TWFG, Inc. Class A (TWFG)
NASDAQ:TWFG
Total Valuation
TWFG, Inc. Class A has a market cap or net worth of $985.19M. The enterprise value is $118.65M.
Market Cap$985.19M
Enterprise Value$118.65M
Share Statistics
TWFG, Inc. Class A has 15,028,681 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,028,681
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
TWFG, Inc. Class A’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 9.26%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)9.26%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee847.55K
Profits Per Employee140.50K
Employee Count293
Asset Turnover0.67
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TWFG, Inc. Class A is 54.3. TWFG, Inc. Class A’s PEG ratio is 0.30.
PE Ratio54.3
PS Ratio1.74
PB Ratio5.20
Price to Fair Value5.20
Price to FCF8.13
Price to Operating Cash Flow4.92
PEG Ratio0.30
Income Statement
In the last 12 months, TWFG, Inc. Class A had revenue of 248.33M and earned 7.96M in profits. Earnings per share was 0.53.
Revenue248.33M
Gross Profit78.11M
Operating Income37.10M
Pretax Income44.45M
Net Income7.96M
EBITDA63.09M
Earnings Per Share (EPS)0.53
Cash Flow
In the last 12 months, operating cash flow was 53.50M and capital expenditures -7.37M, giving a free cash flow of 46.13M billion.
Operating Cash Flow53.50M
Free Cash Flow46.13M
Free Cash Flow per Share3.07
Dividends & Yields
TWFG, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.34
52-Week Price Change-43.29%
50-Day Moving Average21.29
200-Day Moving Average26.79
Relative Strength Index (RSI)36.22
Average Volume (3m)87.68K
Important Dates
TWFG, Inc. Class A upcoming earnings date is May 19, 2026, After Close (Confirmed).
Last Earnings DateMar 25, 2026
Next Earnings DateMay 19, 2026
Ex-Dividend Date―
Financial Position
TWFG, Inc. Class A as a current ratio of 68.07, with Debt / Equity ratio of 13.39%
Current Ratio68.07
Quick Ratio68.07
Debt to Market Cap0.02
Net Debt to EBITDA-2.30
Interest Coverage Ratio239.33
Taxes
In the past 12 months, TWFG, Inc. Class A has paid 3.28M in taxes.
Income Tax3.28M
Effective Tax Rate0.07
Enterprise Valuation
TWFG, Inc. Class A EV to EBITDA ratio is 4.55, with an EV/FCF ratio of 5.41.
EV to Sales1.16
EV to EBITDA4.55
EV to Free Cash Flow5.41
EV to Operating Cash Flow5.37
Balance Sheet
TWFG, Inc. Class A has $155.93M in cash and marketable securities with $11.12M in debt, giving a net cash position of $144.80M billion.
Cash & Marketable Securities$155.93M
Total Debt$11.12M
Net Cash$144.80M
Net Cash Per Share$9.64
Tangible Book Value Per Share$11.76
Margins
Gross margin is 33.38%, with operating margin of 14.94%, and net profit margin of 3.21%.
Gross Margin33.38%
Operating Margin14.94%
Pretax Margin17.90%
Net Profit Margin3.21%
EBITDA Margin25.40%
EBIT Margin18.01%
Analyst Forecast
The average price target for TWFG, Inc. Class A is $28.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.00
Price Target Upside59.73% Upside
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast18.54%
EPS Growth Forecast-67.02%