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Versabank (TSE:VBNK)
TSX:VBNK
Total Valuation
Versabank has a market cap or net worth of $484.53M. The enterprise value is C$271.15M.
Market Cap$484.53M
Enterprise ValueC$271.15M
Share Statistics
Versabank has 32,518,787 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32,518,787
Owned by Insiders67.42%
Owned by Institutions―
Financial Efficiency
Versabank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.11%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.11%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee922.59K
Profits Per Employee328.50K
Employee Count121
Asset Turnover0.02
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Versabank is 13.67. Versabank’s PEG ratio is -0.63.
PE Ratio13.67
PS Ratio0.00
PB Ratio0.73
Price to Fair Value1.36
Price to FCF-7.67
Price to Operating Cash Flow-7.80
PEG Ratio-0.63
Income Statement
In the last 12 months, Versabank had revenue of 111.63M and earned 39.75M in profits. Earnings per share was 1.49.
Revenue111.63M
Gross Profit111.63M
Operating Income57.43M
Pretax Income54.79M
Net Income39.75M
EBITDA57.43M
Earnings Per Share (EPS)1.49
Cash Flow
In the last 12 months, operating cash flow was 83.48M and capital expenditures -4.03M, giving a free cash flow of 79.45M billion.
Operating Cash Flow83.48M
Free Cash Flow79.45M
Free Cash Flow per Share2.44
Dividends & Yields
Versabank pays an annual dividend of C$0.025, resulting in a dividend yield of 0.64%
Dividend Per ShareC$0.025
Dividend Yield0.64%
Payout Ratio9.09%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.19
52-Week Price Change0.63%
50-Day Moving Average15.04
200-Day Moving Average18.23
Relative Strength Index (RSI)44.86
Average Volume (3m)26.35K
Important Dates
Versabank upcoming earnings date is Sep 4, 2025, TBA Not Confirmed.
Last Earnings DateJun 4, 2025
Next Earnings DateSep 4, 2025
Ex-Dividend DateJul 04, 2025
Financial Position
Versabank as a current ratio of 0.12, with Debt / Equity ratio of 30.07%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.19
Net Debt to EBITDA-2.03
Interest Coverage Ratio0.31
Taxes
In the past 12 months, Versabank has paid 15.04M in taxes.
Income Tax15.04M
Effective Tax Rate0.27
Enterprise Valuation
Versabank EV to EBITDA ratio is 7.43, with an EV/FCF ratio of 1.68.
EV to Sales3.82
EV to EBITDA7.43
EV to Free Cash Flow1.68
EV to Operating Cash Flow1.57
Balance Sheet
Versabank has $546.19M in cash and marketable securities with C$109.68M in debt, giving a net cash position of -$436.52M billion.
Cash & Marketable Securities$546.19M
Total DebtC$109.68M
Net Cash-$436.52M
Net Cash Per Share-$13.42
Tangible Book Value Per Share$14.44
Margins
Gross margin is 100.00%, with operating margin of 51.44%, and net profit margin of 35.61%.
Gross Margin100.00%
Operating Margin51.44%
Pretax Margin49.08%
Net Profit Margin35.61%
EBITDA Margin51.44%
EBIT Margin49.08%
Analyst Forecast
The average price target for Versabank is $16.80, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$16.80
Price Target Upside12.78% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast7.83%
EPS Growth Forecast-37.41%