Accord Financial (TSE:ACD)
TSX:ACD
Want to see TSE:ACD full AI Analyst Report?
ACD Stock Chart & Stats
C$1.76
C$0.00(0.00%)
At close: 4:00 PM EST
C$1.76
C$0.00(0.00%)
Day’s Range― - ―
52-Week RangeC$1.18 - C$3.86
Previous CloseN/A
Volume200.00
Average Volume (3M)1.39K
Market Cap
C$10.36M
Enterprise ValueC$119.69M
Total Cash (Recent Filing)C$21.14M
Total Debt (Recent Filing)C$130.47M
Price to Earnings (P/E)―
Beta0.13
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-3.75
Shares Outstanding8,558,913
10 Day Avg. Volume610
30 Day Avg. Volume1,394
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.30
Price to Sales (P/S)0.25
P/FCF Ratio2.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Secured, Asset-backed Lending ModelAccord’s core business is asset-based lending and receivables factoring secured by client assets. That collateral-backed model reduces loss severity versus unsecured lending, supports tighter underwriting, and provides a structural advantage in credit recovery over the next several months.
Diversified Fee And Interest Revenue StreamsRevenue comes from multiple durable sources—interest on advances, factoring fees and transaction/administration fees—creating recurring fee income that can stabilize top-line cash generation versus pure interest-only lenders and help absorb volume swings over a 2–6 month horizon.
Improved Operating And Free Cash FlowTrailing-twelve-month operating and free cash flow turned strongly positive, which improves liquidity and capacity to service debt or fund originations. If sustained, this cash generation enhances near-term resilience and provides flexibility for capital allocation over coming quarters.
Bears Say
High Leverage And Weakened EquityDebt levels of roughly 4–6x equity materially constrain financial flexibility. High leverage increases sensitivity to credit losses and interest-cost shocks, while declining equity and negative ROE elevate the risk that capital ratios will be pressured in a sustained downturn.
Material Revenue Decline And Negative ProfitabilityThe company’s revenue contraction and persistently negative operating margins signal weakening core earnings power. Continued top-line declines and losses limit retained earnings, hinder capital rebuilding, and make sustaining origination capacity and margin recovery more challenging over the medium term.
Earnings-quality Mismatch And Inconsistent Cash FlowPositive cash flow while reporting large net losses implies reliance on working-capital timing and non-cash adjustments. This inconsistency complicates assessment of sustainable profitability and undermines confidence that current cash strength will persist absent clearer improvement in underlying earnings quality.
Accord Financial News
ACD FAQ
What was Accord Financial’s price range in the past 12 months?
Accord Financial lowest stock price was C$1.18 and its highest was C$3.86 in the past 12 months.
What is Accord Financial’s market cap?
Accord Financial’s market cap is C$10.36M.
When is Accord Financial’s upcoming earnings report date?
Accord Financial’s upcoming earnings report date is Aug 05, 2026 which is in 75 days.
How were Accord Financial’s earnings last quarter?
Currently, no data Available
Is Accord Financial overvalued?
According to Wall Street analysts Accord Financial’s price is currently Overvalued.
Does Accord Financial pay dividends?
Accord Financial pays a Quarterly dividend of C$0.075 which represents an annual dividend yield of N/A. See more information on Accord Financial dividends here
What is Accord Financial’s EPS estimate?
Accord Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Accord Financial have?
Accord Financial has 8,558,913 shares outstanding.
What happened to Accord Financial’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Accord Financial?
Currently, no hedge funds are holding shares in TSE:ACD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Accord Financial
Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. The company is involved in the asset-based lending, which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory and equipment; and provision of lease and equipment, working capital, and film and media production financing, as well as credit guarantees and collection services. It also offers factoring and credit investigation services; and supply chain financing for importers. The company serves customers operating in manufacturing, retail, services, wholesale, import and export, lending, apparel and textile, food and beverage, and construction sectors. Accord Financial Corp. was founded in 1978 and is based in Toronto, Canada.