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Banco De Chile
(NYSE:BCH)
Banco De Chile (BCH) vs. SPDR S&P 500 ETF (SPY)
Banco De Chile Business Overview & Revenue Model
Banco De Chile Earnings Call Summary
Banco De Chile Financial Statement Overview
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.03T | 4.65T | 5.09T | 5.31T | 3.03T |
| Gross Profit | 2.64T | 2.69T | 2.77T | 2.71T | 2.20T |
| EBITDA | 1.61T | 1.68T | 1.79T | 1.82T | 1.41T |
| Net Income | 1.19T | 1.25T | 1.37T | 1.45T | 1.06T |
Balance Sheet | |||||
| Total Assets | 54.10T | 52.06T | 55.72T | 55.11T | 51.43T |
| Cash, Cash Equivalents and Short-Term Investments | 8.08T | 5.14T | 6.78T | 7.51T | 7.10T |
| Total Debt | 11.38T | 12.06T | 11.67T | 10.62T | 9.27T |
| Total Liabilities | 48.30T | 45.55T | 49.64T | 49.68T | 46.61T |
| Stockholders Equity | 5.80T | 6.50T | 6.08T | 5.43T | 4.82T |
Cash Flow | |||||
| Free Cash Flow | 441.09B | 379.42B | 1.64T | 50.49B | 2.94T |
| Operating Cash Flow | 458.87B | 396.64B | 1.73T | 128.61B | 3.01T |
| Investing Cash Flow | -1.83T | -58.34B | -346.50B | -847.82B | -2.99T |
| Financing Cash Flow | 2.24T | -1.56T | -1.56T | -161.80B | 1.38T |
Banco De Chile Technical Analysis
Banco De Chile Risk Analysis
Banco De Chile Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $26.58B | 11.79 | 18.88% | 4.82% | 8.72% | 27.70% | |
70 Outperform | $18.43B | 8.44 | 17.60% | 10.29% | -6.79% | 16.13% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $19.18B | 14.56 | 20.74% | 5.56% | -11.64% | -8.75% | |
62 Neutral | $16.69B | 6.51 | 9.82% | 3.71% | -2.90% | 16.10% | |
57 Neutral | $23.03B | 9.97 | ― | 4.98% | 1.13% | -11.93% | |
56 Neutral | $14.76B | 12.58 | 24.13% | 4.29% | 12.43% | 56.30% |
Banco De Chile Corporate Events
Banco de Chile, a major Chilean commercial bank serving retail and corporate clients, has provided an English translation of its local Annual Report for 2025 to international investors and regulators. This follows its earlier filing of Chilean GAAP consolidated financial statements and the 2025 financial report with the U.S. Securities and Exchange Commission on February 3, 2026.
The bank formally submitted this latest Form 6-K, dated March 6, 2026, to furnish the translated Annual Report, aiming to enhance transparency and accessibility of its 2025 performance information for foreign stakeholders. The move supports its ongoing compliance with U.S. reporting requirements and facilitates broader analysis of its financial position by global investors and analysts.
The most recent analyst rating on (BCH) stock is a Hold with a $41.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On March 5, 2026, Banco de Chile announced that it had completed a new bond placement in the local Chilean market, reinforcing its access to domestic capital funding. The transaction involved the issuance of senior, dematerialized, bearer bonds, signaling continued reliance on local investors to support the bank’s medium-term financing needs.
The bank placed Serie FG bonds registered under number 11/2022 for a total of 1,000,000 unidades de fomento (CLF), maturing on November 1, 2030, at an average placement rate of 2.51%. The deal is expected to strengthen the bank’s funding profile and balance sheet structure, potentially enhancing its capacity to support lending activities and maintain its competitive position in Chile’s banking sector.
The most recent analyst rating on (BCH) stock is a Hold with a $41.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
Banco de Chile has called an Ordinary Shareholders’ Meeting for March 26, 2026 in Santiago to review and approve its 2025 financial statements and related reports. The agenda underscores standard governance matters for a major listed bank, including board elections, directors’ pay, committee budgets, the appointment of external auditors and ratification of private risk assessors.
The board will also propose retaining CLP 182.34 billion of 2025 net income to adjust paid-in capital and reserves for inflation and distributing the remaining 84.7% as a cash dividend of CLP 9.99757030464 per share to shareholders of record before the payment date. If approved, the immediate post-meeting dividend payout signals strong earnings generation while balancing capital preservation and shareholder returns, with implications for income-focused investors and the bank’s capital management profile.
The most recent analyst rating on (BCH) stock is a Hold with a $48.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On February 10, 2026, Banco de Chile informed regulators and local stock exchanges that it completed a placement of senior, dematerialized, bearer bonds in the Chilean local market. The issuance involved Serie FG bonds registered with the Chilean Financial Market Commission for a total of 860,000 inflation-indexed units (UF), maturing on November 1, 2030, at an average placement rate of 2.59%, reinforcing the bank’s market-based funding profile and signaling continued access to long-term local financing.
The transaction underscores Banco de Chile’s ability to secure medium- to long-term funding at relatively attractive rates in its home market, which may support balance-sheet stability and future credit growth. For investors, the Serie FG bonds offer exposure to a leading Chilean bank through inflation-linked instruments, while the successful placement highlights ongoing depth and liquidity in Chile’s local bond market for high-grade financial issuers.
The most recent analyst rating on (BCH) stock is a Hold with a $48.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On February 3, 2026, Banco de Chile released its financial results for the fourth quarter of 2025 and for the year ended December 31, 2025, accompanied by a detailed Management Commentary prepared in line with Chilean Financial Market Commission standards and IFRS Management Commentary guidelines. The bank also disclosed that its consolidated financial statements for 2025 received an unmodified audit opinion from KPMG on January 29, 2026, and that the independent accountants’ review of the related Management Commentary found no significant modifications were needed, reinforcing the reliability and regulatory compliance of its reported historical financial information for investors and other stakeholders.
The most recent analyst rating on (BCH) stock is a Buy with a $48.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
Banco de Chile’s board of directors, at an ordinary session held on January 29, 2026, agreed to call an ordinary shareholders’ meeting for March 26, 2026, to vote on a proposal to distribute 84.7% of the bank’s net income from the fiscal year ended December 31, 2025, as dividends. The proposal includes retaining CLP 182.34 billion to adjust paid-in capital and reserves for inflation and distributing the remaining earnings as a dividend of CLP 9.99757030464 per share across 101,017,081,114 shares, while shareholders will also be asked to elect nine regular directors and two alternates, reflecting recent bylaw changes and signaling continued emphasis on shareholder returns and governance renewal.
The most recent analyst rating on (BCH) stock is a Buy with a $49.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
At an extraordinary board meeting held on January 21, 2026, Banco de Chile announced that director and vice-chairman Francisco Pérez Mackenna tendered his resignation, effective January 31, 2026, with the board formally accepting his departure and recognizing his contributions to the bank’s development. The board simultaneously resolved to appoint Óscar Hasbún Martínez as a new director, effective February 1, 2026, until the next ordinary shareholders’ meeting, and to name existing director Jean‑Paul Luksic Fontbona as vice-chairman from the same date, signaling a planned and orderly refresh of the bank’s top governance positions that could influence its strategic oversight but maintains continuity in leadership.
The most recent analyst rating on (BCH) stock is a Buy with a $44.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On January 15, 2026, Banco de Chile announced that it had completed the placement of three series of senior, dematerialized bearer bonds in the local Chilean market, reinforcing its funding base through long-term instruments. The bank issued Serie FU bonds totaling UF 500,000 maturing November 1, 2032 at an average rate of 2.78%, Serie HH bonds totaling UF 400,000 maturing December 1, 2036 at 2.87%, and Serie HW bonds totaling UF 50,000 maturing June 1, 2044 at 2.89%, a move that underscores active use of domestic capital markets to secure medium- and long-term financing and may support greater lending capacity and balance sheet stability for stakeholders.
The most recent analyst rating on (BCH) stock is a Buy with a $45.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On January 14, 2026, Banco de Chile informed regulators and local stock exchanges that it had completed the placement of three series of senior, dematerialized bearer bonds in the Chilean local market, reinforcing its long-term funding profile. The bank issued Serie FU bonds totaling CLF 500,000 maturing November 1, 2032 at an average placement rate of 2.81%, Serie GG bonds totaling CLF 350,000 maturing May 1, 2035 at 2.89%, and Serie HW bonds totaling CLF 300,000 maturing June 1, 2044 at 2.91%, underscoring continued investor appetite for Banco de Chile’s credit and providing the institution with diversified, fixed-rate funding across multiple maturities.
The most recent analyst rating on (BCH) stock is a Sell with a $36.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On January 12, 2026, Banco de Chile reported that it had completed a placement of senior, dematerialized, bearer bonds in the local Chilean market, classified as Serie HW and registered with the Financial Market Commission. The issuance totaled 100,000 Chilean inflation-indexed units (UF), carries a maturity date of June 1, 2044, and was placed at an average rate of 2.92%, underscoring the bank’s continued use of long-term local debt markets to support its funding structure and balance sheet management.
The most recent analyst rating on (BCH) stock is a Buy with a $40.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.
On January 8, 2026, Banco de Chile announced it had completed a placement of senior, dematerialized bearer bonds in the local Chilean market. The issuance involved Serie HW bonds, registered with the Chilean Financial Market Commission, for a total amount of UF 750,000, maturing on June 1, 2044, at an average placement rate of 2.93%. This long-term bond placement strengthens the bank’s local funding base and supports its capacity to finance future lending and investment activities, underscoring its active participation in Chile’s domestic capital markets and providing additional fixed-income instruments for local investors.
The most recent analyst rating on (BCH) stock is a Buy with a $40.00 price target. To see the full list of analyst forecasts on Banco De Chile stock, see the BCH Stock Forecast page.