Significant Earnings Increase
West Banc reported a 16% increase in earnings over the prior quarter and a 55% increase over the third quarter of last year.
Strong Credit Quality
West Banc's credit quality remains very strong with no past dues, no OREO, no nonaccruals, no doubtful accounts, and no substandard loans.
Improved Net Income and Interest Income
Net income was $9.3 million in the third quarter compared to $8 million in the second quarter of 2025 and $6 million in the third quarter of last year. The net interest margin improved by 9 basis points from the previous quarter.