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MCBS Stock Chart & Stats
$36.57
$0.47(1.30%)
At close: 4:00 PM EDT
$36.57
$0.47(1.30%)
Day’s Range― - ―
52-Week Range$24.53 - $37.46
Previous Close$36.36
Volume94.59K
Average Volume (3M)36.91K
Market Cap
$1.01B
Enterprise Value$1.17K
Total Cash (Recent Filing)$280.55M
Total Debt (Recent Filing)$403.26M
Price to Earnings (P/E)12.1
Beta0.93
Next Earnings
Oct 16, 2026EPS Estimate
0.84Next Dividend Ex-DateN/A
Dividend Yield3.05%
Share Statistics
EPS (TTM)2.92
Shares Outstanding28,660,042
10 Day Avg. Volume42,724
30 Day Avg. Volume36,907
Financial Highlights & Ratios
PEG Ratio2.11
Price to Book (P/B)1.27
Price to Sales (P/S)2.91
P/FCF Ratio5.04
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$38.00Price Target Upside3.91% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.27
Revenue Forecast (FY)$209.50M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And ROESustained high margins and a ~15% ROE indicate efficient core banking economics and effective capital use. This profitability supports internal capital generation, dividend capacity and reinvestment into lending/technology, improving resilience across credit cycles and funding shifts.
Improved Leverage Versus Earlier CycleA lower D/E versus prior peaks reduces balance-sheet strain and interest burden, increasing capacity to absorb loan losses or fund growth. Improved leverage enhances regulatory and funding flexibility, enabling steadier credit deployment and capital-return options over the medium term.
Governance Stability Affirmed By ShareholdersShareholder support for the board, an established external auditor and clarified pay-vote cadence reduce execution and governance risk. Stable oversight and consistent reporting practices improve strategic continuity and stakeholder confidence across planning cycles.
Bears Say
Uneven Revenue Growth And Margin CompressionInconsistent top-line growth and erosion of earlier margin peaks signal structural pressure on net interest spreads or fee income. Over time this reduces predictability of earnings, constrains reinvestment capacity, and makes sustaining high ROE harder if funding or loan mix trends persist.
Volatile Cash Flows Across YearsMaterial year-to-year swings in free cash flow reduce the reliability of internal funding for dividends, loan growth, and debt service. Inconsistent operating cash coverage complicates capital planning and elevates refinancing and liquidity risk during stress periods.
Substantial Absolute Debt And Fluctuating LeverageWhile D/E improved versus 2021, high absolute debt and non-linear equity growth leave the bank sensitive to cyclical shocks. Renewed leverage increases can quickly pressure capital ratios and limit strategic options, raising the risk of constrained growth or higher funding costs.
MetroCity Bankshares News
MCBS FAQ
What was MetroCity Bankshares Inc’s price range in the past 12 months?
MetroCity Bankshares Inc lowest stock price was $24.53 and its highest was $37.46 in the past 12 months.
What is MetroCity Bankshares Inc’s market cap?
MetroCity Bankshares Inc’s market cap is $1.01B.
When is MetroCity Bankshares Inc’s upcoming earnings report date?
MetroCity Bankshares Inc’s upcoming earnings report date is Oct 16, 2026 which is in 75 days.
How were MetroCity Bankshares Inc’s earnings last quarter?
MetroCity Bankshares Inc released its earnings results on Jul 24, 2026. The company reported $0.76 earnings per share for the quarter, missing the consensus estimate of $0.81 by -$0.05.
Is MetroCity Bankshares Inc overvalued?
According to Wall Street analysts MetroCity Bankshares Inc’s price is currently Undervalued.
Does MetroCity Bankshares Inc pay dividends?
MetroCity Bankshares Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 3.05%. See more information on MetroCity Bankshares Inc dividends here
What is MetroCity Bankshares Inc’s EPS estimate?
MetroCity Bankshares Inc’s EPS estimate is 0.84.
How many shares outstanding does MetroCity Bankshares Inc have?
MetroCity Bankshares Inc has 28,660,042 shares outstanding.
What happened to MetroCity Bankshares Inc’s price movement after its last earnings report?
MetroCity Bankshares Inc reported an EPS of $0.76 in its last earnings report, missing expectations of $0.81. Following the earnings report the stock price went down -5.222%.
Which hedge fund is a major shareholder of MetroCity Bankshares Inc?
Currently, no hedge funds are holding shares in MCBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MetroCity Bankshares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$38.00 (3.91% Upside)
$38.00 (3.91% Upside)
Blogger Sentiment
Neutral
MCBS Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 62.0 Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-16.13%
12-Months-Change
Fundamentals
Return on Equity
3.05%
Trailing 12-Months
Asset Growth
25.01%
Trailing 12-Months
Company Description
MetroCity Bankshares Inc
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
MCBS Stock 12 Month Forecast
Average Price Target
$38.00
▲(3.91% Upside)
Technical Analysis
Capital City Bank
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Hanmi Financial
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Mercantile Bank
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TrustCo Bank
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Hometrust Bancshares
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Ownership Overview
21.16% Insiders
7.34% Mutual Funds
0.15% Other Institutional Investors
59.53% Public Companies and
Individual Investors