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GSY Stock Chart & Stats
C$49.02
C$1.03(2.10%)
At close: 4:00 PM EDT
C$49.02
C$1.03(2.10%)
Day’s Range― - ―
52-Week RangeC$27.60 - C$216.50
Previous CloseN/A
Volume34.54K
Average Volume (3M)140.74K
Market Cap
C$763.52M
Enterprise ValueC$5.07K
Total Cash (Recent Filing)C$356.24M
Total Debt (Recent Filing)C$4.80B
Price to Earnings (P/E)―
Beta1.57
Next Earnings
Aug 06, 2026EPS Estimate
-1.11Next Dividend Ex-DateN/A
Dividend Yield12.26%
Share Statistics
EPS (TTM)-16.36
Shares Outstanding16,033,684
10 Day Avg. Volume123,373
30 Day Avg. Volume140,740
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)2.55
Price to Sales (P/S)1.28
P/FCF Ratio-2.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$37.90Price Target Upside-22.68% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)-4.39
Revenue Forecast (FY)C$1.59B
Bulls Say, Bears Say
Bulls Say
Revenue Growth And Operating MarginsMulti-year revenue expansion combined with strong gross and operating margins provides a durable earnings base that can absorb cyclic credit volatility. Robust operating profitability supports reinvestment in originations, branch/digital channels and helps preserve franchise economics even if below-the-line items fluctuate.
Direct-to-consumer Franchise StrengthA healthier direct-to-consumer (easyfinancial) mix is a structural advantage: D2C loans exhibit materially better credit performance than merchant-originated portfolios. Management’s stated shift toward D2C should enhance underwriting control, improve margins and reduce reliance on higher-loss channels over the medium term.
Proactive Liquidity And Debt ActionsRepaying a senior note and managing near-term maturities demonstrates active liability management and some balance-sheet flexibility. This lowers immediate rollover risk and, combined with available liquidity and returning revolver capacity, gives management time to execute strategy and remediation while funding prioritized originations.
Bears Say
Elevated And Rising LeverageDebt-to-equity rising to roughly 6x and a declining equity base materially increase financial risk and reduce strategic flexibility. High leverage magnifies earnings volatility from credit losses, constrains capital allocation (dividends/buybacks suspended) and heightens refinancing and covenant sensitivity over the medium term.
Persistent Negative Operating And Free Cash FlowConsistent negative operating and free cash flow forces reliance on external funding to grow or even maintain the loan book. Coupled with elevated leverage, persistent cash burn raises refinancing risk, limits ability to self-fund credit migration or investments, and makes execution dependent on capital markets conditions.
Elevated Credit Losses And Operational/liquidity RiskVery high net charge-offs, especially in merchant-originated segments, and rising delinquencies impose recurring earnings pressure and require sizeable allowance builds. The identified IFRS 9 control deficiency and conditional access to portions of liquidity increase execution and reporting risk while constraining originations and recovery timelines.
goeasy News
GSY FAQ
What was goeasy Ltd’s price range in the past 12 months?
goeasy Ltd lowest stock price was C$27.60 and its highest was C$216.50 in the past 12 months.
What is goeasy Ltd’s market cap?
goeasy Ltd’s market cap is C$763.52M.
When is goeasy Ltd’s upcoming earnings report date?
goeasy Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 2 days.
How were goeasy Ltd’s earnings last quarter?
Currently, no data Available
Is goeasy Ltd overvalued?
According to Wall Street analysts goeasy Ltd’s price is currently Overvalued.
Does goeasy Ltd pay dividends?
goeasy Ltd pays a Quarterly dividend of C$1.46 which represents an annual dividend yield of 12.26%. See more information on goeasy Ltd dividends here
What is goeasy Ltd’s EPS estimate?
goeasy Ltd’s EPS estimate is -1.11.
How many shares outstanding does goeasy Ltd have?
goeasy Ltd has 16,033,684 shares outstanding.
What happened to goeasy Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of goeasy Ltd?
Currently, no hedge funds are holding shares in TSE:GSY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
goeasy Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
C$37.90 (-22.68% Downside)
C$37.90 (-22.68% Downside)
Blogger Sentiment
Neutral
TSE:GSY Sentiment 50%
Sector Average ―
Sector Average ―
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.11%
12-Months-Change
Fundamentals
Return on Equity
12.26%
Trailing 12-Months
Asset Growth
23.13%
Trailing 12-Months
Company Description
goeasy Ltd
goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.
GSY Company Deck
GSY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed picture: management highlighted strong operating cash generation, on-target performance against prior Q1 guidance, defensive actions (workforce reductions, tightened merchant originations) and a path to refocus growth on the healthier direct-to-consumer franchise. However, these positives were offset by meaningful near-term challenges — an adjusted net loss, elevated net charge-offs largely tied to merchant-originated auto and powersports loans, a sizable build in credit provisions, ongoing remediation of a control deficiency, conditional access to material liquidity, and a pullback in originations that contracted the loan book sequentially. Management articulated a clear plan and reiterated mid-teens net charge-off expectations for the year, but execution and timing risks remain salient.View all TSE:GSY earnings summariesGSY Stock 12 Month Forecast
Average Price Target
C$37.90
▼(-22.68% Downside)
Technical Analysis
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