USCB Financial reports Q1 EPS 51c, consensus 47c

Reports Q1 revenue $26.18M, consensus $25.95M. Reports Q1 tangible book value per share $12.23. Reports Q1 CET1 capital ratio 11.09%. “The Company delivered a record quarter driven by strong core earnings performance and disciplined balance sheet execution. Diluted earnings per share reached a record $0.51, while quarterly ROAA increased to 1.34%. Net income increased 22% year-over-year, supported by 15.3% growth in net interest income, reflecting effective asset deployment and continued margin resilience. Credit quality remained strong, underscoring the strength of the Company’s underwriting standards and risk management framework,” said Luis de la Aguilera, chairman, president, and CEO.