Great Southern Bancorp Reports Strong Preliminary 2025 Results

An update from Great Southern Bancorp ( (GSBC) ) is now available.

On January 21, 2026, Great Southern Bancorp reported preliminary results showing improved profitability for the fourth quarter and full year ended December 31, 2025, with quarterly earnings rising to $1.45 per diluted share from $1.27 a year earlier and full-year earnings increasing to $6.19 per diluted share from $5.26 in 2024. The company delivered higher returns on assets and equity and expanded its net interest margin despite a slight decline in net interest income tied to the October 2025 completion of income recognition from a terminated interest rate swap, while effective management of funding costs, stable core deposits and tight expense control helped sustain core performance. Asset quality strengthened, with non-performing assets dropping to 0.15% of total assets and total non-performing assets and potential problem loans falling to $9.5 million, even as total net loans contracted 7.1% year-on-year due to significant repayments and refinancing in multi-family, construction, residential and commercial business portfolios. Management highlighted negligible net charge-offs, solid fee-based non-interest income, continued investment in technology and infrastructure, and ample liquidity and borrowing capacity, underscoring a disciplined approach to capital, credit and operating costs as the bank entered 2026.

The most recent analyst rating on (GSBC) stock is a Buy with a $74.00 price target. To see the full list of analyst forecasts on Great Southern Bancorp stock, see the GSBC Stock Forecast page.

Spark’s Take on GSBC Stock

According to Spark, TipRanks’ AI Analyst, GSBC is a Neutral.

Great Southern Bancorp’s overall stock score is driven by its stable financial performance and attractive valuation. The technical analysis suggests bullish momentum, though overbought signals indicate caution. The company’s consistent dividend policy and strong earnings report further support its position in the regional banking sector.

To see Spark’s full report on GSBC stock, click here.

More about Great Southern Bancorp

Great Southern Bancorp, Inc., based in Springfield, Missouri, is the holding company for Great Southern Bank, a community-focused financial institution offering traditional banking services including commercial real estate, construction, residential and commercial business lending, as well as deposit and treasury services. The bank operates with a focus on core deposits, conservative underwriting and relationship-based lending, positioning itself as a regional community bank with strong capital and liquidity levels that exceed regulatory “well-capitalized” thresholds.

Average Trading Volume: 49,793

Technical Sentiment Signal: Strong Buy

Current Market Cap: $704.7M

For an in-depth examination of GSBC stock, go to TipRanks’ Overview page.