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TWFG, Inc. Class A (TWFG)
NASDAQ:TWFG
US Market

TWFG, Inc. Class A (TWFG) Stock Statistics & Valuation Metrics

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Total Valuation

TWFG, Inc. Class A has a market cap or net worth of $1.58B. The enterprise value is $477.22M.
Market Cap$1.58B
Enterprise Value$477.22M

Share Statistics

TWFG, Inc. Class A has 15,028,681 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,028,681
Owned by Insiders
Owned by Institutions

Financial Efficiency

TWFG, Inc. Class A’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 9.26%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)9.26%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee661.16K
Profits Per Employee97.58K
Employee Count293
Asset Turnover0.60
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of TWFG, Inc. Class A is 62.8. TWFG, Inc. Class A’s PEG ratio is -4.28.
PE Ratio62.8
PS Ratio2.35
PB Ratio6.16
Price to Fair Value6.16
Price to FCF12.21
Price to Operating Cash Flow8.18
PEG Ratio-4.28

Income Statement

In the last 12 months, TWFG, Inc. Class A had revenue of 193.72M and earned 2.75M in profits. Earnings per share was 0.19.
Revenue193.72M
Gross Profit46.57M
Operating Income27.93M
Pretax Income30.09M
Net Income2.75M
EBITDA44.33M
Earnings Per Share (EPS)0.19

Cash Flow

In the last 12 months, operating cash flow was 51.81M and capital expenditures -10.52M, giving a free cash flow of 41.29M billion.
Operating Cash Flow51.81M
Free Cash Flow41.29M
Free Cash Flow per Share2.75

Dividends & Yields

TWFG, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.18
52-Week Price Change-7.92%
50-Day Moving Average26.75
200-Day Moving Average29.92
Relative Strength Index (RSI)52.99
Average Volume (3m)95.83K

Important Dates

TWFG, Inc. Class A upcoming earnings date is Mar 25, 2026, After Close (Confirmed).
Last Earnings DateNov 12, 2025
Next Earnings DateMar 25, 2026
Ex-Dividend Date

Financial Position

TWFG, Inc. Class A as a current ratio of 6.10, with Debt / Equity ratio of 8.17%
Current Ratio6.10
Quick Ratio6.10
Debt to Market Cap0.01
Net Debt to EBITDA-4.18
Interest Coverage Ratio12.56

Taxes

In the past 12 months, TWFG, Inc. Class A has paid 1.50M in taxes.
Income Tax1.50M
Effective Tax Rate0.05

Enterprise Valuation

TWFG, Inc. Class A EV to EBITDA ratio is 6.08, with an EV/FCF ratio of 7.23.
EV to Sales1.39
EV to EBITDA6.08
EV to Free Cash Flow7.23
EV to Operating Cash Flow6.66

Balance Sheet

TWFG, Inc. Class A has $150.99M in cash and marketable securities with $9.02M in debt, giving a net cash position of $141.97M billion.
Cash & Marketable Securities$150.99M
Total Debt$9.02M
Net Cash$141.97M
Net Cash Per Share$9.45
Tangible Book Value Per Share$13.70

Margins

Gross margin is 40.91%, with operating margin of 14.42%, and net profit margin of 1.42%.
Gross Margin40.91%
Operating Margin14.42%
Pretax Margin15.53%
Net Profit Margin1.42%
EBITDA Margin22.88%
EBIT Margin16.68%

Analyst Forecast

The average price target for TWFG, Inc. Class A is $33.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$33.00
Price Target Upside18.83% Upside
Analyst ConsensusModerate Buy
Analyst Count8
Revenue Growth Forecast18.54%
EPS Growth Forecast-67.02%

Scores

Smart Score5
AI Score