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TAL Education Group (TAL)
NYSE:TAL
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TAL Education Group (TAL) AI Stock Analysis

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TAL

TAL Education Group

(NYSE:TAL)

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Outperform 81 (OpenAI - 5.2)
Rating:81Outperform
Price Target:
$13.50
▲(31.07% Upside)
Action:Reiterated
Date:08/18/26
The score is driven primarily by improving financial performance (profitability and free cash flow strength alongside low recent leverage) and a very low P/E valuation. Technicals are supportive with an established uptrend but only moderate momentum, while the latest earnings call reinforces margin and cash-flow progress despite cautions around device-market volatility, non-recurring gains, and moderating growth.
Positive Factors
Revenue and Margin Expansion
Strong revenue growth alongside a major margin improvement indicates improving operating leverage and execution. If sustained, the combination of scale, better cost discipline and higher profitability can strengthen TAL’s earnings base over the next several quarters.
Negative Factors
Learning-Device Cost and Demand Risk
Device-market volatility and rising memory or component costs could pressure volumes, pricing and margins. Because TAL is continuing strategic investment in devices, weaker consumer demand or persistent input inflation may reduce the earnings contribution of this growth area.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Margin Expansion
Strong revenue growth alongside a major margin improvement indicates improving operating leverage and execution. If sustained, the combination of scale, better cost discipline and higher profitability can strengthen TAL’s earnings base over the next several quarters.
Read all positive factors

TAL Education Group (TAL) vs. SPDR S&P 500 ETF (SPY)

TAL Education Group Business Overview & Revenue Model

Company Description
Established in 2003 and headquartered in Beijing, People's Republic of China, TAL Education Group specializes in providing extracurricular academic support for K-12 students. The company's comprehensive tutoring programs cater to students from kin...
How the Company Makes Money
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TAL Education Group Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q1-2027)
|
% Change Since: |
Next Earnings Date:Oct 22, 2026
Earnings Call Sentiment Positive
The call highlights strong top-line growth (revenues +32% YoY), substantial profitability improvement (non-GAAP operating margin up to 19.6% from 4.4% and non-GAAP net income rising markedly), improved operating metrics (gross profit +39%, S&M as % of revenue down from 31% to 22%), solid cash generation (USD 478M operating cash flow) and healthy offline engagement and device usage. Key challenges center on learning-device market volatility, rising component costs, some non-recurring investment-related income, and an expected moderation in growth rates going forward. On balance, the positive financial and operational progress materially outweigh the risks called out by management.
Positive Updates
Strong Revenue Growth
Net revenues of USD 758 million (RMB 5.191 billion) in Q1 FY2027, up 32% year-over-year in USD terms and 25% in RMB terms.
Negative Updates
Learning Device Market Volatility and Rising Component Costs
Management cited increased market volatility, respectable competition, softer consumer electronics demand, and higher memory/component costs. These pressures are expected to persist into FY2027 and may weigh on volume, pricing and margins in the segment.
Read all updates
Q1-2027 Updates
Negative
Strong Revenue Growth
Net revenues of USD 758 million (RMB 5.191 billion) in Q1 FY2027, up 32% year-over-year in USD terms and 25% in RMB terms.
Read all positive updates
Company Guidance
Management's guidance for fiscal 2027 emphasized "high‑quality growth, disciplined execution and continuous efficiency improvement," targeting improved full‑year operating margin and sustained profitability versus last year while noting growth will moderate next quarter; they expect Peiyou offline to continue double‑digit YoY growth with retention above 80% and measured expansion across 44 cities and 600+ learning centers. They warned learning‑device market volatility and higher BOM costs will persist but will continue strategic investment in devices (Q1: >2 million weekly active devices, ~80% weekly active rate, ~1 hour average daily use) while driving margin recovery (Q1 non‑GAAP operating margin 19.6% vs 4.4% a year ago; FY26 non‑GAAP margin improved ~8 percentage points vs FY25). On capital allocation, they extended a 12‑month share repurchase authorization up to ~$393.7M (repurchased ~1.2M shares for ~$41M in the quarter) and pointed to strong liquidity (cash & equivalents ~$1.6B, short‑term investments ~$1.2B, deferred revenue ~ $1.2B, and Q1 operating cash flow ~$478M).

TAL Education Group Financial Statement Overview

Summary
Strong turnaround and improving quality of earnings: revenue reached ~3.0B in 2026 (+13.8% YoY) with a step-change to solid profitability (net margin ~17.6%) and higher operating/free cash flow (FCF ~510M in 2026, +54.8% YoY). Balance sheet leverage is low in 2024–2026 (debt-to-equity ~0.07–0.10) with improved ROE (~14.1% in 2026). Primary drawback is a volatile track record (notable 2023 revenue contraction and negative operating/FCF in 2022–2023).
Income Statement
78
Positive
Balance Sheet
82
Very Positive
Cash Flow
74
Positive
BreakdownFeb 2026Feb 2025Feb 2024Feb 2023Feb 2022
Income Statement
Total Revenue3.02B2.25B1.49B1.02B4.40B
Gross Profit1.67B1.20B805.57M581.30M2.19B
EBITDA759.80M174.88M36.32M-75.25M-575.28M
Net Income532.73M84.59M-3.57M-135.12M-1.14B
Balance Sheet
Total Assets5.94B5.50B4.93B4.72B5.08B
Cash, Cash Equivalents and Short-Term Investments3.24B3.62B3.30B3.17B2.71B
Total Debt387.48M333.35M239.22M157.72M242.09M
Total Liabilities2.16B1.74B1.29B903.44M1.08B
Stockholders Equity3.77B3.77B3.66B3.84B4.03B
Cash Flow
Free Cash Flow510.17M285.66M184.88M-102.97M-1.19B
Operating Cash Flow603.71M397.92M306.17M7.36M-939.18M
Investing Cash Flow-176.40M-847.03M95.07M-301.63M1.37B
Financing Cash Flow-645.91M-13.17M-233.09M-66.18M-2.77B

TAL Education Group Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price10.30
Price Trends
50DMA
10.62
Positive
100DMA
10.72
Positive
200DMA
10.98
Positive
Market Momentum
MACD
0.28
Positive
RSI
48.17
Neutral
STOCH
27.12
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TAL, the sentiment is Neutral. The current price of 10.3 is below the 20-day moving average (MA) of 11.81, below the 50-day MA of 10.62, and below the 200-day MA of 10.98, indicating a neutral trend. The MACD of 0.28 indicates Positive momentum. The RSI at 48.17 is Neutral, neither overbought nor oversold. The STOCH value of 27.12 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TAL.

TAL Education Group Risk Analysis

TAL Education Group disclosed 86 risk factors in its most recent earnings report. TAL Education Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

TAL Education Group Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
81
Outperform
$5.45B2.2924.59%32.55%846.04%
74
Outperform
$9.00B18.6211.96%2.44%15.64%32.37%
74
Outperform
$5.16B16.8728.61%17.89%31.70%
72
Outperform
$3.84B17.7231.24%6.97%0.18%
71
Outperform
$3.51B10.6521.31%4.69%18.43%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TAL
TAL Education Group
11.32
0.52
4.81%
LOPE
Grand Canyon Education
147.46
-55.61
-27.38%
LRN
Stride
84.36
-82.01
-49.29%
EDU
New Oriental Education Tech
55.80
9.40
20.26%
LAUR
Laureate Education
37.46
10.58
39.36%

TAL Education Group Corporate Events

TAL Education Posts Profit Surge and Extends Share Buyback Program
Jul 30, 2026
On July 30, 2026, TAL Education Group reported unaudited results for the first quarter of fiscal 2027 ended May 31, 2026, highlighting a sharp rebound in profitability. Net revenues rose 31.9% year-on-year to US$758.4 million, while income from op...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 18, 2026