USCB Financial Holdings, Inc. Class A (USCB)
NASDAQ:USCB
Total Valuation
USCB Financial Holdings, Inc. Class A has a market cap or net worth of $335.02M. The enterprise value is $343.43M.
Market Cap$335.02M
Enterprise Value$343.43M
Share Statistics
USCB Financial Holdings, Inc. Class A has 18,256,987 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding18,256,987
Owned by Insiders35.23%
Owned by Institutions27.59%
Financial Efficiency
USCB Financial Holdings, Inc. Class A’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 10.54%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)10.54%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee764.22K
Profits Per Employee131.16K
Employee Count199
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of USCB Financial Holdings, Inc. Class A is 12.8. USCB Financial Holdings, Inc. Class A’s PEG ratio is 1.78.
PE Ratio12.8
PS Ratio2.19
PB Ratio1.57
Price to Fair Value1.57
Price to FCF7.85
Price to Operating Cash Flow7.77
PEG Ratio1.78
Income Statement
In the last 12 months, USCB Financial Holdings, Inc. Class A had revenue of 152.08M and earned 26.10M in profits. Earnings per share was 1.34.
Revenue152.08M
Gross Profit88.41M
Operating Income35.92M
Pretax Income35.92M
Net Income26.10M
EBITDA36.37M
Earnings Per Share (EPS)1.34
Cash Flow
In the last 12 months, operating cash flow was 42.80M and capital expenditures -303.00K, giving a free cash flow of 42.50M billion.
Operating Cash Flow42.80M
Free Cash Flow42.50M
Free Cash Flow per Share2.33
Dividends & Yields
USCB Financial Holdings, Inc. Class A pays an annual dividend of $0.1, resulting in a dividend yield of 2.1%
Dividend Per Share$0.1
Dividend Yield2.1%
Payout Ratio25.48%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.87
52-Week Price Change1.23%
50-Day Moving Average19.03
200-Day Moving Average17.72
Relative Strength Index (RSI)45.79
Average Volume (3m)24.82K
Important Dates
USCB Financial Holdings, Inc. Class A upcoming earnings date is Apr 23, 2026, TBA (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
USCB Financial Holdings, Inc. Class A as a current ratio of 0.03, with Debt / Equity ratio of 42.73%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.27
Net Debt to EBITDA0.23
Interest Coverage Ratio0.58
Taxes
In the past 12 months, USCB Financial Holdings, Inc. Class A has paid 9.82M in taxes.
Income Tax9.82M
Effective Tax Rate0.27
Enterprise Valuation
USCB Financial Holdings, Inc. Class A EV to EBITDA ratio is 9.41, with an EV/FCF ratio of 8.05.
EV to Sales2.25
EV to EBITDA9.41
EV to Free Cash Flow8.05
EV to Operating Cash Flow7.99
Balance Sheet
USCB Financial Holdings, Inc. Class A has $82.34M in cash and marketable securities with $90.75M in debt, giving a net cash position of -$8.41M billion.
Cash & Marketable Securities$82.34M
Total Debt$90.75M
Net Cash-$8.41M
Net Cash Per Share-$0.46
Tangible Book Value Per Share$11.72
Margins
Gross margin is 58.13%, with operating margin of 23.62%, and net profit margin of 17.16%.
Gross Margin58.13%
Operating Margin23.62%
Pretax Margin23.62%
Net Profit Margin17.16%
EBITDA Margin23.92%
EBIT Margin23.62%
Analyst Forecast
The average price target for USCB Financial Holdings, Inc. Class A is $22.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.00
Price Target Upside19.89% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast15.45%
EPS Growth Forecast52.68%