The earnings call highlighted several positive developments, including improved earnings, strong asset quality, and core deposit growth. However, there were challenges such as a decline in loan balances and difficulties in the office property market. Despite these challenges, the overall sentiment is positive due to strong credit performance and financial improvements.

Company Guidance

During the West Bancorp, Inc. second quarter 2025 earnings call, the company reported a solid financial performance, with net income reaching $8 million, up from $7.8 million in the first quarter and $5.2 million in the second quarter of 2024. The quarter saw a $67 million increase in deposit balances, driven by new depositors and a bond offering from a municipal customer, which led to a $127 million reduction in brokered funding. Credit quality remained robust with zero nonaccruals and doubtful accounts. The loan yield improved to 5.59% from 5.52% in the previous quarter, despite a slight increase in deposit costs. The company declared a $0.25 per share dividend, providing a yield exceeding 5%. The management highlighted opportunities for asset repricing and continued focus on relationship building and deposit growth, projecting further margin improvement. They also addressed market opportunities stemming from M&A disruptions, particularly in the Minnesota region.

Improved Earnings

First half earnings in 2025 were about $5 million higher than the previous year.

Strong Asset Quality

Credit quality is very strong with 0 doubtful accounts, 0 nonaccruals, and 0 substandard loans.

Dividend Announcement

Declared $0.25 per share dividend payable August 20.

Core Deposit Growth

Core deposit balances increased by approximately $195 million in Q2.

Improved Net Income

Net income was $8 million in Q2, up from $7.8 million in Q1 and $5.2 million in Q2 2024.

Loan Yield Improvement

Loan yield increased to 5.59% in Q2 from 5.52% in Q1.

West Bancorporation (WTBA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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WTBA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	0.47 / -	0.35	―	―	―
Jul 24, 2025	2025 (Q2)	0.45 / 0.47	0.31	51.61% (+0.16)
Apr 24, 2025	2025 (Q1)	0.38 / 0.46	0.35	31.43% (+0.11)
Jan 23, 2025	2024 (Q4)	0.40 / 0.42	0.27	55.56% (+0.15)	―
Oct 24, 2024	2024 (Q3)	0.31 / 0.35	0.35	0.00% (0.00)
Jul 25, 2024	2024 (Q2)	0.32 / 0.31	0.35	-11.43% (-0.04)	―
Apr 25, 2024	2024 (Q1)	0.27 / 0.35	0.47	-25.53% (-0.12)	―
Jan 25, 2024	2023 (Q4)	0.31 / 0.27	0.53	-49.06% (-0.26)
Oct 26, 2023	2023 (Q3)	0.31 / 0.35	0.69	-49.28% (-0.34)
Jul 27, 2023	2023 (Q2)	0.32 / 0.35	0.75	-53.33% (-0.40)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WTBA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$19.11	$18.59	-2.72%
Apr 24, 2025	$19.15	$18.22	-4.86%
Jan 23, 2025	$20.50	$20.45	-0.24%
Oct 24, 2024	$19.60	$19.69	+0.46%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does West Bancorporation (WTBA) report earnings?

West Bancorporation (WTBA) is schdueled to report earning on Oct 23, 2025, Before Open (Confirmed).

What is West Bancorporation (WTBA) earnings time?

West Bancorporation (WTBA) earnings time is at Oct 23, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WTBA EPS forecast?

WTBA EPS forecast for the fiscal quarter 2025 (Q3) is 0.47.

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