Sierra Bancorp (BSRR)
NASDAQ:BSRR
Want to see BSRR full AI Analyst Report?
BSRR Stock Chart & Stats
$37.20
-$0.18(-0.63%)
At close: 4:00 PM EST
$37.20
-$0.18(-0.63%)
Day’s Range― - ―
52-Week Range$26.16 - $38.60
Previous CloseN/A
Volume9.39K
Average Volume (3M)27.96K
Market Cap
$478.69M
Enterprise Value$720.69M
Total Cash (Recent Filing)$1.06B
Total Debt (Recent Filing)$398.38M
Price to Earnings (P/E)8.8
Beta0.97
Next Earnings
Jul 27, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend Yield3.03%
Share Statistics
EPS (TTM)3.44
Shares Outstanding13,093,184
10 Day Avg. Volume32,485
30 Day Avg. Volume27,960
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)1.21
Price to Sales (P/S)2.18
P/FCF Ratio13.71
Enterprise Value/Market Cap1.51
Enterprise Value/Revenue3.63
Enterprise Value/Gross Profit4.85
Enterprise Value/Ebitda11.59
Forecast
1Y Price Target
$36.50Price Target Upside-1.88% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)3.58
Revenue Forecast (FY)$163.35M
Bulls Say, Bears Say
Bulls Say
Consistent Dividend HistoryA 109-quarter dividend streak demonstrates multi-decade capital-return discipline and suggests management prioritizes conservative capital management. This long-running payout record signals steady internal cash generation and governance that supports shareholder returns across cycles.
Multi-year Revenue Growth And ProfitabilitySustained revenue expansion and stable-to-improving operating/net margins across multiple years indicate a resilient core banking franchise. Consistent top-line growth plus modest margin improvement underpin durable earnings capacity tied to loan and deposit franchises, not one-off gains.
Improving Capital, NIM And Core Deposit TrendsQuarterly improvements in NIM, tangible book value, capital ratios, ROAA and efficiency, together with core deposit growth, point to strengthening fundamental profitability and funding stability. These trends support margin durability and reduced reliance on volatile wholesale funding over time.
Bears Say
Sharp Cash-flow DeteriorationA marked TTM decline in operating and free cash flow weakens cash conversion and raises questions about earnings quality and internal funding for dividends, loan growth, or capital needs. Persistent weak cash flow can constrain flexibility and increase reliance on external funding.
Historically Volatile LeverageHistoric swings in leverage amplify earnings and capital volatility and reduce predictability of returns. If funding costs rise or credit losses increase, volatile leverage can force sharper capital management actions, pressure dividend policy, or necessitate equity issuance.
Normalized Margins And Cycle SensitivityMargins having normalized from an unusually strong peak implies limited structural margin upside and greater reliance on favorable rate/credit conditions. This increases earnings sensitivity to NIM compression or loan-loss volatility during adverse macro or credit cycles.
Sierra Bancorp News
BSRR FAQ
What was Sierra Bancorp’s price range in the past 12 months?
Sierra Bancorp lowest stock price was $26.16 and its highest was $38.60 in the past 12 months.
What is Sierra Bancorp’s market cap?
Sierra Bancorp’s market cap is $478.69M.
When is Sierra Bancorp’s upcoming earnings report date?
Sierra Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 83 days.
How were Sierra Bancorp’s earnings last quarter?
Sierra Bancorp released its earnings results on May 01, 2026. The company reported $0.96 earnings per share for the quarter, beating the consensus estimate of $0.82 by $0.14.
Is Sierra Bancorp overvalued?
According to Wall Street analysts Sierra Bancorp’s price is currently Overvalued.
Does Sierra Bancorp pay dividends?
Sierra Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 3.03%. See more information on Sierra Bancorp dividends here
What is Sierra Bancorp’s EPS estimate?
Sierra Bancorp’s EPS estimate is 0.89.
How many shares outstanding does Sierra Bancorp have?
Sierra Bancorp has 13,093,184 shares outstanding.
What happened to Sierra Bancorp’s price movement after its last earnings report?
Sierra Bancorp reported an EPS of $0.96 in its last earnings report, beating expectations of $0.82. Following the earnings report the stock price went up 1.33%.
Which hedge fund is a major shareholder of Sierra Bancorp?
Currently, no hedge funds are holding shares in BSRR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sierra Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$36.50 (-1.88% Downside)
$36.50 (-1.88% Downside)
Insider Transactions
Sold Shares
Worth $974.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.21%
12-Months-Change
Fundamentals
Return on Equity
12.67%
Trailing 12-Months
Asset Growth
4.11%
Trailing 12-Months
Company Description
Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
BSRR Stock 12 Month Forecast
Average Price Target
$36.50
▼(-1.88% Downside)
Technical Analysis
Bank Of Marin Bancorp
―
Community West Bancshares
―
Civista Bancshares
―
First Bank
―
Blue Ridge Bankshares
―
Ownership Overview
10.75% Insiders
21.54% Mutual Funds
0.46% Other Institutional Investors
52.81% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---