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Hingham Institution For Savings (HIFS)
NASDAQ:HIFS
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Hingham Institution For Savings (HIFS) Price & Analysis

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HIFS Stock Chart & Stats

$279.37
-$0.49(-0.18%)
At close: 4:00 PM EDT
$279.37
-$0.49(-0.18%)

Bulls Say, Bears Say

Bulls Say
High ProfitabilitySustained TTM margins around 27% (net) and ~36% (EBIT) indicate the bank generates strong core earnings from its lending and deposit franchise. Durable profitability provides an internal buffer for cyclical stress, funds reinvestment, and supports capital build over multiple quarters.
Consistent Revenue GrowthMid-single-digit TTM revenue growth, supported by multi-year fundamentals, reflects steady expansion of interest and fee income. Persistent top-line growth helps preserve net interest margin leverage as the loan book and deposit base expand, underpinning medium-term earnings drivers.
Stable Cash GenerationFree cash flow roughly matching net income across periods shows the franchise converts earnings to cash consistently. Positive, predictable FCF supports dividends, debt paydown and reinvestment, improving financial flexibility over the coming quarters if trends persist.
Bears Say
Elevated LeverageA materially elevated debt-to-equity ratio limits balance-sheet flexibility and raises sensitivity to funding stress or rising rates. Even with improvement, the sizable leverage constrains capital actions and increases downside risk in adverse credit or liquidity scenarios over the medium term.
Cash Flow VariabilityA near-5% YoY decline in TTM free cash flow and noted variability in operating cash flow reduce predictability for dividends, loan growth funding or accelerated deleveraging. This sensitivity can complicate capital planning if macro or credit conditions shift.
Loan Concentration RiskConcentration in residential and commercial real estate lending ties asset quality to property cycles and local market dynamics. Regional CRE/RE exposure can produce correlated credit losses in downturns, making earnings and capital more cyclical and sensitive to regional real estate shocks.

Hingham Institution For Savings News

HIFS FAQ

What was Hingham Institution For Savings’s price range in the past 12 months?
Hingham Institution For Savings lowest stock price was $248.53 and its highest was $338.00 in the past 12 months.
    What is Hingham Institution For Savings’s market cap?
    Hingham Institution For Savings’s market cap is $648.45M.
      When is Hingham Institution For Savings’s upcoming earnings report date?
      Hingham Institution For Savings’s upcoming earnings report date is Oct 09, 2026 which is in 47 days.
        How were Hingham Institution For Savings’s earnings last quarter?
        Hingham Institution For Savings released its earnings results on Jul 17, 2026. The company reported $11.497 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Hingham Institution For Savings overvalued?
          According to Wall Street analysts Hingham Institution For Savings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hingham Institution For Savings pay dividends?
            Hingham Institution For Savings pays a Quarterly dividend of $0.63 which represents an annual dividend yield of 1.08%. See more information on Hingham Institution For Savings dividends here
              What is Hingham Institution For Savings’s EPS estimate?
              Hingham Institution For Savings’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hingham Institution For Savings have?
              Hingham Institution For Savings has 2,180,250 shares outstanding.
                What happened to Hingham Institution For Savings’s price movement after its last earnings report?
                Hingham Institution For Savings reported an EPS of $11.497 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.19%.
                  Which hedge fund is a major shareholder of Hingham Institution For Savings?
                  Currently, no hedge funds are holding shares in HIFS
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Hingham Institution For Savings Stock Smart Score

                    Company Description

                    Hingham Institution For Savings

                    Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by commercial lenders and dedicated relationship managers operating in Washington. Established in 1834, Hingham Institution for Savings maintains its principal office in Hingham, Massachusetts.

                    Hingham Institution For Savings (HIFS) Earnings & Revenues

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                    Ownership Overview

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