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Southern Missouri (SMBC)
:SMBC
Earnings Data
Report Date
Oct 27, 2025TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
1.31Last Year’s EPS
1.1Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call reflected strong financial performance with notable earnings growth, dividend increases, and improved net interest margins. However, there are concerns about credit quality deterioration, increased provisions for credit losses, and challenges in the agricultural sector.Company Guidance
Earnings Growth
Earnings per share in the June quarter were $1.39, unchanged from the March quarter but up $0.20 from the June 2024 quarter, marking a 17% growth year-over-year. For the full year fiscal '25, earnings were $5.18, up from $4.42 in fiscal '24.
Dividend Increase
Announced a $0.02 or 8.7% increase in the quarterly dividend, bringing it to $0.25 per share.
Net Interest Margin Improvement
Net interest margin for the quarter was 3.46%, up from 3.39% in the previous quarter, benefiting from higher loan yields and deploying lower-yielding excess interest-earning cash into higher-yielding loans.
Loan Growth
Gross loan balances increased by $76 million during the quarter and $250 million compared to the previous year, with a pipeline of $224 million expected in the next 90 days.
Tangible Book Value Increase
Tangible book value per share increased by $5.19 or just above 14% over the last 12 months to $41.87.
SMBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SMBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 29, 2025 | $55.60 | $54.43 | -2.10% |
Apr 21, 2025 | $49.04 | $52.33 | +6.71% |
Jan 27, 2025 | $57.38 | $58.34 | +1.67% |
Oct 28, 2024 | $59.06 | $58.67 | -0.66% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Southern Missouri (SMBC) report earnings?
Southern Missouri (SMBC) is schdueled to report earning on Oct 27, 2025, TBA (Confirmed).
What is Southern Missouri (SMBC) earnings time?
Southern Missouri (SMBC) earnings time is at Oct 27, 2025, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SMBC EPS forecast?
SMBC EPS forecast for the fiscal quarter 2026 (Q1) is 1.31.