysis page.