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Versabank (TSE:VBNK)
TSX:VBNK
VBNK Stock Chart & Stats
C$19.82
-C$0.30(-1.52%)
At close: 4:00 PM EST
C$19.82
-C$0.30(-1.52%)
Day’s Range― - ―
52-Week RangeC$12.18 - C$20.72
Previous CloseN/A
Volume15.53K
Average Volume (3M)20.22K
Market Cap
$630.60M
Enterprise ValueC$59.24M
Total Cash (Recent Filing)$621.40M
Total Debt (Recent Filing)$105.01M
Price to Earnings (P/E)21.9
Beta1.48
Next Earnings
Mar 11, 2026EPS Estimate
0.38Next Dividend Ex-DateN/A
Dividend Yield0.5%
Share Statistics
EPS (TTM)0.33
Shares Outstanding31,945,536
10 Day Avg. Volume30,437
30 Day Avg. Volume20,221
Financial Highlights & Ratios
PEG Ratio-2.68
Price to Book (P/B)1.36
Price to Sales (P/S)1.85
P/FCF Ratio2.14
Enterprise Value/Market Cap0.09
Enterprise Value/Revenue0.20
Enterprise Value/Gross Profit0.52
Enterprise Value/Ebitda1.39
Forecast
1Y Price Target
$18.95Price Target Upside-4.36% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.01
Revenue Forecast (FY)$161.04M
Bulls Say, Bears Say
Bulls Say
Digital Banking ModelVersaBank’s digital banking model delivers scalable lending in a risk-mitigated structure.
U.S. Market EntryEPS growth and rising ROCE benefit from U.S. market entry and continued strength originating RPP loans in Canada.
Bears Say
Loan GrowthLoan growth of 9.1% Y/Y was the lowest since F1Q21, on weak Canadian fundamentals.
US RPP RolloutUS RPP rollout is moving slower than planned, with discussions with partners slowed by the complexity of the new program.
Versabank News
VBNK FAQ
What was Versabank’s price range in the past 12 months?
Versabank lowest stock price was C$12.18 and its highest was C$20.72 in the past 12 months.
What is Versabank’s market cap?
Versabank’s market cap is $630.60M.
When is Versabank’s upcoming earnings report date?
Versabank’s upcoming earnings report date is Mar 11, 2026 which is in 83 days.
How were Versabank’s earnings last quarter?
Versabank released its earnings results on Dec 10, 2025. The company reported C$0.33 earnings per share for the quarter, missing the consensus estimate of C$0.354 by -C$0.024.
Is Versabank overvalued?
According to Wall Street analysts Versabank’s price is currently Overvalued.
Does Versabank pay dividends?
Versabank pays a Quarterly dividend of C$0.025 which represents an annual dividend yield of 0.5%. See more information on Versabank dividends here
What is Versabank’s EPS estimate?
Versabank’s EPS estimate is 0.38.
How many shares outstanding does Versabank have?
Versabank has 31,945,536 shares outstanding.
What happened to Versabank’s price movement after its last earnings report?
Versabank reported an EPS of C$0.33 in its last earnings report, missing expectations of C$0.354. Following the earnings report the stock price went up 3.418%.
Which hedge fund is a major shareholder of Versabank?
Currently, no hedge funds are holding shares in TSE:VBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Versabank Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$18.95 (-4.36% Downside)
$18.95 (-4.36% Downside)
Blogger Sentiment
Bullish
TSE:VBNK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $242.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.83%
12-Months-Change
Fundamentals
Return on Equity
6.08%
Trailing 12-Months
Asset Growth
19.43%
Trailing 12-Months
Company Description
Versabank
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
VBNK Company Deck
VBNK Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements such as record revenue, asset growth, and an increase in net interest margin. However, this was tempered by the impacts of foreign exchange losses, costs from structural realignment, and a decline in cybersecurity revenue. The positive elements are significant, but the lowlights are notable and impactful.View all TSE:VBNK earnings summariesVBNK Stock 12 Month Forecast
Average Price Target
C$18.95
▼(-4.36% Downside)
Technical Analysis
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Options Prices
Currently, No data available
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