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Camden National Corp. (CAC)
NASDAQ:CAC
Earnings Data
Report Date
Nov 04, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.19Last Year’s EPS
0.94Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call for Camden National Corporation highlighted strong financial performance, successful integration of a recent acquisition, and advancements in digital innovation, contributing to revenue and efficiency improvements. However, the call also acknowledged challenges, specifically a commercial loan bankruptcy that required increased provisions. Despite this lowlight, the company's overall financial health and strategic advancements suggest a positive outlook.Company Guidance
Strong Quarterly Earnings
Reported quarterly earnings of $14.1 million, with diluted earnings per share of $0.83, and on a non-GAAP basis, adjusted earnings of $15.2 million or $0.89 per share.
Net Interest Margin and Efficiency Ratio Improvement
Net interest margin expanded by an additional two basis points, and the non-GAAP efficiency ratio improved to 55.5%.
Revenue and Fee Income Growth
Total revenues for the second quarter grew 4% over the last quarter to $62.3 million, with noninterest income reaching $13.1 million, organically growing 16% year over year.
Successful Acquisition Integration
Completion of Northway Financial acquisition resulted in a pretax pre-provision income rise of 13% from the prior quarter, and a 3% increase in tangible book value during the second quarter.
Digital and Innovation Advancements
Launched new mobile app features including a roundup feature and Zogo, a digital financial literacy program, resulting in over 140,000 roundup transactions and 13,000 learning activities in the first 60 days.
CAC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CAC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 29, 2025 | $41.46 | $37.23 | -10.20% |
May 06, 2025 | $39.23 | $38.98 | -0.64% |
Jan 28, 2025 | $43.51 | $44.48 | +2.23% |
Oct 29, 2024 | $40.21 | $40.92 | +1.77% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Camden National Corp. (CAC) report earnings?
Camden National Corp. (CAC) is schdueled to report earning on Nov 04, 2025, Before Open (Confirmed).
What is Camden National Corp. (CAC) earnings time?
Camden National Corp. (CAC) earnings time is at Nov 04, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CAC EPS forecast?
CAC EPS forecast for the fiscal quarter 2025 (Q3) is 1.19.