Balance Sheet And Capital AllocationA strong liquidity position, including substantial undrawn credit capacity, enables potential share repurchases, acquisitions or dividend increases to boost shareholder value.
Lending-as-a-service (LaaS) GrowthMomentum in the lending-as-a-service segment and management's expectation of expanding partner relationships point to scalable revenue opportunities beyond direct lending.
Underwriting TechnologyProprietary AI-driven underwriting has supported sustained revenue and EPS expansion, positioning the company to gain market share across the US, UK and Canada.