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MCBS Stock Chart & Stats
$32.66
-$0.16(-0.52%)
At close: 4:00 PM EST
$32.66
-$0.16(-0.52%)
Day’s Range― - ―
52-Week Range$24.53 - $37.46
Previous CloseN/A
Volume6.16K
Average Volume (3M)36.91K
Market Cap
$1.02B
Enterprise Value$1.04B
Total Cash (Recent Filing)$400.57M
Total Debt (Recent Filing)$439.52M
Price to Earnings (P/E)12.6
Beta0.91
Next Earnings
Jul 17, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield3.55%
Share Statistics
EPS (TTM)2.81
Shares Outstanding28,660,042
10 Day Avg. Volume42,724
30 Day Avg. Volume36,907
Financial Highlights & Ratios
PEG Ratio2.11
Price to Book (P/B)1.27
Price to Sales (P/S)2.91
P/FCF Ratio5.04
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue4.11
Enterprise Value/Gross Profit6.58
Enterprise Value/Ebitda10.72
Forecast
1Y Price Target
$35.00Price Target Upside7.16% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.27
Revenue Forecast (FY)$209.00M
Bulls Say, Bears Say
Bulls Say
High Profitability And MarginsTTM net margin near 30% and high-30% EBIT margin indicate durable operating efficiency and pricing power for a regional bank. This profitability supports internal capital formation, steady dividend capacity, and reinvestment into lending and technology, underpinning resilience over months.
Improved Leverage And Healthy ROEA lower D/E around 0.79 alongside ~15% ROE signals stronger capital discipline and more stable funding footing. Improved leverage reduces regulatory and funding strain, enhancing the bank's ability to support loan growth and capital returns while retaining flexibility through economic cycles.
Strong Free Cash Flow Generation (TTM)Near parity of free cash flow and net income in TTM shows the franchise converts earnings into cash effectively. Durable cash generation supports dividends, loan origination and technology investment, and provides a buffer for provisions, improving strategic optionality over the coming quarters.
Bears Say
Uneven Revenue Growth And Margin CompressionInconsistent revenue growth and persistent margin compression relative to earlier peaks point to structural pressure on spreads or rising expenses. That variability undermines forecasting and long-term earnings stability, raising the risk that ROE and internal capital generation may be harder to sustain.
Volatile Cash Flow And Inconsistent Coverage MetricsYear-to-year swings and an inconsistent operating cash coverage metric (including a 0.0 TTM reading) reduce visibility on the bank's ability to service debt and fund operations under stress. Such volatility can constrain capital planning and force more conservative balance sheet actions.
Substantial Absolute Debt And Capital FluctuationHigh absolute debt levels and episodic increases in leverage amplify sensitivity to credit or rate shocks. Non-linear equity growth implies the potential need for external capital or restricted dividends in downturns, which could limit strategic investments and long-term shareholder returns.
MetroCity Bankshares News
MCBS FAQ
What was MetroCity Bankshares Inc’s price range in the past 12 months?
MetroCity Bankshares Inc lowest stock price was $24.53 and its highest was $37.46 in the past 12 months.
What is MetroCity Bankshares Inc’s market cap?
MetroCity Bankshares Inc’s market cap is $1.02B.
When is MetroCity Bankshares Inc’s upcoming earnings report date?
MetroCity Bankshares Inc’s upcoming earnings report date is Jul 17, 2026 which is in 6 days.
How were MetroCity Bankshares Inc’s earnings last quarter?
MetroCity Bankshares Inc released its earnings results on Apr 17, 2026. The company reported $0.77 earnings per share for the quarter, the consensus estimate of $0.77 by $0.
Is MetroCity Bankshares Inc overvalued?
According to Wall Street analysts MetroCity Bankshares Inc’s price is currently Undervalued.
Does MetroCity Bankshares Inc pay dividends?
MetroCity Bankshares Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 3.55%. See more information on MetroCity Bankshares Inc dividends here
What is MetroCity Bankshares Inc’s EPS estimate?
MetroCity Bankshares Inc’s EPS estimate is 0.81.
How many shares outstanding does MetroCity Bankshares Inc have?
MetroCity Bankshares Inc has 28,660,042 shares outstanding.
What happened to MetroCity Bankshares Inc’s price movement after its last earnings report?
MetroCity Bankshares Inc reported an EPS of $0.77 in its last earnings report, expectations of $0.77. Following the earnings report the stock price went up 3.418%.
Which hedge fund is a major shareholder of MetroCity Bankshares Inc?
Currently, no hedge funds are holding shares in MCBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MetroCity Bankshares Stock Smart Score
Neutral
1
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5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$35.00 (7.16% Upside)
$35.00 (7.16% Upside)
Blogger Sentiment
Neutral
MCBS Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 62.0 Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-16.13%
12-Months-Change
Fundamentals
Return on Equity
15.09%
Trailing 12-Months
Asset Growth
28.11%
Trailing 12-Months
Company Description
MetroCity Bankshares Inc
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
MCBS Stock 12 Month Forecast
Average Price Target
$35.00
▲(7.16% Upside)
Technical Analysis
Capital City Bank
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Hanmi Financial
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Mercantile Bank
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TrustCo Bank
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Hometrust Bancshares
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Ownership Overview
21.16% Insiders
7.34% Mutual Funds
<0.01% Other Institutional Investors
59.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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