Want to see TWFG full AI Analyst Report?
Total Valuation
TWFG, Inc. Class A has a market cap or net worth of $1.43B. The enterprise value is $155.26M.
Market Cap$1.43B
Enterprise Value$155.26M
Share Statistics
TWFG, Inc. Class A has 12,997,112 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding12,997,112
Owned by Insiders10.96%
Owned by Institutions16.07%
Financial Efficiency
TWFG, Inc. Class A’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 5.96%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)5.96%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee584.90K
Profits Per Employee102.92K
Employee Count400
Asset Turnover0.63
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TWFG, Inc. Class A is 48.9. TWFG, Inc. Class A’s PEG ratio is 0.30.
PE Ratio48.9
PS Ratio1.85
PB Ratio5.20
Price to Fair Value5.20
Price to FCF8.13
Price to Operating Cash Flow6.68
PEG Ratio0.30
Income Statement
In the last 12 months, TWFG, Inc. Class A had revenue of 233.96M and earned 7.96M in profits. Earnings per share was 0.53.
Revenue233.96M
Gross Profit62.81M
Operating Income23.87M
Pretax Income44.45M
Net Income7.96M
EBITDA63.09M
Earnings Per Share (EPS)0.53
Cash Flow
In the last 12 months, operating cash flow was 60.58M and capital expenditures -15.32M, giving a free cash flow of 45.26M billion.
Operating Cash Flow60.58M
Free Cash Flow45.26M
Free Cash Flow per Share3.48
Dividends & Yields
TWFG, Inc. Class A pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.31
52-Week Price Change-14.97%
50-Day Moving Average21.64
200-Day Moving Average23.23
Relative Strength Index (RSI)73.03
Average Volume (3m)87.68K
Important Dates
TWFG, Inc. Class A upcoming earnings date is Sep 1, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateSep 1, 2026
Ex-Dividend Date―
Financial Position
TWFG, Inc. Class A as a current ratio of 68.07, with Debt / Equity ratio of 10.92%
Current Ratio68.07
Quick Ratio68.07
Debt to Market Cap0.02
Net Debt to EBITDA-2.30
Interest Coverage Ratio83.18
Taxes
In the past 12 months, TWFG, Inc. Class A has paid 3.28M in taxes.
Income Tax3.28M
Effective Tax Rate0.07
Enterprise Valuation
TWFG, Inc. Class A EV to EBITDA ratio is 4.55, with an EV/FCF ratio of 5.41.
EV to Sales1.23
EV to EBITDA4.55
EV to Free Cash Flow5.41
EV to Operating Cash Flow5.37
Balance Sheet
TWFG, Inc. Class A has $124.84M in cash and marketable securities with $7.56M in debt, giving a net cash position of $117.29M billion.
Cash & Marketable Securities$124.84M
Total Debt$7.56M
Net Cash$117.29M
Net Cash Per Share$9.02
Tangible Book Value Per Share$11.76
Margins
Gross margin is 29.21%, with operating margin of 10.20%, and net profit margin of 3.40%.
Gross Margin29.21%
Operating Margin10.20%
Pretax Margin19.00%
Net Profit Margin3.40%
EBITDA Margin26.96%
EBIT Margin19.12%
Analyst Forecast
The average price target for TWFG, Inc. Class A is $27.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$27.50
Price Target Upside46.43% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast24.76%
EPS Growth Forecast-27.04%