Hingham Institution For Savings (HIFS) Price & Analysis

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HIFS Stock Chart & Stats

$293.64

-$3.20(-1.28%)

At close: Jan 08 4:00 PM EST

$293.64

-$3.20(-1.28%)

Day’s Range― - ―

52-Week Range$209.71 - $338.00

Previous CloseN/A

Volume12.98K

Average Volume (3M)63.04K

Market Cap

$609.40M

Enterprise Value$2.07B

Total Cash (Recent Filing)$6.68M

Total Debt (Recent Filing)$1.46B

Price to Earnings (P/E)11.4

Beta1.12

Next Earnings

Apr 09, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.84%

Share Statistics

EPS (TTM)9.39

Shares Outstanding2,180,250

10 Day Avg. Volume94,137

30 Day Avg. Volume63,039

Financial Highlights & Ratios

PEG Ratio0.12

Price to Book (P/B)1.29

Price to Sales (P/S)2.62

P/FCF Ratio17.44

Enterprise Value/Market Cap3.39

Enterprise Value/Revenue8.73

Enterprise Value/Gross Profit20.00

Enterprise Value/Ebitda28.18

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improving ProfitabilityMargin recovery to ~23% net and ~31% EBIT reflects durable improvement in core earning power driven by asset repricing and better funding costs. Sustained higher margins support stronger internal capital generation, improving the bank's ability to fund growth and absorb credit cycles over months.

Stronger Cash GenerationA near-1.0x cash conversion rate and ~20% FCF improvement indicate improving cash quality versus prior uneven years. Consistent FCF supports operational resilience, enables debt paydown or shareholder returns, and reduces reliance on external funding across the medium term.

Proactive Capital AllocationAuthorization of a $20M buyback plus a special dividend demonstrates management's confidence in capital adequacy and a disciplined approach to returns. Structured share repurchases and special dividends signal durable shareholder-focused policy tied to capital and earnings stability.

Bears Say

Elevated LeverageA TTM debt-to-equity around 3.1x remains high for a regional bank and leaves limited cushion if credit stress or funding costs rise. Elevated leverage constrains capital flexibility, raises refinancing risk, and could force slower loan growth or reduced distributions during adverse cycles.

Weak Operating Cash MarginLow operating cash flow relative to revenue (~5.9%) and historical volatility mean earnings do not always translate into durable liquidity. This reduces the bank's ability to consistently fund loan growth, absorb provisions, or pursue investments without drawing on capital or wholesale funding.

Concentrated Real Estate ExposureConcentration in regional residential and commercial real estate lending increases sensitivity to local property cycles and rate-driven housing demand shifts. Limited geographic and product diversification heightens credit risk and could amplify earnings volatility if regional markets weaken.

Hingham Institution For Savings News

Hingham Institution reports Q4 core EPS $4.54 vs. $2.16 last year

Reports Q4 book value per share $198.03M. Reports Q4 market value per share $254.14M. Chairman Robert Gaughen stated,...

2M ago

HIFS

Hingham Institution authorizes up to $20M share buyback

Hingham Institution (HIFS) announced that its Board of Directors has authorized a share repurchase program pursuant to which...

3M ago

HIFS

Hingham Institution declares special dividend of 70c per share

Hingham Institution (HIFS) for Savings announced that its board will pay a special dividend of 70c per share,...

4M ago

HIFS

Hingham Institution for Savings Reports Strong Q3 2025 Results

Hingham Institution For Savings ( ($HIFS) ) has released its Q3 earnings. Here is a breakdown of the...

4M ago

HIFS

Hingham Institution for Savings Reports Strong Q2 2025 Results

Hingham Institution For Savings ( ($HIFS) ) has released its Q2 earnings. Here is a breakdown of the...

8M ago

HIFS

Hingham Institution for Savings Reports Strong Q1 2025

Hingham Institution For Savings ( ($HIFS) ) has released its Q1 earnings. Here is a breakdown of the...

11M ago

HIFS

Hingham Institution for Savings Reports 2024 Earnings

Hingham Institution For Savings ( ($HIFS) ) has released its Q4 earnings. Here is a breakdown of the...

1y ago

HIFS

Hingham Institution For Savings (HIFS) Reveals Q4 Dividend: Here’s the Essential Information

Hingham Institution For Savings (NASDAQ: HIFS) has declared, under its dividend policy, a quarterly cash dividend in the...

1y ago

HIFS

Boeing to cut 10% of workforce, Lundbeck to acquire Longboard: Morning Buzz

Get caught up quickly on the top news and calls moving stocks with these five Top Five lists....

1y ago

Hingham Institution reports Q3 core EPS $1.44 vs. $1.32 last year

The net interest margin for the quarter ended September 30, 2024 increased 11 basis points to 1.07%, as...

1y ago

HIFS

HIFS FAQ

What was Hingham Institution For Savings’s price range in the past 12 months?

Hingham Institution For Savings lowest stock price was $209.71 and its highest was $338.00 in the past 12 months.

What is Hingham Institution For Savings’s market cap?

Hingham Institution For Savings’s market cap is $609.40M.

When is Hingham Institution For Savings’s upcoming earnings report date?

Hingham Institution For Savings’s upcoming earnings report date is Apr 09, 2026 which is in 29 days.

How were Hingham Institution For Savings’s earnings last quarter?

Hingham Institution For Savings released its earnings results on Jan 16, 2026. The company reported $9.387 earnings per share for the quarter, beating the consensus estimate of N/A by $9.387.

Is Hingham Institution For Savings overvalued?

According to Wall Street analysts Hingham Institution For Savings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Hingham Institution For Savings pay dividends?

Hingham Institution For Savings pays a Quarterly dividend of $1.33 which represents an annual dividend yield of 0.84%. See more information on Hingham Institution For Savings dividends here

What is Hingham Institution For Savings’s EPS estimate?

Hingham Institution For Savings’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Hingham Institution For Savings have?

Hingham Institution For Savings has 2,180,250 shares outstanding.

What happened to Hingham Institution For Savings’s price movement after its last earnings report?

Hingham Institution For Savings reported an EPS of $9.387 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Hingham Institution For Savings?

Currently, no hedge funds are holding shares in HIFS

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Hingham Institution For Savings Stock Smart Score

Neutral

Fundamentals

Return on Equity

11.96%

Trailing 12-Months

Asset Growth

1.90%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Hingham Institution For Savings

Hingham Institution for Savings provides various financial products and services to individuals and businesses in the United States. It offers savings, checking, money market, demand deposit, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company also provides commercial and residential real estate, construction, home equity, commercial, and consumer loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. The company offers its services through a network of six offices in Boston and eastern Massachusetts; and commercial lenders and relationship managers in Washington. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.