Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 618.55M | 625.45M | 615.38M | 343.35M | 261.75M | 249.92M |
Gross Profit | 430.73M | 433.92M | 452.38M | 258.60M | 239.45M | 183.47M |
EBITDA | 174.41M | 176.99M | 196.35M | 76.78M | 107.44M | 63.61M |
Net Income | 113.56M | 115.00M | 130.50M | 51.43M | 81.55M | 45.53M |
Balance Sheet | ||||||
Total Assets | 10.43B | 10.91B | 10.65B | 10.90B | 7.10B | 3.95B |
Cash, Cash Equivalents and Short-Term Investments | 1.72B | 2.10B | 1.79B | 2.18B | 2.53B | 738.69M |
Total Debt | 190.06M | 70.11M | 159.76M | 173.29M | 212.94M | 66.45M |
Total Liabilities | 8.82B | 9.30B | 9.13B | 9.52B | 6.29B | 3.40B |
Stockholders Equity | 1.61B | 1.61B | 1.52B | 1.38B | 816.47M | 546.45M |
Cash Flow | ||||||
Free Cash Flow | 90.97M | 127.96M | 161.36M | 105.25M | 104.45M | 53.88M |
Operating Cash Flow | 95.84M | 132.62M | 168.22M | 109.07M | 107.38M | 61.06M |
Investing Cash Flow | 503.10M | 246.09M | 295.25M | 73.76M | -754.82M | -961.10M |
Financing Cash Flow | -438.11M | 133.27M | -435.94M | -568.63M | 982.19M | 976.56M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
81 Outperform | $1.65B | 14.78 | 7.40% | 1.71% | -0.58% | -3.02% | |
80 Outperform | $1.54B | 13.02 | 9.17% | 2.88% | 0.60% | -6.08% | |
79 Outperform | $1.52B | 16.36 | 8.85% | 2.75% | 16.91% | -12.55% | |
77 Outperform | $1.45B | 11.14 | 9.47% | 3.56% | -0.56% | ― | |
77 Outperform | $1.98B | 15.72 | 8.14% | ― | -5.67% | -44.11% | |
72 Outperform | $1.52B | 10.99 | 12.84% | 2.36% | 9.30% | 15.19% | |
61 Neutral | C$15.12B | 7.06 | 23.28% | 5.39% | 33.61% | -23.38% |
Stellar Bancorp, Inc. reported its financial results for the second quarter of 2025, showing a net income of $26.4 million, an increase from the previous quarter. The company experienced growth in loan originations and deposit growth, and anticipates further growth due to favorable economic conditions and strategic positioning in the Texas market. Stellar’s financial highlights include a solid profitability with a net interest margin of 4.18%, a strong capital position with a risk-based capital ratio of 15.98%, and low net charge-offs. The company also repurchased 791 thousand shares during the quarter.
The most recent analyst rating on (STEL) stock is a Hold with a $28.00 price target. To see the full list of analyst forecasts on Stellar Bancorp stock, see the STEL Stock Forecast page.
On June 12, 2025, William E. Wilson, Jr., a member of the Board of Directors of Stellar Bancorp, Inc., resigned from his position, effective immediately. Mr. Wilson, who had been a director since 2017 and served on the Audit Committee, left without any disagreements with the company’s operations or policies. The Board and management expressed their gratitude for his contributions to the company and its predecessor, CBTX, Inc.
The most recent analyst rating on (STEL) stock is a Hold with a $28.00 price target. To see the full list of analyst forecasts on Stellar Bancorp stock, see the STEL Stock Forecast page.
On May 21, 2025, Stellar Bancorp, Inc. adopted an Executive Severance Plan, offering severance benefits to eligible executives upon qualifying terminations of employment. This plan includes salary continuation payments, pro-rata bonuses, and benefit payments, with provisions to comply with tax regulations and company policies. Additionally, on the same date, the company held its Annual Meeting of Shareholders, where five Class III directors were elected, and several proposals were voted on, including the approval of the Amended and Restated 2022 Omnibus Incentive Plan and the ratification of Crowe LLP as the independent registered public accounting firm. On May 22, 2025, the company announced an increase in its quarterly cash dividend to $0.14 per share, payable on June 30, 2025.
The most recent analyst rating on (STEL) stock is a Hold with a $28.00 price target. To see the full list of analyst forecasts on Stellar Bancorp stock, see the STEL Stock Forecast page.
Stellar Bancorp reported its first quarter 2025 financial results, showing a slight decrease in net income to $24.7 million compared to the previous quarter. The company is focusing on growth and adapting to market conditions, despite uncertainties introduced by tariffs. Stellar Bancorp’s financial highlights include a solid net interest margin and a strong capital position, although total assets and deposits decreased due to seasonal factors and competitive market conditions. The company also repurchased shares and announced a new share repurchase program. Nonperforming assets increased, leading to a higher provision for credit losses.