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Atrium Mortgage Invest (TSE:AI)
TSX:AI
Canadian Market
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Atrium Mortgage Invest (AI) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 12, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.26
Last Year’s EPS
0.26
Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 12, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
Atrium Mortgage Investment Corporation demonstrated resilience with increased net income, growth in its mortgage portfolio, and a successful increase in its credit facility. However, challenges such as decreased average interest rates, an increase in Stage 2 and Stage 3 loans, and provisions for loan losses coupled with a weak housing market present areas of concern.
Company Guidance
During Atrium Mortgage Investment Corporation's third quarter results conference call for fiscal year 2025, several key metrics were highlighted. Atrium reported a net income of $11.9 million, a 2.5% increase compared to the previous year, with basic and fully diluted earnings per share at $0.25. The mortgage portfolio stood at $917.3 million, up from $886.7 million at the end of 2024, and had an average interest rate of 9.2%. The portfolio's average loan-to-value ratio decreased to 60.8%, while 96% of the mortgages were first mortgages. The allowance for mortgage losses was $29.5 million, representing 321 basis points of the mortgage portfolio. Stage 2 loans increased to $96.8 million, and Stage 3 loans rose to $56.3 million, reflecting strategic adjustments in the portfolio. The company maintained a low balance sheet debt of 41% and increased its credit facility to $380 million. Atrium's strategic focus on commercial and single-family mortgages was emphasized, with these sectors comprising 46.3% of the total portfolio. Despite a challenging real estate market, Atrium's earnings per share for the first nine months of 2025 were $0.78, closely mirroring last year's performance and exceeding the fixed dividend rate.
Increased Net Income
Atrium generated net income of $11.9 million in the third quarter, an increase of 2.5% over the prior year.
Earnings Per Share Exceeds Dividend
Basic and fully diluted earnings per share was $0.25 for the quarter, exceeding the fixed dividend of $0.2325 per share.
Portfolio Growth
The mortgage portfolio increased to $917.3 million from $886.7 million at December 31, 2024.
Increase in Credit Facility
Atrium exercised its right to increase its credit facility by $40 million to $380 million.
Strong Loan Production
Loan advances were $63 million in the quarter and $287 million for the first 3 quarters of 2025, more than 23% ahead of last year's loan production.
Stable Loan-to-Value Ratio
The average loan-to-value ratio decreased slightly to 60.8%, within the desired range of 65%.

Atrium Mortgage Invest (TSE:AI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

TSE:AI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 12, 2026
2025 (Q4)
0.26 / -
0.26
Nov 12, 2025
2025 (Q3)
0.26 / 0.25
0.26-3.85% (-0.01)
Aug 07, 2025
2025 (Q2)
0.24 / 0.27
0.263.85% (+0.01)
May 13, 2025
2025 (Q1)
0.25 / 0.25
0.27-7.41% (-0.02)
Mar 06, 2025
2024 (Q4)
0.23 / 0.26
0.260.00% (0.00)
Nov 13, 2024
2024 (Q3)
0.25 / 0.26
0.254.00% (+0.01)
Aug 08, 2024
2024 (Q2)
0.27 / 0.26
0.32-18.75% (-0.06)
May 14, 2024
2024 (Q1)
0.24 / 0.27
0.31-12.90% (-0.04)
Feb 15, 2024
2023 (Q4)
0.26 / 0.26
0.3-13.33% (-0.04)
Nov 14, 2023
2023 (Q3)
0.30 / 0.25
0.27-7.41% (-0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

TSE:AI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 12, 2025
C$11.25C$11.21-0.36%
Aug 07, 2025
C$11.50C$11.52+0.17%
May 13, 2025
C$10.57C$10.56-0.09%
Mar 06, 2025
C$10.00C$10.27+2.70%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Atrium Mortgage Invest (TSE:AI) report earnings?
Atrium Mortgage Invest (TSE:AI) is schdueled to report earning on Feb 12, 2026, After Close (Confirmed).
    What is Atrium Mortgage Invest (TSE:AI) earnings time?
    Atrium Mortgage Invest (TSE:AI) earnings time is at Feb 12, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is TSE:AI EPS forecast?
          TSE:AI EPS forecast for the fiscal quarter 2025 (Q4) is 0.26.
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