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VTI - ETF AI Analysis

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VTI

Vanguard Total Stock Market ETF (VTI)

Rating:72Outperform
Price Target:
VTI, the Vanguard Total Stock Market ETF, earns a solid overall rating because it is heavily invested in high-quality, financially strong companies like Apple, Microsoft, and Alphabet, which benefit from leadership in areas such as cloud computing, AI, and services. These holdings provide long-term growth potential, although some positions like Tesla and Berkshire Hathaway face issues such as valuation concerns, bearish technical signals, or lack of dividends that slightly weigh on the fund’s rating. A key risk is that many of its largest positions are concentrated in big U.S. technology and growth-oriented companies, which could make the ETF more sensitive to downturns in that sector.
Positive Factors
Broad Market Exposure
The ETF holds a wide range of U.S. stocks across the total market, giving investors instant diversification in a single fund.
Low Expense Ratio
The fund charges very low annual fees, which helps investors keep more of their returns over time.
Diversified Sector Mix
Holdings are spread across many sectors, including technology, financials, health care, and consumer companies, reducing reliance on any one part of the economy.
Negative Factors
Heavy U.S. Concentration
Almost all of the fund’s assets are invested in U.S. companies, offering very limited exposure to international markets.
Top Holdings Tilted to Big Tech
A large portion of the portfolio is in a handful of big technology and communication companies, which can increase sensitivity to swings in those stocks.
Recent Weakness in Key Stocks
Several of the largest positions have shown weak recent performance, which has weighed on the fund’s short-term results.

VTI vs. SPDR S&P 500 ETF (SPY)

VTI Summary

Vanguard Total Stock Market ETF (VTI) is a fund that aims to track the CRSP US Total Market Index, giving you a slice of almost the entire U.S. stock market in one investment. It holds thousands of companies, from giants like Apple and Microsoft to many smaller firms, across sectors such as technology, finance, health care, and more. Someone might invest in VTI for broad diversification and long-term growth potential, instead of picking individual stocks. A key risk is that its value can rise or fall with the overall U.S. stock market, especially since it has a large tilt toward tech companies.
How much will it cost me?The Vanguard Total Stock Market ETF (VTI) has an expense ratio of 0.03%, meaning you’ll pay $0.30 per year for every $1,000 invested. This is much lower than average because it’s a passively managed fund that tracks the entire U.S. stock market, keeping costs minimal for investors.
What would affect this ETF?The Vanguard Total Stock Market ETF (VTI) could benefit from growth in the U.S. economy, especially if sectors like technology and consumer cyclical continue to perform well, as these are heavily represented in the fund. However, rising interest rates or economic slowdowns could negatively impact the financial and real estate sectors, while regulatory changes or geopolitical tensions might affect top holdings like Nvidia, Microsoft, and Apple. Diversification across sectors helps reduce risk, but the fund remains sensitive to overall U.S. market conditions.

VTI Top 10 Holdings

VTI may be a total-market fund, but its story right now is all about Big Tech and AI-heavy names. Nvidia, Apple, Microsoft, and Amazon sit in the driver’s seat, yet all have been lagging lately, so their recent stumble has put a noticeable drag on the ETF. Alphabet and Broadcom, also tied to the AI and cloud boom, show more mixed but generally resilient trends, helping steady the ship. With all of these giants based in the U.S. and tech dominating the top spots, VTI’s broad market exposure still leans heavily on America’s mega-cap innovators.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Nvidia6.16%$129.38B$4.27T59.16%
76
Outperform
Apple5.88%$123.47B$3.75T14.18%
79
Outperform
Microsoft4.40%$92.33B$2.74T-3.34%
79
Outperform
Amazon3.04%$63.91B$2.26T7.43%
71
Outperform
Alphabet Class A2.73%$57.35B$3.58T89.37%
85
Outperform
Broadcom2.27%$47.73B$1.48T82.17%
76
Outperform
Alphabet Class C2.16%$45.30B$3.58T85.64%
82
Outperform
Meta Platforms2.13%$44.65B$1.47T-0.80%
76
Outperform
Tesla1.71%$35.99B$1.43T34.84%
73
Outperform
Berkshire Hathaway B1.37%$28.68B$1.03T-11.01%
66
Neutral

VTI Technical Analysis

Technical Analysis Sentiment
Negative
Last Price
Price Trends
50DMA
332.85
Negative
100DMA
333.39
Negative
200DMA
324.61
Negative
Market Momentum
MACD
-3.96
Negative
RSI
46.98
Neutral
STOCH
69.93
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For VTI, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 324.38, equal to the 50-day MA of 332.85, and equal to the 200-day MA of 324.61, indicating a bearish trend. The MACD of -3.96 indicates Negative momentum. The RSI at 46.98 is Neutral, neither overbought nor oversold. The STOCH value of 69.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VTI.

VTI Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$565.25B0.03%
72
Outperform
$97.20B0.04%
73
Outperform
$77.60B0.03%
73
Outperform
$45.55B0.15%
75
Outperform
$40.09B0.17%
73
Outperform
$36.85B0.08%
73
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
VTI
Vanguard Total Stock Market ETF
323.76
78.99
32.27%
VIG
Vanguard Dividend Appreciation ETF
ITOT
iShares Core S&P Total U.S. Stock Market ETF
QUAL
iShares MSCI USA Quality Factor ETF
DFAC
Dimensional U.S. Core Equity 2 ETF
DGRO
iShares Core Dividend Growth ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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