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BSRR Stock Chart & Stats
$41.88
-$0.79(-1.89%)
At close: 4:00 PM EDT
$41.88
-$0.79(-1.89%)
Day’s Range― - ―
52-Week Range$26.49 - $43.13
Previous CloseN/A
Volume109.47K
Average Volume (3M)27.96K
Market Cap
$531.80M
Enterprise Value$748.52
Total Cash (Recent Filing)$1.04B
Total Debt (Recent Filing)$208.00M
Price to Earnings (P/E)11.8
Beta0.98
Next Earnings
Oct 26, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend Yield2.5%
Share Statistics
EPS (TTM)3.44
Shares Outstanding13,079,184
10 Day Avg. Volume32,485
30 Day Avg. Volume27,960
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)1.21
Price to Sales (P/S)2.18
P/FCF Ratio13.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$47.00Price Target Upside12.23% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.73
Revenue Forecast (FY)$159.13M
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained TTM revenue growth (23.7%) reflects durable expansion of the bank’s lending and fee businesses within its markets. A growing top line strengthens the earnings base, supports reinvestment in products and branches, and underpins cash available for dividends and capital over the next several quarters.
Consistent Cash GenerationStable operating and free cash flow historically provides internal funding for loan growth, capital requirements, and dividends without heavy reliance on volatile external funding. Reliable cash generation enhances resilience through rate and credit cycles and supports strategic flexibility over 2–6 months.
Dividend Track RecordA long record of uninterrupted quarterly dividends and a recent increase signal conservative capital management and shareholder-return discipline. Consistent payouts indicate management confidence in capital adequacy and lend credibility to long-term investor expectations for income continuity.
Bears Say
Margin VolatilityEarnings and margin lines have shown cyclical swings, indicating sensitivity to interest-rate moves and credit cycles. This variability reduces forecast visibility for sustained net interest margin and could pressure earnings resilience and dividend coverage if rate or credit conditions shift over the medium term.
Uneven Leverage ReportingInconsistent leverage metrics complicate assessment of capitalization and risk appetite. For a regional bank, unclear or uneven reported leverage raises questions about buffer adequacy and capital planning, which could constrain lending or force corrective capital actions if stress emerges.
Regional ConcentrationConcentration in South San Joaquin Valley and Central Coast markets concentrates loan and deposit exposure to local economic cycles and sector-specific risks (e.g., agriculture/real estate). Geographic concentration increases vulnerability to localized downturns over the coming months.
Sierra Bancorp News
BSRR FAQ
What was Sierra Bancorp’s price range in the past 12 months?
Sierra Bancorp lowest stock price was $26.49 and its highest was $43.13 in the past 12 months.
What is Sierra Bancorp’s market cap?
Sierra Bancorp’s market cap is $531.80M.
When is Sierra Bancorp’s upcoming earnings report date?
Sierra Bancorp’s upcoming earnings report date is Oct 26, 2026 which is in 85 days.
How were Sierra Bancorp’s earnings last quarter?
Sierra Bancorp released its earnings results on Jul 27, 2026. The company reported $0.77 earnings per share for the quarter, missing the consensus estimate of $0.892 by -$0.122.
Is Sierra Bancorp overvalued?
According to Wall Street analysts Sierra Bancorp’s price is currently Undervalued.
Does Sierra Bancorp pay dividends?
Sierra Bancorp pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 2.5%. See more information on Sierra Bancorp dividends here
What is Sierra Bancorp’s EPS estimate?
Sierra Bancorp’s EPS estimate is 0.92.
How many shares outstanding does Sierra Bancorp have?
Sierra Bancorp has 13,079,184 shares outstanding.
What happened to Sierra Bancorp’s price movement after its last earnings report?
Sierra Bancorp reported an EPS of $0.77 in its last earnings report, missing expectations of $0.892. Following the earnings report the stock price went down -1.719%.
Which hedge fund is a major shareholder of Sierra Bancorp?
Currently, no hedge funds are holding shares in BSRR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sierra Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$47.00 (12.23% Upside)
$47.00 (12.23% Upside)
Hedge Fund Trend
Increased
By 137.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $953.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.21%
12-Months-Change
Fundamentals
Return on Equity
2.50%
Trailing 12-Months
Asset Growth
-1.32%
Trailing 12-Months
Company Description
Sierra Bancorp
Sierra Bancorp serves as the holding company for Bank of the Sierra, providing a full suite of retail and commercial banking services to individuals and businesses across California. The institution offers diverse deposit solutions, including checking, savings, money market, time deposits, retirement, and sweep accounts. Its lending portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans. Additionally, the company facilitates access to automated teller machines (ATMs), electronic point-of-sale payment options, online and automated telephone banking, and business-focused services such as remote deposit capture and automated payroll. As of December 31, 2021, Sierra Bancorp operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Founded in 1977, its corporate headquarters are located in Porterville, California.
BSRR Stock 12 Month Forecast
Average Price Target
$47.00
▲(12.23% Upside)
Technical Analysis
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Ownership Overview
10.68% Insiders
21.77% Mutual Funds
3.71% Other Institutional Investors
47.19% Public Companies and
Individual Investors