Atrium Mortgage Invest (TSE:AI)
TSX:AI
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AI Stock Chart & Stats
C$12.14
-C$0.06(-0.54%)
At close: 4:00 PM EST
C$12.14
-C$0.06(-0.54%)
Day’s Range― - ―
52-Week RangeC$10.88 - C$12.36
Previous CloseN/A
Volume60.31K
Average Volume (3M)97.34K
Market Cap
C$561.83M
Enterprise ValueC$897.21M
Total Cash (Recent Filing)C$0.00
Total Debt (Recent Filing)C$335.38M
Price to Earnings (P/E)11.5
Beta0.51
Next Earnings
Aug 06, 2026EPS Estimate
0.25Next Dividend Ex-DateN/A
Dividend Yield7.95%
Share Statistics
EPS (TTM)1.03
Shares Outstanding48,019,990
10 Day Avg. Volume100,490
30 Day Avg. Volume97,343
Financial Highlights & Ratios
PEG Ratio-3.97
Price to Book (P/B)1.05
Price to Sales (P/S)6.47
P/FCF Ratio9.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$13.21Price Target Upside8.79% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.03
Revenue Forecast (FY)C$85.02M
Bulls Say, Bears Say
Bulls Say
Strong Profitability And ROEAtrium’s income statement shows durable profitability with net income around $49M and ROE near 9–11%. Strong margins provide recurring earnings power that supports the dividend, underwriting capacity and internal capital cushions, helping sustain operations through moderate cycles.
Improved Funding Costs And LiquidityLower average borrowing costs and an expanded $380M committed facility with added lenders materially improve funding stability and margins. This reduces refinancing risk, enhances liquidity flexibility for originations and provisioning, and strengthens durable access to wholesale funding markets.
Shift Toward Lower‑risk Portfolio MixManagement’s shift into larger shares of commercial and single‑family lending (≈48% combined) reflects a deliberate move toward income-producing, lower‑risk segments. Coupled with high first‑mortgage share and moderate LTVs, this improves long‑run portfolio resilience and credit profile.
Bears Say
Weak Cash Flow ConversionTTM cash generation has deteriorated sharply, leaving cash flow coverage far below reported earnings. Low and volatile cash conversion constrains internal funding for dividends, loan originations and loss absorption, increasing reliance on external financing over the medium term.
Material Rise In Stage‑3 Impaired LoansA near threefold jump in Stage‑3 loans signals meaningful asset quality deterioration focused on several commercial credits. If recoveries are delayed or incomplete, provisions and capital will be pressured, reducing earnings durability and hindering growth for multiple quarters.
Rising Leverage Increases VulnerabilityLeverage has increased materially, heightening sensitivity to funding cost swings and credit shocks. Higher debt amplifies earnings volatility, limits strategic flexibility (paydowns, acquisitions, capital returns) and makes the firm more dependent on stable funding conditions over the medium term.
Atrium Mortgage Invest News
AI FAQ
What was Atrium Mortgage Invest’s price range in the past 12 months?
Atrium Mortgage Invest lowest stock price was C$10.88 and its highest was C$12.36 in the past 12 months.
What is Atrium Mortgage Invest’s market cap?
Atrium Mortgage Invest’s market cap is C$561.83M.
When is Atrium Mortgage Invest’s upcoming earnings report date?
Atrium Mortgage Invest’s upcoming earnings report date is Aug 06, 2026 which is in 80 days.
How were Atrium Mortgage Invest’s earnings last quarter?
Atrium Mortgage Invest released its earnings results on May 07, 2026. The company reported C$0.25 earnings per share for the quarter, missing the consensus estimate of C$0.261 by -C$0.011.
Is Atrium Mortgage Invest overvalued?
According to Wall Street analysts Atrium Mortgage Invest’s price is currently Undervalued.
Does Atrium Mortgage Invest pay dividends?
Atrium Mortgage Invest pays a Monthly dividend of C$0.077 which represents an annual dividend yield of 7.95%. See more information on Atrium Mortgage Invest dividends here
What is Atrium Mortgage Invest’s EPS estimate?
Atrium Mortgage Invest’s EPS estimate is 0.25.
How many shares outstanding does Atrium Mortgage Invest have?
Atrium Mortgage Invest has 48,019,990 shares outstanding.
What happened to Atrium Mortgage Invest’s price movement after its last earnings report?
Atrium Mortgage Invest reported an EPS of C$0.25 in its last earnings report, missing expectations of C$0.261. Following the earnings report the stock price went down -1.56%.
Which hedge fund is a major shareholder of Atrium Mortgage Invest?
Currently, no hedge funds are holding shares in TSE:AI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Atrium Mortgage Invest Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
C$13.21 (8.79% Upside)
C$13.21 (8.79% Upside)
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.7%
Last 30 Days ▼ 5.4%
Last 30 Days ▼ 5.4%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.04%
12-Months-Change
Fundamentals
Return on Equity
9.36%
Trailing 12-Months
Asset Growth
3.39%
Trailing 12-Months
Company Description
Atrium Mortgage Invest
Atrium Mortgage Investment Corporation, a non-bank lender, provides financing solutions to the real estate communities in Ontario, Alberta, and British Columbia. It offers various types of mortgage loans for residential, multi-residential, and commercial real properties, which includes first and second mortgages; infill construction and financing; land and land assembly financing for stacked and traditional townhomes, single detached homes, and low-rise and midrise condominiums; and bridge and term financing. The company was incorporated in 2001 and is headquartered in Toronto, Canada.
AI Stock 12 Month Forecast
Average Price Target
C$13.21
▲(8.79% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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