Orange County Bancorp (OBT)
NASDAQ:OBT
Want to see OBT full AI Analyst Report?
Total Valuation
Orange County Bancorp has a market cap or net worth of $448.76M. The enterprise value is $225.80M.
Market Cap$448.76M
Enterprise Value$225.80M
Share Statistics
Orange County Bancorp has 13,407,690 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,407,690
Owned by Insiders8.51%
Owned by Institutions8.74%
Financial Efficiency
Orange County Bancorp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 11.92%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)11.92%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee702.80K
Profits Per Employee184.95K
Employee Count225
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Orange County Bancorp is 9.5. Orange County Bancorp’s PEG ratio is 0.25.
PE Ratio9.5
PS Ratio2.26
PB Ratio1.26
Price to Fair Value1.26
Price to FCF8.64
Price to Operating Cash Flow10.20
PEG Ratio0.25
Income Statement
In the last 12 months, Orange County Bancorp had revenue of 158.13M and earned 41.61M in profits. Earnings per share was 3.33.
Revenue158.13M
Gross Profit119.46M
Operating Income51.56M
Pretax Income51.56M
Net Income41.61M
EBITDA53.10M
Earnings Per Share (EPS)3.33
Cash Flow
In the last 12 months, operating cash flow was 43.85M and capital expenditures -2.52M, giving a free cash flow of 41.33M billion.
Operating Cash Flow43.85M
Free Cash Flow41.33M
Free Cash Flow per Share3.08
Dividends & Yields
Orange County Bancorp pays an annual dividend of $0.18, resulting in a dividend yield of 2%
Dividend Per Share$0.18
Dividend Yield2%
Payout Ratio20.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.78
52-Week Price Change31.46%
50-Day Moving Average33.22
200-Day Moving Average28.14
Relative Strength Index (RSI)75.18
Average Volume (3m)39.30K
Important Dates
Orange County Bancorp upcoming earnings date is Aug 3, 2026, TBA (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateAug 3, 2026
Ex-Dividend Date―
Financial Position
Orange County Bancorp as a current ratio of 0.16, with Debt / Equity ratio of 11.86%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.10
Net Debt to EBITDA-3.20
Interest Coverage Ratio1.67
Taxes
In the past 12 months, Orange County Bancorp has paid 9.94M in taxes.
Income Tax9.94M
Effective Tax Rate0.19
Enterprise Valuation
Orange County Bancorp EV to EBITDA ratio is 3.53, with an EV/FCF ratio of 4.54.
EV to Sales1.19
EV to EBITDA3.53
EV to Free Cash Flow4.54
EV to Operating Cash Flow4.28
Balance Sheet
Orange County Bancorp has $362.57M in cash and marketable securities with $34.55M in debt, giving a net cash position of $328.02M billion.
Cash & Marketable Securities$362.57M
Total Debt$34.55M
Net Cash$328.02M
Net Cash Per Share$24.46
Tangible Book Value Per Share$22.26
Margins
Gross margin is 76.50%, with operating margin of 32.60%, and net profit margin of 26.32%.
Gross Margin76.50%
Operating Margin32.60%
Pretax Margin32.60%
Net Profit Margin26.32%
EBITDA Margin33.58%
EBIT Margin32.60%
Analyst Forecast
The average price target for Orange County Bancorp is $36.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$36.00
Price Target Upside-0.39% Downside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast10.89%
EPS Growth Forecast40.90%