Hingham Institution For Savings (HIFS)
NASDAQ:HIFS
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HIFS Stock Chart & Stats
$293.64
-$3.20(-1.28%)
At close: 4:00 PM EST
$293.64
-$3.20(-1.28%)
Day’s Range― - ―
52-Week Range$220.76 - $338.00
Previous CloseN/A
Volume12.98K
Average Volume (3M)63.04K
Market Cap
$628.06M
Enterprise Value$2.04B
Total Cash (Recent Filing)$5.22M
Total Debt (Recent Filing)$1.41B
Price to Earnings (P/E)12.5
Beta1.11
Next Earnings
Jul 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.84%
Share Statistics
EPS (TTM)23.04
Shares Outstanding2,180,250
10 Day Avg. Volume94,137
30 Day Avg. Volume63,039
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)1.29
Price to Sales (P/S)2.62
P/FCF Ratio17.44
Enterprise Value/Market Cap3.25
Enterprise Value/Revenue8.96
Enterprise Value/Gross Profit20.81
Enterprise Value/Ebitda30.20
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Operating Profitability And MarginsSustained ~22% net margin and marked improvement versus 2023–2024 indicate durable operating leverage and effective cost/asset management. That margin profile supports earnings resilience across rate cycles, enabling reinvestment, dividend capacity, and buffer against credit-normalization over the next several months.
Reliable Cash Conversion / Free Cash FlowFree cash flow roughly matching net income signals high earnings quality and predictable internal funding. Dependable cash conversion supports capital allocation (loan growth, deposits, modest dividends) and reduces reliance on external financing, strengthening the bank's operational flexibility over a multi-month horizon.
Deposit-funded NII-focused Business ModelA core deposit-funded model concentrated on mortgage and CRE lending produces steady net interest income and a stable funding base. This business mix typically yields predictable spread income and lower funding costs versus wholesale funding, supporting sustainable core profitability in the medium term.
Bears Say
Elevated Leverage On The Balance SheetDebt-to-equity near 2.9x signals meaningful leverage that constrains capital flexibility and raises sensitivity to credit losses or rate shocks. In tightening credit or deposit outflow scenarios, higher leverage limits the bank's ability to absorb shocks or expand lending without external capital, a medium-term constraint.
Recent Top-line SoftnessA ~4% TTM revenue decline suggests pressure on loan growth, margins, or fee income. Sustained top-line softness erodes operating leverage and can compress future earnings growth unless loan originations or deposit spreads recover, limiting medium-term upside in profitability despite current margin strength.
Concentrated Regional Real-estate Lending ExposureHeavy concentration in regional residential and commercial real estate increases credit and revenue cyclicality tied to local markets. Geographic and sector concentration can amplify downside in a regional downturn or CRE weakness, reducing diversification and raising medium-term credit risk compared with more diversified banks.
Hingham Institution For Savings News
HIFS FAQ
What was Hingham Institution For Savings’s price range in the past 12 months?
Hingham Institution For Savings lowest stock price was $220.76 and its highest was $338.00 in the past 12 months.
What is Hingham Institution For Savings’s market cap?
Hingham Institution For Savings’s market cap is $628.06M.
When is Hingham Institution For Savings’s upcoming earnings report date?
Hingham Institution For Savings’s upcoming earnings report date is Jul 10, 2026 which is in 30 days.
How were Hingham Institution For Savings’s earnings last quarter?
Hingham Institution For Savings released its earnings results on Apr 17, 2026. The company reported $1.291 earnings per share for the quarter, beating the consensus estimate of N/A by $1.291.
Is Hingham Institution For Savings overvalued?
According to Wall Street analysts Hingham Institution For Savings’s price is currently Overvalued.
Does Hingham Institution For Savings pay dividends?
Hingham Institution For Savings pays a Quarterly dividend of $0.63 which represents an annual dividend yield of 0.84%. See more information on Hingham Institution For Savings dividends here
What is Hingham Institution For Savings’s EPS estimate?
Hingham Institution For Savings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hingham Institution For Savings have?
Hingham Institution For Savings has 2,180,250 shares outstanding.
What happened to Hingham Institution For Savings’s price movement after its last earnings report?
Hingham Institution For Savings reported an EPS of $1.291 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -5.962%.
Which hedge fund is a major shareholder of Hingham Institution For Savings?
Currently, no hedge funds are holding shares in HIFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hingham Institution For Savings Stock Smart Score
Neutral
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Blogger Sentiment
Neutral
HIFS Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 16.1K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.60%
12-Months-Change
Fundamentals
Return on Equity
10.76%
Trailing 12-Months
Asset Growth
0.54%
Trailing 12-Months
Company Description
Hingham Institution For Savings
Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by commercial lenders and dedicated relationship managers operating in Washington. Established in 1834, Hingham Institution for Savings maintains its principal office in Hingham, Massachusetts.
Technical Analysis
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Ownership Overview
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Insiders
19.70% Mutual Funds
31.05% Other Institutional Investors
35.87% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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