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TWFG, Inc. Class A (TWFG)
NASDAQ:TWFG
US Market
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TWFG, Inc. Class A (TWFG) Stock Statistics & Valuation Metrics

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Total Valuation

TWFG, Inc. Class A has a market cap or net worth of $1.07B. The enterprise value is $152.80M.
Market Cap$1.07B
Enterprise Value$152.80M

Share Statistics

TWFG, Inc. Class A has 14,206,284 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,206,284
Owned by Insiders10.96%
Owned by Institutions7.69%

Financial Efficiency

TWFG, Inc. Class A’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 5.96%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)5.96%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee798.50K
Profits Per Employee140.50K
Employee Count293
Asset Turnover0.63
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of TWFG, Inc. Class A is 38.7. TWFG, Inc. Class A’s PEG ratio is 0.30.
PE Ratio38.7
PS Ratio1.85
PB Ratio5.20
Price to Fair Value5.20
Price to FCF8.13
Price to Operating Cash Flow4.62
PEG Ratio0.30

Income Statement

In the last 12 months, TWFG, Inc. Class A had revenue of 233.96M and earned 7.96M in profits. Earnings per share was 0.53.
Revenue233.96M
Gross Profit62.81M
Operating Income23.87M
Pretax Income44.45M
Net Income7.96M
EBITDA63.09M
Earnings Per Share (EPS)0.53

Cash Flow

In the last 12 months, operating cash flow was 60.58M and capital expenditures -15.32M, giving a free cash flow of 45.26M billion.
Operating Cash Flow60.58M
Free Cash Flow45.26M
Free Cash Flow per Share3.19

Dividends & Yields

TWFG, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.37
52-Week Price Change-44.40%
50-Day Moving Average19.31
200-Day Moving Average25.63
Relative Strength Index (RSI)49.13
Average Volume (3m)87.68K

Important Dates

TWFG, Inc. Class A upcoming earnings date is Sep 1, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateSep 1, 2026
Ex-Dividend Date

Financial Position

TWFG, Inc. Class A as a current ratio of 68.07, with Debt / Equity ratio of 10.92%
Current Ratio68.07
Quick Ratio68.07
Debt to Market Cap0.02
Net Debt to EBITDA-2.30
Interest Coverage Ratio83.18

Taxes

In the past 12 months, TWFG, Inc. Class A has paid 3.28M in taxes.
Income Tax3.28M
Effective Tax Rate0.07

Enterprise Valuation

TWFG, Inc. Class A EV to EBITDA ratio is 4.55, with an EV/FCF ratio of 5.41.
EV to Sales1.23
EV to EBITDA4.55
EV to Free Cash Flow5.41
EV to Operating Cash Flow5.37

Balance Sheet

TWFG, Inc. Class A has $124.84M in cash and marketable securities with $6.03M in debt, giving a net cash position of $118.82M billion.
Cash & Marketable Securities$124.84M
Total Debt$6.03M
Net Cash$118.82M
Net Cash Per Share$8.36
Tangible Book Value Per Share$11.76

Margins

Gross margin is 29.21%, with operating margin of 10.20%, and net profit margin of 3.40%.
Gross Margin29.21%
Operating Margin10.20%
Pretax Margin19.00%
Net Profit Margin3.40%
EBITDA Margin26.96%
EBIT Margin19.12%

Analyst Forecast

The average price target for TWFG, Inc. Class A is $25.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$25.50
Price Target Upside35.78% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast24.76%
EPS Growth Forecast-27.04%

Scores

Smart Score6
AI Score