MetroCity Bankshares Inc (MCBS)
NASDAQ:MCBS
Total Valuation
MetroCity Bankshares has a market cap or net worth of $844.25M. The enterprise value is $1.02B.
Market Cap$844.25M
Enterprise Value$1.02B
Share Statistics
MetroCity Bankshares has 28,755,228 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding28,755,228
Owned by Insiders20.34%
Owned by Institutions0.96%
Financial Efficiency
MetroCity Bankshares’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 12.80%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)12.80%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee987.62K
Profits Per Employee285.55K
Employee Count240
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of MetroCity Bankshares is 10.0. MetroCity Bankshares’s PEG ratio is 2.13.
PE Ratio10.0
PS Ratio2.91
PB Ratio1.27
Price to Fair Value1.27
Price to FCF5.04
Price to Operating Cash Flow18.28
PEG Ratio2.13
Income Statement
In the last 12 months, MetroCity Bankshares had revenue of 237.03M and earned 68.70M in profits. Earnings per share was 2.67.
Revenue237.03M
Gross Profit146.97M
Operating Income92.93M
Pretax Income92.93M
Net Income68.70M
EBITDA92.93M
Earnings Per Share (EPS)2.67
Cash Flow
In the last 12 months, operating cash flow was 43.06M and capital expenditures -674.00K, giving a free cash flow of 42.39M billion.
Operating Cash Flow43.06M
Free Cash Flow42.39M
Free Cash Flow per Share1.47
Dividends & Yields
MetroCity Bankshares pays an annual dividend of $0.25, resulting in a dividend yield of 3.55%
Dividend Per Share$0.25
Dividend Yield3.55%
Payout Ratio37.21%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.90
52-Week Price Change18.67%
50-Day Moving Average28.52
200-Day Moving Average27.63
Relative Strength Index (RSI)60.76
Average Volume (3m)36.91K
Important Dates
MetroCity Bankshares upcoming earnings date is Apr 17, 2026, During Market Hours (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 17, 2026
Ex-Dividend Date―
Financial Position
MetroCity Bankshares as a current ratio of 28.64, with Debt / Equity ratio of 99.31%
Current Ratio28.64
Quick Ratio28.64
Debt to Market Cap0.76
Net Debt to EBITDA1.83
Interest Coverage Ratio1.03
Taxes
In the past 12 months, MetroCity Bankshares has paid 24.23M in taxes.
Income Tax24.23M
Effective Tax Rate0.26
Enterprise Valuation
MetroCity Bankshares EV to EBITDA ratio is 9.25, with an EV/FCF ratio of 6.28.
EV to Sales3.63
EV to EBITDA9.25
EV to Free Cash Flow6.28
EV to Operating Cash Flow6.28
Balance Sheet
MetroCity Bankshares has $418.01M in cash and marketable securities with $540.61M in debt, giving a net cash position of -$122.60M billion.
Cash & Marketable Securities$418.01M
Total Debt$540.61M
Net Cash-$122.60M
Net Cash Per Share-$4.26
Tangible Book Value Per Share$18.29
Margins
Gross margin is 62.35%, with operating margin of 39.21%, and net profit margin of 28.99%.
Gross Margin62.35%
Operating Margin39.21%
Pretax Margin39.21%
Net Profit Margin28.99%
EBITDA Margin39.21%
EBIT Margin39.21%
Analyst Forecast
The average price target for MetroCity Bankshares is $32.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$32.00
Price Target Upside8.99% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-0.23%
EPS Growth Forecast10.95%