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OBT Stock Chart & Stats
$37.69
$0.45(1.21%)
At close: 4:00 PM EDT
$37.69
$0.45(1.21%)
Day’s Range― - ―
52-Week Range$23.25 - $40.10
Previous Close$37.69
Volume72.53K
Average Volume (3M)39.30K
Market Cap
$511.38M
Enterprise Value$191.85
Total Cash (Recent Filing)$730.83M
Total Debt (Recent Filing)$34.60M
Price to Earnings (P/E)10.7
Beta0.83
Next Earnings
Oct 27, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield1.76%
Share Statistics
EPS (TTM)3.55
Shares Outstanding13,407,963
10 Day Avg. Volume24,597
30 Day Avg. Volume39,297
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.26
Price to Sales (P/S)2.26
P/FCF Ratio8.64
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.45
Revenue Forecast (FY)$133.00M
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityHigh margins and solid returns on equity indicate that the bank is converting its lending and fee-generating activities into substantial earnings. Sustained profitability strengthens capital formation and provides resilience across changing banking conditions.
Conservative Current LeverageThe latest low leverage indicates a stronger capital position and greater capacity to absorb credit or funding stress. This supports regulatory resilience and gives management flexibility to continue serving borrowers without relying heavily on debt.
High-Quality Cash GenerationCash flow closely tracking reported earnings supports the quality of profitability and reduces reliance on accounting gains. Improving operating cash generation can help fund lending activity, capital needs, and shareholder distributions over the coming quarters.
Bears Say
Recent Revenue ContractionThe recent revenue decline suggests that operating momentum has softened despite strong margins. For a regional bank, sustained weakness in loan growth, deposit economics, or fee activity could constrain future earnings expansion if not reversed.
Historical Leverage VolatilityAlthough current leverage is conservative, the large historical swings show that the capital structure can change quickly. Such variability may complicate long-term risk assessment and could reduce flexibility if funding needs or balance-sheet growth accelerate.
Uneven Cash-Flow GrowthThe improvement in recent cash generation is encouraging, but inconsistent annual performance indicates that cash conversion is not yet fully stable. Volatility could affect capital planning, lending expansion, and the consistency of shareholder returns.
Orange County Bancorp News
OBT FAQ
What was Orange County Bancorp’s price range in the past 12 months?
Orange County Bancorp lowest stock price was $23.25 and its highest was $40.10 in the past 12 months.
What is Orange County Bancorp’s market cap?
Orange County Bancorp’s market cap is $511.38M.
When is Orange County Bancorp’s upcoming earnings report date?
Orange County Bancorp’s upcoming earnings report date is Oct 27, 2026 which is in 66 days.
How were Orange County Bancorp’s earnings last quarter?
Orange County Bancorp released its earnings results on Jul 28, 2026. The company reported $0.945 earnings per share for the quarter, beating the consensus estimate of $0.8 by $0.145.
Is Orange County Bancorp overvalued?
According to Wall Street analysts Orange County Bancorp’s price is currently Overvalued.
Does Orange County Bancorp pay dividends?
Orange County Bancorp pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 1.76%. See more information on Orange County Bancorp dividends here
What is Orange County Bancorp’s EPS estimate?
Orange County Bancorp’s EPS estimate is 0.82.
How many shares outstanding does Orange County Bancorp have?
Orange County Bancorp has 13,407,963 shares outstanding.
What happened to Orange County Bancorp’s price movement after its last earnings report?
Orange County Bancorp reported an EPS of $0.945 in its last earnings report, beating expectations of $0.8. Following the earnings report the stock price went down -0.797%.
Which hedge fund is a major shareholder of Orange County Bancorp?
Currently, no hedge funds are holding shares in OBT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Orange County Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 6.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $176.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.07%
12-Months-Change
Fundamentals
Return on Equity
1.76%
Trailing 12-Months
Asset Growth
7.45%
Trailing 12-Months
Company Description
Orange County Bancorp
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Technical Analysis
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Ownership Overview
8.48% Insiders
10.83% Mutual Funds
11.53% Other Institutional Investors
57.29% Public Companies and
Individual Investors