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ACD Stock Chart & Stats
C$1.76
C$0.00(0.00%)
At close: 4:00 PM EST
C$1.76
C$0.00(0.00%)
Day’s Range― - ―
52-Week RangeC$0.50 - C$3.86
Previous CloseN/A
Volume200.00
Average Volume (3M)1.39K
Market Cap
C$5.05M
Enterprise ValueC$114.82M
Total Cash (Recent Filing)C$21.14M
Total Debt (Recent Filing)C$130.47M
Price to Earnings (P/E)―
Beta-0.05
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-3.75
Shares Outstanding8,558,913
10 Day Avg. Volume610
30 Day Avg. Volume1,394
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.30
Price to Sales (P/S)0.25
P/FCF Ratio2.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Operating Cash GenerationAccord's TTM operating and free cash flow were strongly positive, providing durable internal funding for origination and portfolio servicing. Reliable cash conversion supports growth without immediate equity raises, cushions credit losses, and preserves strategic optionality despite accounting net losses.
Specialized Asset-based Lending ModelAccord's focus on asset-based lending and factoring ties advances to receivables and business assets, improving recoverability versus unsecured credit. This specialized niche creates structural competitive advantage for serving SME working-capital needs and supports fee and interest income stability across cycles.
Diversified Fee Revenue StreamsAccord earns recurring fees from factoring, collections and portfolio administration alongside interest income. Fee-based revenue diversifies cashflows, smoothing earnings versus pure spread income, and can enhance margin resilience when loan yields or utilization fluctuate.
Bears Say
High Financial LeverageDebt of roughly 4–6x equity materially limits financial flexibility and amplifies downside in a credit-cycle downturn. High leverage increases refinancing and covenant risk, constrains new originations without additional capital, and raises the chance of dilutive or costly funding solutions over time.
Revenue Decline And Margin DeteriorationTTM revenue down ~13% and negative operating margins indicate weakening core underwriting, lower utilization, or fee compression. Continued top-line contraction undermines scale economics in asset-based lending, pressures margins, and reduces ability to absorb credit provisions without structurally higher pricing or cost cuts.
Persistent Net Losses And Negative ROELarge net losses and persistently negative ROE erode loss-absorbing capital and signal impaired profitability. This structural weakness can force dilutive capital raises, limit growth, and heighten solvency risk if credit stress persists, weakening long-term shareholder value creation.
Accord Financial News
ACD FAQ
What was Accord Financial’s price range in the past 12 months?
Accord Financial lowest stock price was C$0.50 and its highest was C$3.86 in the past 12 months.
What is Accord Financial’s market cap?
Accord Financial’s market cap is C$5.05M.
When is Accord Financial’s upcoming earnings report date?
Accord Financial’s upcoming earnings report date is Aug 05, 2026 which is in 23 days.
How were Accord Financial’s earnings last quarter?
Currently, no data Available
Is Accord Financial overvalued?
According to Wall Street analysts Accord Financial’s price is currently Overvalued.
Does Accord Financial pay dividends?
Accord Financial pays a Quarterly dividend of C$0.075 which represents an annual dividend yield of N/A. See more information on Accord Financial dividends here
What is Accord Financial’s EPS estimate?
Accord Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Accord Financial have?
Accord Financial has 8,558,913 shares outstanding.
What happened to Accord Financial’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Accord Financial?
Currently, no hedge funds are holding shares in TSE:ACD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Accord Financial
Accord Financial Corp., established in Toronto, Canada in 1978, provides a comprehensive suite of asset-backed financial services to industrial and commercial businesses, primarily throughout Canada and the United States. The company's core activities include asset-based lending, where it finances or purchases accounts receivable on a recourse basis, in addition to funding other physical assets like inventory and machinery. Its offerings extend to lease and equipment financing, working capital solutions, and specialized funding for film and media projects, alongside offering credit guarantees and collection services. Furthermore, Accord delivers factoring, credit assessment services, and supply chain financing designed for importers. The firm supports clients across a wide range of industries, including manufacturing, retail, service, wholesale, international trade, finance, apparel, food and beverage, and construction.