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TEC - ETF AI Analysis

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TEC

Harbor Transformative Technologies ETF (TEC)

Rating:74Outperform
Price Target:
TEC, the Harbor Transformative Technologies ETF, earns a solid overall rating largely because it is built around high-quality technology leaders like Alphabet, Apple, Microsoft, and Nvidia, all of which show strong financial performance and promising growth in AI, cloud, and services. The fund’s weaker spots come from holdings with mixed technical signals and high valuations, such as Amazon and Meta, which can add volatility. The main risk is its heavy concentration in a single sector—advanced technology and semiconductors—meaning performance is closely tied to the fortunes of that industry.
Positive Factors
Strong Year-to-Date Performance
The ETF has delivered strong gains so far this year, showing solid momentum in its strategy.
Leading Technology Holdings
Many of the largest positions, including major chipmakers and tech platforms, have shown strong performance, helping drive the fund’s returns.
Focused Exposure to Growth Sectors
The fund is heavily tilted toward technology and related industries, giving investors concentrated exposure to areas with strong long-term growth potential.
Negative Factors
High Expense Ratio
The ETF charges relatively high fees, which can eat into investor returns over time compared with lower-cost alternatives.
Heavy Concentration in a Single Sector
With most assets in technology, the fund is highly sensitive to downturns in that sector and less cushioned by other industries.
Limited Geographic Diversification
The ETF is overwhelmingly invested in U.S. companies, offering little protection if the U.S. market or economy weakens.

TEC vs. SPDR S&P 500 ETF (SPY)

TEC Summary

Harbor Transformative Technologies ETF (TEC) is a fund that focuses on companies driving major changes in technology, rather than tracking a fixed index. It mainly invests in U.S. tech-related businesses involved in areas like artificial intelligence, robotics, and digitalization. Well-known holdings include Apple and Nvidia, along with other big names such as Amazon and Microsoft. Someone might invest in TEC to seek long-term growth and to get broad exposure to leading and emerging technology trends. A key risk is that it is heavily tilted toward tech stocks, so its price can rise and fall sharply with changes in the technology sector.
How much will it cost me?The Harbor Transformative Technologies ETF (TEC) has an expense ratio of 0.69%, which means you’ll pay $6.90 per year for every $1,000 invested. This is higher than average because TEC is actively managed, with experts carefully selecting innovative technology companies rather than tracking a passive index.
What would affect this ETF?The Harbor Transformative Technologies ETF (TEC) could benefit from continued advancements in areas like artificial intelligence, robotics, and digitalization, as well as strong performance from its top holdings like Nvidia, Apple, and Microsoft. However, it may face challenges from rising interest rates, which can negatively impact growth-focused technology stocks, and potential regulatory scrutiny in the tech sector. Economic conditions in the U.S., where the fund is heavily focused, will also play a key role in its future performance.

TEC Top 10 Holdings

TEC is essentially a bet on U.S. Big Tech and semiconductors, with Apple and Nvidia setting much of the tone. Apple has been rising steadily, giving the fund a solid anchor, while Nvidia and Broadcom have seen more mixed momentum as investors debate how much AI growth is already priced in. AMD and Snowflake are the high-octane growth engines, recently surging and adding spark to returns. On the flip side, Microsoft and Alphabet have been losing a bit of steam, modestly dragging on performance. Overall, it’s a U.S.-heavy, innovation-first portfolio built around transformative tech leaders.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Apple7.95%$527.66K$4.54T36.62%
79
Outperform
Nvidia6.88%$456.59K$4.86T22.58%
76
Outperform
Microsoft6.21%$412.38K$3.45T-4.22%
79
Outperform
Alphabet Class A6.14%$407.83K$4.36T75.90%
85
Outperform
Amazon5.78%$383.61K$2.92T23.26%
71
Outperform
Broadcom5.45%$362.11K$1.85T40.26%
76
Outperform
Advanced Micro Devices4.33%$287.70K$776.41B179.79%
73
Outperform
Lam Research4.13%$273.97K$366.44B206.00%
77
Outperform
Snowflake3.40%$225.78K$101.65B72.37%
54
Neutral
TSMC3.38%$224.16K$1.95T73.69%
81
Outperform

TEC Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
32.61
Positive
100DMA
30.80
Positive
200DMA
29.39
Positive
Market Momentum
MACD
0.20
Negative
RSI
60.36
Neutral
STOCH
86.71
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TEC, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 32.27, equal to the 50-day MA of 32.61, and equal to the 200-day MA of 29.39, indicating a bullish trend. The MACD of 0.20 indicates Negative momentum. The RSI at 60.36 is Neutral, neither overbought nor oversold. The STOCH value of 86.71 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TEC.

TEC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$6.64M0.69%
74
Outperform
$48.80M0.35%
69
Neutral
$40.01M0.69%
67
Neutral
$39.79M0.65%
76
Outperform
$31.84M0.77%
71
Outperform
$312.84K0.87%
71
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TEC
Harbor Transformative Technologies ETF
33.81
8.39
33.01%
CCSO
Carbon Collective Climate Solutions U.S. Equity ETF
LRNZ
TrueShares Technology, AI & Deep Learning ETF
XPND
First Trust Expanded Technology ETF
GK
AdvisorShares Gerber Kawasaki ETF
USMD
CoreValues America First Technology ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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