The earnings call for West Bancorp indicates a strong performance with notable improvements in earnings, credit quality, and deposit growth. However, challenges in the office property market and a slight increase in deposit costs present some concerns.

Company Guidance -

Q3 2025

During the West Bancorp, Inc. Second Quarter 2025 Earnings Conference Call, the company provided a positive outlook on their financial and operational performance. The first half earnings for 2025 increased by approximately $5 million compared to the previous year. The company declared a $0.25 per share dividend, with a stock yield exceeding 5%. Asset quality was highlighted as strong, with zero substandard loans, nonaccruals, or doubtful accounts reported. Loan outstandings were slightly under $3 billion, with a noted decrease due to asset sales and refinancing. However, deposit balances grew by over $67 million, with core deposits increasing by $195 million, primarily due to a municipal bond offering. Net income for the quarter rose to $8 million from $7.8 million in the first quarter of 2025. The loan portfolio yield improved to 5.59%, though deposit costs saw a minor increase. The company remains focused on building relationships and growing deposits, with no significant expense changes anticipated for the remainder of the year.

Improved Earnings Compared to Previous Year

First half earnings in 2025 are about $5 million higher than last year's earnings, indicating significant improvement in financial performance.

Strong Credit Quality

West Bancorp reported enviable credit quality metrics: 0 other assets, 0 real estate, 0 doubtful accounts, 0 nonaccruals, and 0 substandard loans.

Dividend Announcement

A $0.25 per share dividend was declared, providing a yield in excess of 5%.

Increase in Core Deposits

Core deposit balances increased by approximately $195 million in the second quarter.

Improved Loan Yield

The loan yield increased to 5.59% in the second quarter from 5.52% in the first quarter.

West Bancorporation (WTBA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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WTBA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	0.47 / -	0.35	―	―	―
Jul 24, 2025	2025 (Q2)	0.45 / 0.47	0.31	51.61% (+0.16)
Apr 24, 2025	2025 (Q1)	0.38 / 0.46	0.35	31.43% (+0.11)
Jan 23, 2025	2024 (Q4)	0.40 / 0.42	0.27	55.56% (+0.15)	―
Oct 24, 2024	2024 (Q3)	0.31 / 0.35	0.35	0.00% (0.00)
Jul 25, 2024	2024 (Q2)	0.32 / 0.31	0.35	-11.43% (-0.04)	―
Apr 25, 2024	2024 (Q1)	0.27 / 0.35	0.47	-25.53% (-0.12)	―
Jan 25, 2024	2023 (Q4)	0.31 / 0.27	0.53	-49.06% (-0.26)
Oct 26, 2023	2023 (Q3)	0.31 / 0.35	0.69	-49.28% (-0.34)
Jul 27, 2023	2023 (Q2)	0.32 / 0.35	0.75	-53.33% (-0.40)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WTBA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$19.37	$18.84	-2.74%
Apr 24, 2025	$19.41	$18.46	-4.89%
Jan 23, 2025	$20.78	$20.73	-0.24%
Oct 24, 2024	$19.86	$19.96	+0.50%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does West Bancorporation (WTBA) report earnings?

West Bancorporation (WTBA) is schdueled to report earning on Oct 23, 2025, Before Open (Confirmed).

What is West Bancorporation (WTBA) earnings time?

West Bancorporation (WTBA) earnings time is at Oct 23, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WTBA EPS forecast?

WTBA EPS forecast for the fiscal quarter 2025 (Q3) is 0.47.

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