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USCB Financial Holdings, Inc. Class A (USCB)
NASDAQ:USCB
USCB Stock Chart & Stats
Day’s Range― - ―
52-Week Range$14.34 - $21.86
Previous CloseN/A
Volume4.61K
Average Volume (3M)22.31K
Market Cap
$344.34M
Enterprise Value$442.35M
Total Cash (Recent Filing)$54.82M
Total Debt (Recent Filing)$115.05M
Price to Earnings (P/E)11.7
Beta1.01
Next Earnings
Oct 23, 2025EPS Estimate
0.42Last Dividend Ex-Date
Aug 15, 2025Dividend Yield2.13%
Share Statistics
EPS (TTM)0.40
Shares Outstanding20,078,384
10 Day Avg. Volume19,738
30 Day Avg. Volume22,309
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.62
Price to Sales (P/S)2.43
P/FCF Ratio10.34
Enterprise Value/Market Cap1.28
Enterprise Value/Revenue2.91
Enterprise Value/Gross Profit5.02
Enterprise Value/Ebitda11.18
Forecast
1Y Price Target
$21.25Price Target Upside29.26% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
Bulls Say, Bears Say
Bulls Say
Growth PotentialThe company can scale its specialty businesses with little incremental investment, which could enhance growth.
Market PositionUSCB is well-positioned for additional lender additions and client acquisition opportunities, increasing its franchise value.
Share RepurchaseUSCB Financial Holdings, Inc. has repurchased 10% of its shares outstanding, indicating confidence in the company's value.
Bears Say
Loan Portfolio ChallengesLoan growth has been slower in 3Q25 due to payoffs and paydowns, particularly in its yacht portfolio, and there is intense deposit competition.
USCB Financial Holdings, Inc. Class A News
USCB FAQ
What was USCB Financial Holdings, Inc. Class A’s price range in the past 12 months?
USCB Financial Holdings, Inc. Class A lowest stock price was $14.34 and its highest was $21.86 in the past 12 months.
What is USCB Financial Holdings, Inc. Class A’s market cap?
USCB Financial Holdings, Inc. Class A’s market cap is $344.34M.
When is USCB Financial Holdings, Inc. Class A’s upcoming earnings report date?
USCB Financial Holdings, Inc. Class A’s upcoming earnings report date is Oct 23, 2025 which is in 12 days.
How were USCB Financial Holdings, Inc. Class A’s earnings last quarter?
USCB Financial Holdings, Inc. Class A released its earnings results on Jul 25, 2025. The company reported $0.4 earnings per share for the quarter, beating the consensus estimate of $0.38 by $0.02.
Is USCB Financial Holdings, Inc. Class A overvalued?
According to Wall Street analysts USCB Financial Holdings, Inc. Class A’s price is currently Undervalued.
Does USCB Financial Holdings, Inc. Class A pay dividends?
USCB Financial Holdings, Inc. Class A pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.13%. See more information on USCB Financial Holdings, Inc. Class A dividends here
What is USCB Financial Holdings, Inc. Class A’s EPS estimate?
USCB Financial Holdings, Inc. Class A’s EPS estimate is 0.42.
How many shares outstanding does USCB Financial Holdings, Inc. Class A have?
USCB Financial Holdings, Inc. Class A has 20,078,384 shares outstanding.
What happened to USCB Financial Holdings, Inc. Class A’s price movement after its last earnings report?
USCB Financial Holdings, Inc. Class A reported an EPS of $0.4 in its last earnings report, beating expectations of $0.38. Following the earnings report the stock price went up 6.915%.
Which hedge fund is a major shareholder of USCB Financial Holdings, Inc. Class A?
Currently, no hedge funds are holding shares in USCB
USCB Financial Holdings, Inc. Class A Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$21.25 (29.26% Upside)
$21.25 (29.26% Upside)
Hedge Fund Trend
Decreased
By 42.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $101.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
18.77%
12-Months-Change
Fundamentals
Return on Equity
13.71%
Trailing 12-Months
Asset Growth
10.61%
Trailing 12-Months
Company Description
USCB Financial Holdings, Inc. Class A
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various banking products and services to small-to-medium sized businesses. The company accepts checking, savings, money market, and time deposit accounts; and certificates of deposit. Its loan products include residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign banks loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers treasury, commercial payments, cash management, and online banking services. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
USCB Company Deck
USCB Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
USCB Financial Holdings had a strong quarter with record net income and robust growth in loans and deposits. Profitability ratios improved, and the company secured investment-grade debt ratings. However, there were minor challenges in noninterest income and credit losses due to asset sales. The overall outlook remains positive, with continued growth expected.View all USCB earnings summariesUSCB Stock 12 Month Forecast
Average Price Target
$21.25
▲(29.26% Upside)
Technical Analysis
West Bancorporation
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Bankwell Financial Group
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Farmers & Merchants Bancorp
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Ponce Financial Group Inc
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Orange County Bancorp
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Ownership Overview
38.86% Insiders
8.78% Mutual Funds
44.18% Other Institutional Investors
2.61% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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