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WTBA Stock Chart & Stats
$22.83
-$0.09(-0.43%)
At close: 4:00 PM EST
$22.83
-$0.09(-0.43%)
Day’s Range― - ―
52-Week Range$17.31 - $27.62
Previous CloseN/A
Volume5.98K
Average Volume (3M)36.87K
Market Cap
$450.73M
Enterprise Value$744.70
Total Cash (Recent Filing)$501.32M
Total Debt (Recent Filing)$375.22M
Price to Earnings (P/E)12.9
Beta0.74
Next Earnings
Jul 23, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend Yield4.39%
Share Statistics
EPS (TTM)2.08
Shares Outstanding17,028,101
10 Day Avg. Volume29,609
30 Day Avg. Volume36,865
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.41
Price to Sales (P/S)1.89
P/FCF Ratio8.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$27.00Price Target Upside18.27% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.59
Revenue Forecast (FY)$114.75M
Bulls Say, Bears Say
Bulls Say
Improved Leverage / Stronger CapitalA materially lower debt-to-equity (~0.40) reflects a stronger capital base and reduced leverage from prior years. This durability improves loss-absorption capacity, lowers funding vulnerability, and supports steady dividend and strategic flexibility over multiple quarters.
Consistent Cash GenerationRising operating and free cash flow (TTM ~$50M) and free cash flow close to net income (~0.93x) indicate high-quality earnings and internal funding capacity. That sustained cash generation supports dividends, reinvestment, and capital resilience across 2–6 months and beyond.
Pristine Credit And Margin ImprovementExceptionally low delinquency/no nonaccruals plus recent NIM expansion underpin durable earnings stability. High asset quality reduces provisioning risk while improving margins from asset repricing sustains net interest income through upcoming quarters.
Bears Say
Sharp TTM Revenue ContractionA ~40% TTM revenue decline is a meaningful structural headwind: weaker top-line volumes reduce operating leverage and limit the bank's ability to expand lending or absorb expenses, making future margin gains more dependent on repricing and cost control.
Flat Loan Balances / Payoff PressureSustained flat loan balances limit the primary engine for net interest income. Reliance on asset repricing and redeploying cash to spur growth creates timing risk; prolonged payoff/refi trends would constrain durable NII expansion over several quarters.
Concentrated Industry ExposureA watch list heavily concentrated in trucking creates idiosyncratic credit exposure. Even if currently small, sector cyclicality and commodity cost pressure can produce clustered losses, raising downside risk to credit metrics if sector stress persists.
West Bancorporation News
WTBA FAQ
What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was $17.31 and its highest was $27.62 in the past 12 months.
What is West Bancorporation’s market cap?
West Bancorporation’s market cap is $450.73M.
When is West Bancorporation’s upcoming earnings report date?
West Bancorporation’s upcoming earnings report date is Jul 23, 2026 which is in 7 days.
How were West Bancorporation’s earnings last quarter?
West Bancorporation released its earnings results on Apr 23, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.58 by $0.03.
Is West Bancorporation overvalued?
According to Wall Street analysts West Bancorporation’s price is currently Undervalued.
Does West Bancorporation pay dividends?
West Bancorporation pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 4.39%. See more information on West Bancorporation dividends here
What is West Bancorporation’s EPS estimate?
West Bancorporation’s EPS estimate is 0.63.
How many shares outstanding does West Bancorporation have?
West Bancorporation has 17,028,101 shares outstanding.
What happened to West Bancorporation’s price movement after its last earnings report?
West Bancorporation reported an EPS of $0.61 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 3.508%.
Which hedge fund is a major shareholder of West Bancorporation?
Currently, no hedge funds are holding shares in WTBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
West Bancorporation Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$27.00 (18.27% Upside)
$27.00 (18.27% Upside)
Blogger Sentiment
Bullish
WTBA Sentiment 100%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 3.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.59%
12-Months-Change
Fundamentals
Return on Equity
13.67%
Trailing 12-Months
Asset Growth
0.64%
Trailing 12-Months
Company Description
West Bancorporation
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.
WTBA Stock 12 Month Forecast
Average Price Target
$27.00
▲(18.27% Upside)
Technical Analysis
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Ownership Overview
5.95% Insiders
15.58% Mutual Funds
0.50% Other Institutional Investors
61.90% Public Companies and
Individual Investors