TWFG, Inc. Class A (TWFG)
NASDAQ:TWFG
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TWFG Stock Chart & Stats
$18.78
-$0.39(-1.38%)
At close: 4:00 PM EST
$18.78
-$0.39(-1.38%)
Day’s Range― - ―
52-Week Range$16.56 - $36.85
Previous CloseN/A
Volume25.91K
Average Volume (3M)87.68K
Market Cap
$979.63M
Enterprise Value$152.80M
Total Cash (Recent Filing)$124.84M
Total Debt (Recent Filing)$7.56M
Price to Earnings (P/E)38.7
Beta0.37
Next Earnings
Sep 01, 2026EPS Estimate
0.24Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.56
Shares Outstanding14,206,284
10 Day Avg. Volume73,283
30 Day Avg. Volume87,679
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)5.20
Price to Sales (P/S)1.85
P/FCF Ratio8.13
Enterprise Value/Market Cap0.16
Enterprise Value/Revenue0.60
Enterprise Value/Gross Profit2.05
Enterprise Value/Ebitda2.11
Forecast
1Y Price Target
$25.50Price Target Upside35.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.98
Revenue Forecast (FY)$297.82M
Bulls Say, Bears Say
Bulls Say
Capital Allocation And Inorganic GrowthStrong free cash flow and a solid balance sheet provide flexibility to pursue opportunistic acquisitions and share repurchases, which could enhance long-term shareholder value.
Earnings And Margin OutperformanceAdjusted EBITDA and total revenue materially exceeded expectations and management guided to higher adjusted EBITDA margins, supporting stronger-than-expected profitability trends.
Top-line Momentum And RetentionNew business growth accelerated, net written premiums outpaced forecasts, and customer premium retention remained strong, indicating sustained top-line momentum.
Bears Say
Auto Insurance Pricing PressureImproved product availability and greater carrier capacity have been partially offset by softening auto insurance pricing, which could compress premium yields and slow revenue growth.
Capacity-driven Pricing ErosionRising carrier capacity in key markets may erode pricing power and force more aggressive underwriting terms, potentially weakening profitability over time.
Competition And AI-related Margin PressureIncreasing competition and persistent AI-related pressures in brokerage and personal insurance are expected to weigh on growth and margins, making management commentary on AI impact particularly important.
TWFG, Inc. Class A News
TWFG FAQ
What was TWFG, Inc. Class A’s price range in the past 12 months?
TWFG, Inc. Class A lowest stock price was $16.56 and its highest was $36.85 in the past 12 months.
What is TWFG, Inc. Class A’s market cap?
TWFG, Inc. Class A’s market cap is $979.63M.
When is TWFG, Inc. Class A’s upcoming earnings report date?
TWFG, Inc. Class A’s upcoming earnings report date is Sep 01, 2026 which is in 109 days.
How were TWFG, Inc. Class A’s earnings last quarter?
TWFG, Inc. Class A released its earnings results on May 07, 2026. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.203 by $0.087.
Is TWFG, Inc. Class A overvalued?
According to Wall Street analysts TWFG, Inc. Class A’s price is currently Undervalued.
Does TWFG, Inc. Class A pay dividends?
TWFG, Inc. Class A does not currently pay dividends.
What is TWFG, Inc. Class A’s EPS estimate?
TWFG, Inc. Class A’s EPS estimate is 0.24.
How many shares outstanding does TWFG, Inc. Class A have?
TWFG, Inc. Class A has 14,206,284 shares outstanding.
What happened to TWFG, Inc. Class A’s price movement after its last earnings report?
TWFG, Inc. Class A reported an EPS of $0.29 in its last earnings report, beating expectations of $0.203. Following the earnings report the stock price went down -1.189%.
Which hedge fund is a major shareholder of TWFG, Inc. Class A?
Currently, no hedge funds are holding shares in TWFG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TWFG, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$25.50 (35.78% Upside)
$25.50 (35.78% Upside)
Blogger Sentiment
Bullish
TWFG Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 59.5K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.54%
12-Months-Change
Fundamentals
Return on Equity
25.40%
Trailing 12-Months
Asset Growth
15.12%
Trailing 12-Months
Company Description
TWFG, Inc. Class A
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
TWFG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted strong top-line and bottom-line performance (35.3% revenue growth, 23.5% written premium growth, 73.9% adjusted EBITDA growth and 650 bps margin expansion), healthy cash and balance sheet metrics, strategic acquisitions and sizeable technology/AI investments. Management acknowledged market softening, temporary margin tailwinds from Florida takeouts that will normalize, elevated operating expenses tied to M&A and technology, and some uncertainty around contingents and AI cost realization. On balance, the positives (robust growth, margin expansion, cash generation, disciplined capital allocation and strategic investments) materially outweigh the transitory and manageable challenges discussed.View all TWFG earnings summariesTWFG Stock 12 Month Forecast
Average Price Target
$25.50
▲(35.78% Upside)
Technical Analysis
Ownership Overview
10.96% Insiders
40.75% Mutual Funds
16.07% Other Institutional Investors
27.65% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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