West Bancorporation (WTBA)
NASDAQ:WTBA
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WTBA Stock Chart & Stats
$22.83
-$0.09(-0.43%)
At close: 4:00 PM EST
$22.83
-$0.09(-0.43%)
Day’s Range― - ―
52-Week Range$17.31 - $26.60
Previous CloseN/A
Volume5.98K
Average Volume (3M)36.87K
Market Cap
$400.84M
Enterprise Value$555.83M
Total Cash (Recent Filing)$501.32M
Total Debt (Recent Filing)$375.22M
Price to Earnings (P/E)9.5
Beta0.79
Next Earnings
Jul 23, 2026EPS Estimate
0.63Next Dividend Ex-DateN/A
Dividend Yield4.39%
Share Statistics
EPS (TTM)2.08
Shares Outstanding17,028,101
10 Day Avg. Volume29,609
30 Day Avg. Volume36,865
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.41
Price to Sales (P/S)1.89
P/FCF Ratio8.71
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue2.78
Enterprise Value/Gross Profit5.63
Enterprise Value/Ebitda11.42
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.55
Revenue Forecast (FY)$114.95M
Bulls Say, Bears Say
Bulls Say
Stronger Leverage / CapitalDebt has been cut materially and equity has risen, producing a debt-to-equity near 0.40. That stronger capital base provides a durable buffer for credit losses, supports the regular dividend, and gives optionality to fund measured loan growth or local M&A over the next several quarters.
Consistent Cash GenerationOperating and free cash flow have recovered and track net income closely, with TTM operating cash ~ $50M and FCF near 0.93x of net income. Reliable cash conversion supports recurring dividends, funds loan deployment from internal sources, and underpins lasting earnings quality.
Pristine Credit QualityManagement reports negligible delinquency and no nonaccruals or provision in the quarter. Sustained asset quality reduces expected credit losses, preserves capital, and makes net interest income and capital deployment less cyclically sensitive over the coming 2–6 months.
Bears Say
Sharp TTM Revenue DeclineTTM revenue is down roughly 40% after prior multi-year growth, creating a material top-line setback. Persistent revenue weakness limits organic earnings growth, forces reliance on margin improvement and cost discipline, and reduces room to invest in growth initiatives over the medium term.
Flat Loan Balances / Refi PressureQuarterly loan balances were flat as payoffs and secondary-market refinancings offset originations. Continued refinance pressure slows earning-asset growth, compresses core net interest income expansion, and makes the timing of sustainable loan growth uncertain for multiple quarters.
Concentrated Watch List RiskA large share of watch-list exposure is concentrated in trucking—an industry facing low freight rates and excess capacity. This idiosyncratic concentration raises the risk of clustered credit losses, which could strain reserves and drive episodic volatility in earnings and capital.
West Bancorporation News
WTBA FAQ
What was West Bancorporation’s price range in the past 12 months?
West Bancorporation lowest stock price was $17.31 and its highest was $26.60 in the past 12 months.
What is West Bancorporation’s market cap?
West Bancorporation’s market cap is $400.84M.
When is West Bancorporation’s upcoming earnings report date?
West Bancorporation’s upcoming earnings report date is Jul 23, 2026 which is in 79 days.
How were West Bancorporation’s earnings last quarter?
West Bancorporation released its earnings results on Apr 23, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.58 by $0.03.
Is West Bancorporation overvalued?
According to Wall Street analysts West Bancorporation’s price is currently Overvalued.
Does West Bancorporation pay dividends?
West Bancorporation pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 4.39%. See more information on West Bancorporation dividends here
What is West Bancorporation’s EPS estimate?
West Bancorporation’s EPS estimate is 0.63.
How many shares outstanding does West Bancorporation have?
West Bancorporation has 17,028,101 shares outstanding.
What happened to West Bancorporation’s price movement after its last earnings report?
West Bancorporation reported an EPS of $0.61 in its last earnings report, beating expectations of $0.58. Following the earnings report the stock price went up 3.51%.
Which hedge fund is a major shareholder of West Bancorporation?
Currently, no hedge funds are holding shares in WTBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
West Bancorporation Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
WTBA Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.59%
12-Months-Change
Fundamentals
Return on Equity
13.67%
Trailing 12-Months
Asset Growth
0.64%
Trailing 12-Months
Company Description
West Bancorporation
West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It accepts various deposit products, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers trust services, including the administration of estates, conservatorships, personal trusts, and agency accounts. Further, the company provides internet and mobile banking services; treasury management services comprising cash management, client-generated automated clearing house transaction, remote deposit, and fraud protection services; and merchant credit card processing services and corporate credit cards. It has seven offices in the Des Moines area; one office in Coralville and Iowa; and one office each in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.
WTBA Company Deck
WTBA Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call portrayed a fundamentally strong quarter driven by meaningful earnings and margin improvement, disciplined expense control, ample liquidity and pristine credit quality. Key near‑term headwinds are muted loan growth due to refinance/payoff activity, seasonally lower core deposits and a concentrated watch list exposure to the trucking sector. Management emphasized asset repricing opportunities, an expanding pipeline and continued focus on relationship banking and market expansion, suggesting optimism about future growth as market dynamics normalize.View all WTBA earnings summariesTechnical Analysis
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Ownership Overview
5.95% Insiders
15.62% Mutual Funds
3.40% Other Institutional Investors
61.04% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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