Savers Value Village Inc. (SVV) AI Stock Analysis

• Market Cap: $2.06B
• Dividend Yield: N/A
• Average Volume (3M): 1.61M
• Price to Earnings (P/E): 64.3
• Beta (1Y): 0.58
• Revenue Growth: 4.47%
• EPS Growth: -8.19%
• Country: US
• Employees: 22,700
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Specialty Retail
• EPS (TTM): 0.14
• Shares Outstanding: 155,555,980
• 10 Day Avg. Volume: 1,036,295
• 30 Day Avg. Volume: 1,607,920
• PEG Ratio: -1.18
• Price to Book (P/B): 3.93
• Price to Sales (P/S): 1.08
• P/FCF Ratio: 58.42
• Enterprise Value/Market Cap: 0.00
• Enterprise Value/Revenue: 0.00
• Enterprise Value/Gross Profit: 0.00
• Enterprise Value/Ebitda: 0.00
• 1Y Price Target: $15.13
• Price Target Upside: 64.28% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 5

• Rating: 59 Neutral
• Price Target: $9.50 ▲(3.15% Upside)

The overall stock score of 59 reflects a mix of strong financial performance and strategic growth plans, tempered by high leverage, declining free cash flow, and challenging market conditions in Canada. Technical indicators suggest weak momentum, and the high P/E ratio indicates potential overvaluation. The earnings call provided a balanced outlook, with significant strengths in U.S. sales growth but offset by increased operating expenses and macroeconomic challenges in Canada.

Positive Factors

Strong U.S. Sales Growth

The robust growth in U.S. sales indicates strong market presence and consumer demand, supporting long-term revenue expansion and profitability.

New Store Openings and Expansion Plans

Strategic expansion through new store openings enhances market reach and potential revenue growth, positioning the company for future success.

Improved Financial Metrics

Strong EBITDA performance reflects efficient operations and financial health, providing a solid foundation for sustainable growth and investment.

Negative Factors

High Leverage

Significant leverage increases financial risk and limits flexibility, potentially impacting the company's ability to invest in growth or weather downturns.

Declining Free Cash Flow

A decline in free cash flow can constrain the company's ability to fund new projects, pay down debt, or return capital to shareholders.

Increased Operating Expenses

Rising operating expenses can erode profit margins and reduce overall profitability, challenging the company's cost management strategies.

Savers Value Village Inc. Business Overview & Revenue Model

Company Description

Savers Value Village Inc. (SVV) is a leading retailer of secondhand goods, specializing in thrift store operations across North America. The company provides a wide range of products including clothing, footwear, household items, and unique collectibles, all sourced primarily from donations. By promoting sustainability through recycling and reusing items, SVV operates both physical stores and an online platform, serving customers who seek affordable products while supporting charitable initiatives.

How the Company Makes Money

Savers Value Village Inc. generates revenue primarily through the sale of secondhand merchandise in its thrift stores. The company acquires inventory through charitable donations, which it either sells directly or processes for resale. Key revenue streams include in-store sales, online sales of select items, and partnerships with nonprofit organizations that provide donation services. These partnerships not only enhance the volume of donated goods but also create a positive community impact, attracting customers who are conscious about sustainability. Additionally, SVV benefits from a loyal customer base that seeks value and unique products, further driving sales and profitability.

Savers Value Village Inc. Financial Statement Overview

Summary

Savers Value Village Inc. shows strong revenue growth and gross profit margins, indicating effective cost management and pricing strategies. However, the company faces challenges with high leverage and declining free cash flow, which could impact its financial flexibility. Overall, the financial health is stable but requires careful management of debt and operational costs to sustain growth.

Income Statement

Savers Value Village Inc. has demonstrated consistent revenue growth, with a TTM revenue growth rate of 1.97%. The gross profit margin is exceptionally high at 95.48%, indicating strong pricing power or cost efficiency. However, the net profit margin is relatively low at 2.14%, suggesting that operational costs or other expenses are impacting profitability. The EBIT and EBITDA margins are healthy, reflecting solid operational performance.

Balance Sheet

The company has a high debt-to-equity ratio of 3.13, indicating significant leverage, which could pose financial risk if not managed properly. Return on equity is moderate at 8.03%, showing decent profitability relative to shareholder equity. The equity ratio is not explicitly calculated but suggests a moderate reliance on equity financing.

Cash Flow

Operating cash flow is positive and covers net income well, with a ratio of 0.54. However, free cash flow has decreased by 21.06% in the TTM, which could be a concern for future investments or debt repayments. The free cash flow to net income ratio is 0.21, indicating that a portion of earnings is being converted into free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.18B	1.54B	1.50B	1.44B	1.20B	834.01M
Gross Profit	739.69M	867.87M	846.00M	837.30M	729.66M	480.56M
EBITDA	161.83M	192.38M	203.00M	246.96M	178.60M	66.23M
Net Income	35.88M	29.03M	53.12M	84.72M	83.39M	-63.48M
Balance Sheet
Total Assets	1.94B	1.89B	1.87B	1.71B	1.22B	965.62M
Cash, Cash Equivalents and Short-Term Investments	70.55M	149.97M	179.96M	112.13M	97.92M	137.20M
Total Debt	1.33B	1.30B	1.29B	1.26B	803.94M	607.83M
Total Liabilities	1.52B	1.46B	1.49B	1.48B	1.04B	791.69M
Stockholders Equity	423.47M	421.68M	376.06M	227.34M	185.43M	173.93M
Cash Flow
Free Cash Flow	-1.26M	28.40M	82.77M	59.26M	135.22M	10.74M
Operating Cash Flow	78.74M	134.28M	175.16M	169.43M	175.76M	29.91M
Investing Cash Flow	-81.02M	-80.52M	-92.36M	-110.50M	-263.17M	-19.17M
Financing Cash Flow	-103.54M	-76.63M	-17.04M	-40.22M	53.00M	36.81M

Savers Value Village Inc. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 9.21
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SVV, the sentiment is Negative. The current price of 9.21 is below the 20-day moving average (MA) of 12.80, below the 50-day MA of 12.69, and below the 200-day MA of 10.51, indicating a bearish trend. The MACD of -0.15 indicates Positive momentum. The RSI at 23.26 is Positive, neither overbought nor oversold. The STOCH value of 41.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SVV.

Savers Value Village Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SBH	―	$1.43B	7.81	28.94%	―	-0.38%	35.78%
RVLV	―	$1.63B	36.37	10.36%	―	10.68%	37.84%
Sector *	―	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
SVV	―	$2.06B	64.32	8.06%	―	4.47%	-8.19%
WINA	―	$1.44B	35.94	―	2.78%	3.35%	1.97%
TDUP	―	$1.06B	―	-58.93%	―	-10.39%	14.92%
JMIA	―	$1.34B	-10.70	-176.48%	―	-13.39%	―

Savers Value Village Inc. Corporate Events

Savers Value Village Reports Mixed Earnings Amid U.S. Growth

The recent earnings call of Savers Value Village Inc. showcased a blend of optimism and caution. The company is experiencing positive momentum in the U.S. market, driven by robust sales growth and strategic expansion plans. However, challenges persist in the Canadian market, compounded by increased operating expenses. Notable achievements include strong U.S. sales growth and successful debt refinancing, but the Canadian economy and some underperforming stores remain hurdles to overcome.

Savers Value Village Reports Strong Sales Growth

Savers Value Village, Inc. is the largest for-profit thrift operator in the U.S. and Canada, specializing in value-priced pre-owned clothing, accessories, and household goods, with a mission to promote reuse and make secondhand shopping mainstream.

Savers Value Village Secures New $750M Credit Agreement

On September 18, 2025, Savers Value Village Inc.‘s subsidiaries entered into a new Credit Agreement, establishing a $750 million term loan and $180 million revolving credit facility. This agreement replaces previous financial obligations and aims to enhance the company’s financial structure by securing a first-priority lien on most assets, with the term loan maturing in 2032 and the revolving facility in 2030.

The most recent analyst rating on (SVV) stock is a Buy with a $13.00 price target. To see the full list of analyst forecasts on Savers Value Village Inc. stock, see the SVV Stock Forecast page.

Savers Value Village Appoints Brian Ames to Board

On August 25, 2025, Duane C. Woods resigned from the Board of Directors of Savers Value Village, Inc., along with his positions on the Nominating, Governance & Sustainability Committee and the Compensation Committee. His resignation was not due to any disagreements with the company. Brian Ames was appointed to fill the vacancy, bringing strategic expertise and experience from consumer tech, gaming, media, climate tech, and venture capital sectors. Ames, a former Managing Director at Anthos Capital and President of Activision Blizzard Media, is recognized as an independent director under NYSE standards.

The most recent analyst rating on (SVV) stock is a Buy with a $13.00 price target. To see the full list of analyst forecasts on Savers Value Village Inc. stock, see the SVV Stock Forecast page.

Savers Value Village Reports Strong Growth Amid Challenges

In the latest earnings call for Savers Value Village Inc., the sentiment was generally positive, with strong sales growth reported, particularly in the U.S. market. The company highlighted improvements in Canada and expressed optimism about the expansion of new stores and the success of its loyalty program. However, challenges remain, particularly with increased costs and pressure on profit margins, largely due to new store growth and operations in Canada.

Savers Value Village Reports Strong Q2 2025 Earnings

Savers Value Village, Inc., a leading for-profit thrift operator in the U.S. and Canada, specializes in offering value-priced pre-owned clothing, accessories, and household goods with a mission to promote reuse and sustainability.