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goeasy Ltd (TSE:GSY)
TSX:GSY
Earnings Data
Report Date
Nov 11, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
4.66Last Year’s EPS
4.32Same Quarter Last Year
Strong Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong loan growth, increased capital, and improved operating leverage. However, the company faced challenges with declining net income, lower portfolio yield, and increased loan loss provisions due to economic conditions. While there are positive aspects, the financial pressures indicate a balanced outlook.Company Guidance -
Q3 2025
Strong Loan Growth and Record Applications
goeasy Ltd. saw a record first quarter with 672,000 credit applications, up 10% from the previous year. They generated 43,500 new customers, an increase of 8%, with organic loan growth exceeding forecasts by reaching $119 million.
Expansion in Automotive Financing
The company achieved record first quarter originations of $150 million in automotive financing, up 30% year-over-year, and expanded their dealer network to over 4,000 dealers.
Strong Capital Position
goeasy Ltd. raised over $550 million in additional capital and issued US$400 million senior unsecured notes due in 2030, maintaining a weighted average borrowing cost of 6.8%.
Improved Operating Leverage
Efficiency ratio improved to 26.1%, a reduction of 130 basis points from the previous year, and operating expenses as a percentage of revenue decreased to 8.7%.
TSE:GSY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TSE:GSY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 06, 2025 | C$186.00 | C$203.82 | +9.58% |
May 07, 2025 | C$157.48 | C$146.51 | -6.97% |
Feb 13, 2025 | C$165.55 | C$174.36 | +5.32% |
Nov 07, 2024 | C$175.72 | C$174.72 | -0.57% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does goeasy Ltd (TSE:GSY) report earnings?
goeasy Ltd (TSE:GSY) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).
What is goeasy Ltd (TSE:GSY) earnings time?
goeasy Ltd (TSE:GSY) earnings time is at Nov 11, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TSE:GSY EPS forecast?
TSE:GSY EPS forecast for the fiscal quarter 2025 (Q3) is 4.66.