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MetroCity Bankshares Inc (MCBS)
NASDAQ:MCBS
Total Valuation
MetroCity Bankshares has a market cap or net worth of $657.60M. The enterprise value is $933.48M.
Market Cap$657.60M
Enterprise Value$933.48M
Share Statistics
MetroCity Bankshares has 25,537,746 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,537,746
Owned by Insiders23.01%
Owned by Institutions1.14%
Financial Efficiency
MetroCity Bankshares’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 7.54%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)7.54%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee976.79K
Profits Per Employee268.77K
Employee Count240
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of MetroCity Bankshares is 9.9. MetroCity Bankshares’s PEG ratio is 0.51.
PE Ratio9.9
PS Ratio3.45
PB Ratio1.92
Price to Fair Value1.92
Price to FCF12.99
Price to Operating Cash Flow18.87
PEG Ratio0.51
Income Statement
In the last 12 months, MetroCity Bankshares had revenue of 234.43M and earned 64.50M in profits. Earnings per share was 2.55.
Revenue234.43M
Gross Profit139.15M
Operating Income87.31M
Pretax Income87.31M
Net Income64.50M
EBITDA90.27M
Earnings Per Share (EPS)2.55
Cash Flow
In the last 12 months, operating cash flow was 62.11M and capital expenditures -858.00K, giving a free cash flow of 61.25M billion.
Operating Cash Flow62.11M
Free Cash Flow61.25M
Free Cash Flow per Share2.40
Dividends & Yields
MetroCity Bankshares pays an annual dividend of $0.25, resulting in a dividend yield of 3.6%
Dividend Per Share$0.25
Dividend Yield3.6%
Payout Ratio37.21%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.07
52-Week Price Change-19.70%
50-Day Moving Average26.54
200-Day Moving Average27.59
Relative Strength Index (RSI)56.78
Average Volume (3m)36.91K
Important Dates
MetroCity Bankshares upcoming earnings date is Jan 26, 2026, During Market Hours (Confirmed).
Last Earnings DateOct 17, 2025
Next Earnings DateJan 26, 2026
Ex-Dividend DateOct 29, 2025
Financial Position
MetroCity Bankshares as a current ratio of 0.10, with Debt / Equity ratio of 97.04%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.47
Net Debt to EBITDA1.62
Interest Coverage Ratio0.92
Taxes
In the past 12 months, MetroCity Bankshares has paid 22.81M in taxes.
Income Tax22.81M
Effective Tax Rate0.26
Enterprise Valuation
MetroCity Bankshares EV to EBITDA ratio is 10.58, with an EV/FCF ratio of 15.35.
EV to Sales4.07
EV to EBITDA10.58
EV to Free Cash Flow15.35
EV to Operating Cash Flow15.04
Balance Sheet
MetroCity Bankshares has $216.41M in cash and marketable securities with $432.70M in debt, giving a net cash position of -$216.30M billion.
Cash & Marketable Securities$216.41M
Total Debt$432.70M
Net Cash-$216.30M
Net Cash Per Share-$8.47
Tangible Book Value Per Share$16.60
Margins
Gross margin is 59.64%, with operating margin of 37.25%, and net profit margin of 27.52%.
Gross Margin59.64%
Operating Margin37.25%
Pretax Margin37.25%
Net Profit Margin27.52%
EBITDA Margin38.51%
EBIT Margin37.25%
Analyst Forecast
The average price target for MetroCity Bankshares is $31.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$31.00
Price Target Upside16.28% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-0.23%
EPS Growth Forecast10.95%