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Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC)
NASDAQ:STRC
US Market
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Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC) AI Stock Analysis

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STRC

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A

(NASDAQ:STRC)

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Neutral 55 (OpenAI - 5.2)
Rating:55Neutral
Price Target:
$90.00
▲(0.60% Upside)
Action:Reiterated
Date:07/31/26
The score is held back primarily by weak financial performance (large losses and poor operating cash flow) and a longer-term bearish technical trend versus key moving averages. These are partially offset by a supportive valuation signal from a very high dividend yield and a positive earnings-call read highlighting strong operating momentum, improved liquidity/leverage, and dividend coverage, though guidance suggests some near-term income normalization and cost/competition pressures.
Positive Factors
High gross margins
Sustained gross margins near 68%–82% indicate strong core economics and pricing power in the software/analytics business. High gross margins create structural room to absorb higher SG&A or credit costs and support long‑term profitability if operating expenses are controlled.
Negative Factors
Negative operating cash flow
Persistent negative operating cash flow means core software and services operations have not consistently generated cash. Over months, this forces reliance on reserves, asset sales, or financing to fund dividends and operations, weakening long‑term financial independence.
Read all positive and negative factors
Positive Factors
Negative Factors
High gross margins
Sustained gross margins near 68%–82% indicate strong core economics and pricing power in the software/analytics business. High gross margins create structural room to absorb higher SG&A or credit costs and support long‑term profitability if operating expenses are controlled.
Read all positive factors

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A (STRC) vs. SPDR S&P 500 ETF (SPY)

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Business Overview & Revenue Model

Company Description
Strategy Inc, together with its subsidiaries, operates as a bitcoin treasury company in the United States, Europe, the Middle East, Africa, and internationally. It offers investors varying degrees of economic exposure to Bitcoin by offering a rang...
How the Company Makes Money
Strategy Inc. generates revenue primarily from its enterprise software business and related services, including (1) software licenses/subscriptions for its analytics and business intelligence offerings, and (2) associated support, maintenance, and...

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 04, 2026
Earnings Call Sentiment Positive
The call conveyed a strongly positive operating and financial quarter highlighted by record originations, record investment income and NII, AUM growth, improved liquidity and reduced leverage, and ongoing adviser contributions. Credit metrics remain largely stable with very low non-accruals, though management noted a mixed-quality pipeline and increased competition; prepayment-driven revenue is expected to normalize in Q3 which may moderate near-term income. Expense growth tied to variable compensation and a modest shift toward mid-rated credits are items being actively managed.
Positive Updates
Record Originations and Fundings
First half 2026 record originations of $2.74B (up 35.6% YoY) and record fundings of $1.35B (up 8.5% YoY). Q2 commitments >$927M and Q2 fundings >$647M.
Negative Updates
Increased Competitive Pressure
Several banks and non-bank lenders have become very aggressive on new deal structures and competition for opportunities, which the company is monitoring and intends not to chase.
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Q2-2026 Updates
Negative
Record Originations and Fundings
First half 2026 record originations of $2.74B (up 35.6% YoY) and record fundings of $1.35B (up 8.5% YoY). Q2 commitments >$927M and Q2 fundings >$647M.
Read all positive updates
Company Guidance
Hercules guided that for Q3 2026 it expects core yield to be 11.8%–12.0%, prepayments to normalize to $200M–$300M (vs. $572.1M in Q2), interest expense to be broadly stable or up slightly versus Q2, gross SG&A of $25M–$26M with an RIA expense allocation of ~$4.7M and an anticipated RIA dividend of ~$2.0M–$2.5M, noted that ~98% of its debt portfolio is floating‑rate with floors and ~75% of prime‑based loans are at contractual floors, and reiterated that originations are typically seasonally lower and more back‑end weighted in Q3.

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Financial Statement Overview

Summary
Overall fundamentals are pressured: the income statement shows sharply deteriorating profitability with sizable recent losses and persistently negative operating/net margins despite strong gross margins. Cash flow quality is weak with negative operating cash flow in recent periods and highly volatile free cash flow. The balance sheet is a relative bright spot with improved leverage recently, but prior strain and now-negative ROE keep the financial profile below average.
Income Statement
18
Very Negative
Balance Sheet
62
Positive
Cash Flow
24
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue490.47M477.23M463.46M496.26M499.26M510.76M
Gross Profit334.07M327.82M333.99M386.32M396.27M418.85M
EBITDA477.15M-5.44B-1.85B-61.04M-1.26B-770.88M
Net Income-12.17B-3.85B-1.17B429.12M-1.47B-535.48M
Balance Sheet
Total Assets54.27B61.64B25.84B4.76B2.41B3.56B
Cash, Cash Equivalents and Short-Term Investments2.21B2.30B38.12M46.82M43.84M63.36M
Total Debt8.26B8.28B7.26B2.25B2.45B2.23B
Total Liabilities8.63B10.60B7.61B2.60B2.79B2.58B
Stockholders Equity45.64B51.04B18.23B2.16B-383.12M978.96M
Cash Flow
Free Cash Flow4.52B-22.58B-22.14B-1.89B-287.20M-2.54B
Operating Cash Flow-50.86M-67.24M-53.03M12.71M3.21M93.83M
Investing Cash Flow-22.09B-22.51B-22.09B-1.91B-278.59M-2.63B
Financing Cash Flow24.30B24.84B22.13B1.89B265.19M2.54B

Strategy Inc 9% Perp Stretch PFD Registered Shs Series A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
$6.84B18.5637.43%17.26%
73
Outperform
$12.86B82.306.00%18.82%-66.60%
72
Outperform
$18.08B21.5212.66%1.46%8.57%9.06%
72
Outperform
$39.60B49.8010.41%13.70%76.27%
62
Neutral
$25.63B-121.57-16.70%24.74%49.81%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
$32.69B-0.97-67.27%12.24%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
STRC
Strategy Inc 9% Perp Stretch PFD Registered Shs Series A
89.46
3.81
4.45%
SSNC
SS&C Technologies Holdings
77.05
-7.17
-8.51%
WDAY
Workday
160.34
-64.78
-28.78%
TEAM
Atlassian
101.02
-84.68
-45.60%
ESTC
Elastic
65.79
-14.74
-18.30%
DT
Dynatrace
44.32
-7.29
-14.13%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 31, 2026