Hingham Institution reports Q4 core EPS $4.54 vs. $2.16 last year

Reports Q4 book value per share $198.03M. Reports Q4 market value per share $254.14M. Chairman Robert Gaughen stated, “Our return on average equity of 12.00% and return on average assets of 1.22% in 2025 continue to improve consistently over time, driven by sustained expansion in the net interest margin through asset repricing, falling funding costs, and growth in non-interest bearing deposits. These remain somewhat below our long-term performance and our expectations for the business. Our operational leverage remains critical to generating satisfactory returns and we remain focused on rigorous cost control and continuous operational improvement. Although our equity investment returns are likely to remain volatile in any individual period, they contribute meaningfully to growth in book value per share over time.”