Education
About Us
Working with TipRanks
Follow Us
Sierra Bancorp (BSRR)
NASDAQ:BSRR
BSRR Stock Chart & Stats
$36.14
-$0.18(-0.63%)
At close: 4:00 PM EST
$36.14
-$0.18(-0.63%)
Day’s Range― - ―
52-Week Range$22.42 - $38.60
Previous CloseN/A
Volume9.39K
Average Volume (3M)27.96K
Market Cap
$476.56M
Enterprise Value$870.28M
Total Cash (Recent Filing)$1.05B
Total Debt (Recent Filing)$519.05M
Price to Earnings (P/E)11.6
Beta0.98
Next Earnings
Apr 27, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield3.03%
Share Statistics
EPS (TTM)0.97
Shares Outstanding13,186,503
10 Day Avg. Volume32,485
30 Day Avg. Volume27,960
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)1.21
Price to Sales (P/S)2.18
P/FCF Ratio13.09
Enterprise Value/Market Cap1.83
Enterprise Value/Revenue4.46
Enterprise Value/Gross Profit6.11
Enterprise Value/Ebitda14.90
Forecast
1Y Price Target
$38.83Price Target Upside7.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.6
Revenue Forecast (FY)$163.07M
Bulls Say, Bears Say
Bulls Say
Consistent ProfitabilitySierra Bancorp has delivered steady net margins (~20–24%) and mid‑teens ROE stability (~10–12%), providing durable earnings power. That consistency supports internal capital generation, dividend coverage, and resilience to normal loan cycle volatility over the next several months.
Revenue Re-accelerationA material revenue pickup in 2025 (~+6.7%) signals regained growth momentum in lending and fee businesses. Sustained top-line growth supports margin recovery potential and creates room to invest in technology and relationship banking, improving structural earnings visibility over 2–6 months.
Reliable Dividend PolicyA 108‑quarter dividend streak and a recent 4% increase reflect disciplined capital allocation and management confidence in earnings and capital adequacy. This durable shareholder‑return signal supports investor trust and indicates commitment to sustained cash distributions.
Bears Say
Elevated LeverageLeverage has increased and become more volatile, reducing balance‑sheet flexibility. Higher debt‑to‑equity raises funding and credit risk, constrains capital buffers, and could amplify stress if loan losses or funding costs rise, weighing on strategic options over coming months.
Weaker Cash GenerationA sizable drop in operating cash flow and a negative free‑cash‑flow move reduce internal funding for loans, investments, and dividends. Persistent cash volatility limits flexibility for growth or reserve building and makes capital management more sensitive to near‑term shocks.
Margin Compression Since 2021Material margin compression since 2021 suggests pressure from funding costs, pricing, or competitive dynamics. If structural, lower margins will cap return on assets and equity, limiting the firm's ability to rebuild reserves or accelerate investment without higher revenue or cost improvements.
Sierra Bancorp News
BSRR FAQ
What was Sierra Bancorp’s price range in the past 12 months?
Sierra Bancorp lowest stock price was $22.42 and its highest was $38.60 in the past 12 months.
What is Sierra Bancorp’s market cap?
Sierra Bancorp’s market cap is $476.56M.
When is Sierra Bancorp’s upcoming earnings report date?
Sierra Bancorp’s upcoming earnings report date is Apr 27, 2026 which is in 54 days.
How were Sierra Bancorp’s earnings last quarter?
Sierra Bancorp released its earnings results on Dec 31, 2025. The company reported $0.97 earnings per share for the quarter, beating the consensus estimate of $0.865 by $0.105.
Is Sierra Bancorp overvalued?
According to Wall Street analysts Sierra Bancorp’s price is currently Undervalued.
Does Sierra Bancorp pay dividends?
Sierra Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 3.03%. See more information on Sierra Bancorp dividends here
What is Sierra Bancorp’s EPS estimate?
Sierra Bancorp’s EPS estimate is 0.82.
How many shares outstanding does Sierra Bancorp have?
Sierra Bancorp has 13,186,503 shares outstanding.
What happened to Sierra Bancorp’s price movement after its last earnings report?
Sierra Bancorp reported an EPS of $0.97 in its last earnings report, beating expectations of $0.865. Following the earnings report the stock price went down -0.307%.
Which hedge fund is a major shareholder of Sierra Bancorp?
Currently, no hedge funds are holding shares in BSRR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sierra Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$38.83 (7.44% Upside)
$38.83 (7.44% Upside)
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.21%
12-Months-Change
Fundamentals
Return on Equity
11.07%
Trailing 12-Months
Asset Growth
2.42%
Trailing 12-Months
Company Description
Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
BSRR Stock 12 Month Forecast
Average Price Target
$38.83
▲(7.44% Upside)
Technical Analysis
Bank Of Marin Bancorp
―
Community West Bancshares
―
Civista Bancshares
―
First Bank
―
Blue Ridge Bankshares
―
Ownership Overview
10.55% Insiders
19.58% Mutual Funds
10.57% Other Institutional Investors
45.45% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---