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GSY Stock Chart & Stats
C$32.54
C$0.17(0.10%)
At close: 4:00 PM EST
C$32.54
C$0.17(0.10%)
Day’s Range― - ―
52-Week RangeC$27.60 - C$216.50
Previous CloseN/A
Volume22.21K
Average Volume (3M)140.74K
Market Cap
C$757.75M
Enterprise ValueC$5.07B
Total Cash (Recent Filing)C$356.24M
Total Debt (Recent Filing)C$4.80B
Price to Earnings (P/E)―
Beta1.57
Next Earnings
Aug 12, 2026EPS Estimate
-0.92Next Dividend Ex-DateN/A
Dividend Yield4.48%
Share Statistics
EPS (TTM)-16.36
Shares Outstanding16,033,684
10 Day Avg. Volume123,373
30 Day Avg. Volume140,740
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)2.55
Price to Sales (P/S)1.28
P/FCF Ratio-2.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$36.08Price Target Upside10.89% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)-1.23
Revenue Forecast (FY)C$1.59B
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth And Operating ProfitabilitySustained top-line expansion and high operating margins show the business can scale volume while retaining unit economics. Over 2–6 months this supports reinvestment, coverage of operating expenses and the ability to absorb near-term credit volatility if growth and margin trends persist.
Healthier Direct-to-consumer Franchise (easyfinancial)A comparatively lower NCO profile in the direct-to-consumer channel provides a structurally more resilient originations pool. Prioritizing this franchise reduces portfolio volatility and improves sustainable earnings potential as management shifts mix toward higher-quality originations.
Cost Actions And Improving EfficiencyMeaningful, permanent expense reductions and a materially better efficiency ratio support sustainable operating leverage. These structural cost savings improve the firm's ability to withstand lower yields or higher provisions while preserving core servicing and origination capabilities.
Bears Say
Elevated And Rising LeverageA ~6x debt-to-equity ratio materially reduces financial flexibility and raises refinancing and covenant risk. Over the medium term this makes the company more sensitive to funding cost increases, restricts capacity to absorb credit shocks, and elevates default/liquidity vulnerability.
Persistent Negative Operating And Free Cash FlowChronic cash burn forces ongoing dependence on external funding and asset sales to bridge shortfalls. With elevated leverage, sustained negative cash generation undermines capital durability, increases funding cost exposure, and constrains investment or recovery options.
Elevated Credit Losses And Rising DelinquenciesHigh and volatile NCOs, large allowance builds and rising delinquencies signal persistent credit deterioration in merchant-originated and other segments. Structurally higher loss rates increase provisioning needs, depress net income and complicate capital and liquidity planning.
GSY FAQ
What was goeasy Ltd’s price range in the past 12 months?
goeasy Ltd lowest stock price was C$27.60 and its highest was C$216.50 in the past 12 months.
What is goeasy Ltd’s market cap?
goeasy Ltd’s market cap is C$757.75M.
When is goeasy Ltd’s upcoming earnings report date?
goeasy Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 29 days.
How were goeasy Ltd’s earnings last quarter?
Currently, no data Available
Is goeasy Ltd overvalued?
According to Wall Street analysts goeasy Ltd’s price is currently Undervalued.
Does goeasy Ltd pay dividends?
goeasy Ltd pays a Quarterly dividend of C$1.46 which represents an annual dividend yield of 4.48%. See more information on goeasy Ltd dividends here
What is goeasy Ltd’s EPS estimate?
goeasy Ltd’s EPS estimate is -0.92.
How many shares outstanding does goeasy Ltd have?
goeasy Ltd has 16,033,684 shares outstanding.
What happened to goeasy Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of goeasy Ltd?
Currently, no hedge funds are holding shares in TSE:GSY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
goeasy Stock Smart Score
Underperform
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10
Analyst Consensus
Hold
Average Price Target:
C$36.08 (10.89% Upside)
C$36.08 (10.89% Upside)
Blogger Sentiment
Neutral
TSE:GSY Sentiment 50%
Sector Average 67%
Sector Average 67%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.11%
12-Months-Change
Fundamentals
Return on Equity
18.88%
Trailing 12-Months
Asset Growth
23.13%
Trailing 12-Months
Company Description
goeasy Ltd
goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.
GSY Stock 12 Month Forecast
Average Price Target
C$36.08
▲(10.89% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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