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Sierra Bancorp (BSRR)
NASDAQ:BSRR
US Market
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Sierra Bancorp (BSRR) Stock Statistics & Valuation Metrics

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Total Valuation

Sierra Bancorp has a market cap or net worth of $428.11M. The enterprise value is $547.75M.
Market Cap$428.11M
Enterprise Value$547.75M

Share Statistics

Sierra Bancorp has 13,818,770 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,818,770
Owned by Insiders10.14%
Owned by Institutions11.39%

Financial Efficiency

Sierra Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 5.61%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.61%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee390.88K
Profits Per Employee82.94K
Employee Count489
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

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PE Ratio11.1
PS Ratio0.00
PB Ratio1.22
Price to Fair Value1.16
Price to FCF4.77
Price to Operating Cash Flow4.72
PEG Ratio15.10

Income Statement

In the last 12 months, Sierra Bancorp had revenue of 191.14M and earned 40.56M in profits. Earnings per share was 2.84.
Revenue191.14M
Gross Profit134.03M
Operating Income53.87M
Pretax Income53.87M
Net Income40.56M
EBITDA56.75M
Earnings Per Share (EPS)2.84

Cash Flow

In the last 12 months, operating cash flow was 90.80M and capital expenditures -1.17M, giving a free cash flow of 90.01M billion.
Operating Cash Flow90.80M
Free Cash Flow90.01M
Free Cash Flow per Share6.51

Dividends & Yields

Sierra Bancorp pays an annual dividend of $0.978, resulting in a dividend yield of 3.23%
Dividend Per Share$0.978
Dividend Yield3.23%
Payout Ratio34.75%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.94
52-Week Price Change21.03%
50-Day Moving Average28.63
200-Day Moving Average28.69
Relative Strength Index (RSI)58.35
Average Volume (3m)30.76K

Important Dates

Sierra Bancorp upcoming earnings date is Jul 28, 2025, Before Open (Confirmed).
Last Earnings DateApr 28, 2025
Next Earnings DateJul 28, 2025
Ex-Dividend DateMay 05, 2025

Financial Position

Sierra Bancorp as a current ratio of 0.26, with Debt / Equity ratio of 80.75%
Current Ratio0.26
Quick Ratio0.26
Debt to Market Cap0.66
Net Debt to EBITDA3.06
Interest Coverage Ratio1.03

Taxes

In the past 12 months, Sierra Bancorp has paid 13.31M in taxes.
Income Tax13.31M
Effective Tax Rate0.25

Enterprise Valuation

Sierra Bancorp EV to EBITDA ratio is 10.34, with an EV/FCF ratio of 10.47.
EV to Sales3.07
EV to EBITDA10.34
EV to Free Cash Flow10.47
EV to Operating Cash Flow10.26

Balance Sheet

Sierra Bancorp has $620.70M in cash and marketable securities with $284.06M in debt, giving a net cash position of -$336.64M billion.
Cash & Marketable Securities$620.70M
Total Debt$284.06M
Net Cash-$336.64M
Net Cash Per Share-$24.36
Tangible Book Value Per Share$23.06

Margins

Gross margin is 69.37%, with operating margin of 28.18%, and net profit margin of 21.22%.
Gross Margin69.37%
Operating Margin28.18%
Pretax Margin28.18%
Net Profit Margin21.22%
EBITDA Margin29.69%
EBIT Margin28.18%

Analyst Forecast

The average price target for Sierra Bancorp is $32.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$32.33
Price Target Upside3.06% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast1.99%
EPS Growth Forecast17.65%

Scores

Smart Score6
AI Score77
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