Firm Cap Mortgage Invest (TSE:FC)
TSX:FC
FC Stock Chart & Stats
C$11.81
-C$0.14(-1.16%)
At close: 4:00 PM EST
C$11.81
-C$0.14(-1.16%)
Day’s Range― - ―
52-Week RangeC$10.95 - C$12.49
Previous CloseN/A
Volume43.24K
Average Volume (3M)42.31K
Market Cap
C$430.58M
Enterprise ValueC$577.16M
Total Cash (Recent Filing)C$14.26M
Total Debt (Recent Filing)C$160.85M
Price to Earnings (P/E)11.5
Beta0.47
Next Earnings
May 12, 2026EPS Estimate
0.24Next Dividend Ex-DateN/A
Dividend Yield8.38%
Share Statistics
EPS (TTM)0.23
Shares Outstanding36,738,846
10 Day Avg. Volume51,687
30 Day Avg. Volume42,308
Financial Highlights & Ratios
PEG Ratio-1.29
Price to Book (P/B)1.01
Price to Sales (P/S)6.45
P/FCF Ratio9.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$12.50Price Target Upside5.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.01
Revenue Forecast (FY)C$58.32M
Bulls Say, Bears Say
Bulls Say
High ProfitabilityConsistently high net margins and solid profitability indicate the business converts mortgage yield into earnings efficiently. Durable margins support the firm's ability to fund dividends, build capital buffers and absorb cyclical credit shocks typical in mortgage investing.
Improving LeverageA meaningful decline in debt-to-equity and moderate leverage enhance balance-sheet resilience versus prior years. Improved capital structure reduces funding vulnerability, increases financial flexibility for opportunistic lending or buybacks, and lowers refinancing stress in tougher markets.
Clear Income Focus/Dividend PolicyManagement has formalized monthly payouts and paid a special year-end distribution, plus DRIP and share purchase plans. This establishes a durable shareholder-income orientation, indicating capital allocation priorities favor steady distributions and disciplined payout management over time.
Bears Say
Cash-Flow VolatilityMaterial swings in operating cash flow across years highlight timing and working-capital sensitivity in mortgage collections and repayments. Uneven cash generation raises the risk that distributions or reinvestment plans will face short-term strain during adverse credit or funding episodes.
Rising Credit Loss AllowancesA rising collective allowance and fair value adjustments signal increasing credit stress in the portfolio. Higher provisions directly pressure net income and retained capital, potentially forcing tighter underwriting, slower portfolio growth, or reduced distributable income if losses persist.
Concentrated Maturities & Asset MixHeavy concentration in conventional first mortgages with a near-term maturity wall increases refinancing and roll-over risk. If funding costs rise or credit conditions tighten before maturities, the firm faces heightened sensitivity to repricing, defaults or slower redeployment of capital.
Firm Cap Mortgage Invest News
FC FAQ
What was Firm Cap Mortgage Invest’s price range in the past 12 months?
Firm Cap Mortgage Invest lowest stock price was C$10.95 and its highest was C$12.49 in the past 12 months.
What is Firm Cap Mortgage Invest’s market cap?
Firm Cap Mortgage Invest’s market cap is C$430.58M.
When is Firm Cap Mortgage Invest’s upcoming earnings report date?
Firm Cap Mortgage Invest’s upcoming earnings report date is May 12, 2026 which is in 44 days.
How were Firm Cap Mortgage Invest’s earnings last quarter?
Firm Cap Mortgage Invest released its earnings results on Mar 12, 2026. The company reported C$0.234 earnings per share for the quarter, missing the consensus estimate of C$0.24 by -C$0.006.
Is Firm Cap Mortgage Invest overvalued?
According to Wall Street analysts Firm Cap Mortgage Invest’s price is currently Undervalued.
Does Firm Cap Mortgage Invest pay dividends?
Firm Cap Mortgage Invest pays a Monthly dividend of C$0.078 which represents an annual dividend yield of 8.38%. See more information on Firm Cap Mortgage Invest dividends here
What is Firm Cap Mortgage Invest’s EPS estimate?
Firm Cap Mortgage Invest’s EPS estimate is 0.24.
How many shares outstanding does Firm Cap Mortgage Invest have?
Firm Cap Mortgage Invest has 36,738,846 shares outstanding.
What happened to Firm Cap Mortgage Invest’s price movement after its last earnings report?
Firm Cap Mortgage Invest reported an EPS of C$0.234 in its last earnings report, missing expectations of C$0.24. Following the earnings report the stock price went down -1.857%.
Which hedge fund is a major shareholder of Firm Cap Mortgage Invest?
Currently, no hedge funds are holding shares in TSE:FC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Firm Cap Mortgage Invest Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.74%
12-Months-Change
Fundamentals
Return on Equity
8.81%
Trailing 12-Months
Asset Growth
-5.77%
Trailing 12-Months
Company Description
Firm Cap Mortgage Invest
Firm Capital Mortgage Investment Corporation, through its mortgage banker, Firm Capital Corporation, provides residential and commercial short-term bridge, and conventional real estate finance in Canada. It engages in originating, funding, purchasing, and servicing mortgage investments. The company also offers mortgage services, such as real estate financing, real estate investment financing, capital market, and loan servicing and advisory services; and a line of lending programs, including construction and development lending, investment property financing, short term lending, bridge finance, mezzanine and equity investments, capital market facilities, residential and non-conventional house lending, and condominium capital improvement loans, as well as special situation loans. In addition, it provides related investment services. The company was founded in 1988 and is based in Toronto, Canada.
FC Stock 12 Month Forecast
Average Price Target
C$12.50
▲(5.84% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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