Want to see WTBA full AI Analyst Report?
WTBA Stock Chart & Stats
$27.27
$0.20(0.73%)
At close: 4:00 PM EDT
$27.27
$0.20(0.73%)
Day’s Range― - ―
52-Week Range$18.34 - $30.33
Previous CloseN/A
Volume7.39K
Average Volume (3M)36.87K
Market Cap
$509.95M
Enterprise Value$799.39
Total Cash (Recent Filing)$477.56M
Total Debt (Recent Filing)$374.04M
Price to Earnings (P/E)13.2
Beta0.73
Next Earnings
Oct 22, 2026EPS Estimate
0.67Next Dividend Ex-DateN/A
Dividend Yield3.47%
Share Statistics
EPS (TTM)2.26
Shares Outstanding17,043,743
10 Day Avg. Volume29,609
30 Day Avg. Volume36,865
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.41
Price to Sales (P/S)1.89
P/FCF Ratio8.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.00Price Target Upside10.01% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.59
Revenue Forecast (FY)$114.55M
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryThe sharp earnings recovery and return on average equity above 16% indicate stronger operating performance. Sustained profitability improvement can rebuild capital internally and support dividends, lending capacity, and resilience over the next several quarters.
Net Interest Margin TailwindsMargin expansion is supported by lower deposit costs and approximately $600 million of loans repricing over the next 12 months. This creates a visible earnings tailwind, although much of the benefit is weighted toward the first half of 2027.
Credit Quality And Cash GenerationPristine reported credit metrics reduce the likelihood of near-term loss provisions, while positive free cash flow that closely tracks net income supports earnings quality. Together, these strengthen financial flexibility and the bank’s ability to fund distributions.
Bears Say
Loan Growth And CRE Development HeadwindsPayoffs and cautious borrowers are reducing commercial real estate development exposure and limiting near-term loan growth. Smaller earning-asset balances could constrain net interest income and weaken operating leverage until origination activity improves.
Deposit Pricing PressureIntense competition for transactional accounts, money markets, and certificates of deposit can keep funding costs elevated. That pressure may absorb part of the benefit from asset repricing and make future margin expansion less durable than current trends suggest.
Leverage And Earnings VolatilityLeverage remains meaningful despite material improvement from 2023, leaving the bank exposed to credit or funding stress. Historical swings in margins and cash flow also show that current gains have not yet been demonstrated consistently across a full operating cycle.
West Bancorporation News
WTBA FAQ
What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was $18.34 and its highest was $30.33 in the past 12 months.
What is West Bancorporation’s market cap?
West Bancorporation’s market cap is $509.95M.
When is West Bancorporation’s upcoming earnings report date?
West Bancorporation’s upcoming earnings report date is Oct 22, 2026 which is in 63 days.
How were West Bancorporation’s earnings last quarter?
West Bancorporation released its earnings results on Jul 23, 2026. The company reported $0.64 earnings per share for the quarter, beating the consensus estimate of $0.63 by $0.01.
Is West Bancorporation overvalued?
According to Wall Street analysts West Bancorporation’s price is currently Undervalued.
Does West Bancorporation pay dividends?
West Bancorporation pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 3.47%. See more information on West Bancorporation dividends here
What is West Bancorporation’s EPS estimate?
West Bancorporation’s EPS estimate is 0.67.
How many shares outstanding does West Bancorporation have?
West Bancorporation has 17,043,743 shares outstanding.
What happened to West Bancorporation’s price movement after its last earnings report?
West Bancorporation reported an EPS of $0.64 in its last earnings report, beating expectations of $0.63. Following the earnings report the stock price went up 2.138%.
Which hedge fund is a major shareholder of West Bancorporation?
Currently, no hedge funds are holding shares in WTBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
West Bancorporation Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$30.00 (10.01% Upside)
$30.00 (10.01% Upside)
Blogger Sentiment
Neutral
WTBA Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.59%
12-Months-Change
Fundamentals
Return on Equity
3.47%
Trailing 12-Months
Asset Growth
-0.61%
Trailing 12-Months
Company Description
West Bancorporation
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.
WTBA Company Deck
WTBA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial metrics — double-digit net income growth, margin expansion, record dividend, pristine credit metrics and a sizable loan repricing pipeline — which outweigh near-term headwinds such as spot loan payoffs, contraction in development lending, intense deposit competition and a couple of isolated downgrades. Management expects continued margin tailwinds from loan repricing over the next 12 months and sees controlled expenses for the rest of the year.View all WTBA earnings summariesWTBA Stock 12 Month Forecast
Average Price Target
$30.00
▲(10.01% Upside)
Technical Analysis
Bankwell Financial Group
―
Farmers & Merchants Bancorp
―
Ponce Financial Group Inc
―
Orange County Bancorp
―
USCB Financial Holdings, Inc. Class A
―
Ownership Overview
5.94% Insiders
15.56% Mutual Funds
5.47% Other Institutional Investors
56.92% Public Companies and
Individual Investors