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Stellar Bancorp Inc. (STEL)
:STEL
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.39B. The enterprise value is ―.
Market Cap$1.39B
Enterprise Value―
Share Statistics
Stellar Bancorp has 51,473,175 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding51,473,175
Owned by Insiders9.61%
Owned by Institutions0.05%
Financial Efficiency
Stellar Bancorp’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -12.14%.
Return on Equity (ROE)0.07
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-12.14%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee571.54K
Profits Per Employee109.11K
Employee Count1,054
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Stellar Bancorp is 13.20. Stellar Bancorp’s PEG ratio is ―.
PE Ratio13.20
PS Ratio0.00
PB Ratio0.85
Price to Fair Value0.94
Price to FCF13.89
Price to Operating Cash Flow14.31
PEG Ratio―
Income Statement
In the last 12 months, Stellar Bancorp had revenue of 602.40M and earned 115.00M in profits. Earnings per share was 2.15.
Revenue602.40M
Gross Profit602.40M
Operating Income588.85M
Pretax Income144.96M
Net Income115.00M
EBITDA0.00
Earnings Per Share (EPS)2.15
Cash Flow
In the last 12 months, operating cash flow was 95.84M and capital expenditures 564.00K, giving a free cash flow of 95.63M billion.
Operating Cash Flow95.84M
Free Cash Flow95.63M
Free Cash Flow per Share1.86
Dividends & Yields
Stellar Bancorp pays an annual dividend of $0.538, resulting in a dividend yield of 1.99%
Dividend Per Share$0.538
Dividend Yield1.99%
Payout Ratio23.84%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.86
52-Week Price Change20.86%
50-Day Moving Average26.51
200-Day Moving Average27.24
Relative Strength Index (RSI)59.90
Average Volume (3m)253.88K
Important Dates
Stellar Bancorp upcoming earnings date is Jul 25, 2025, TBA Not Confirmed.
Last Earnings DateApr 25, 2025
Next Earnings DateJul 25, 2025
Ex-Dividend DateMar 17, 2025
Financial Position
Stellar Bancorp as a current ratio of 0.32, with Debt / Equity ratio of 0.00%
Current Ratio0.32
Quick Ratio0.32
Debt to Market Cap0.05
Net Debt to EBITDA0.00
Interest Coverage Ratio3.03
Taxes
In the past 12 months, Stellar Bancorp has paid 29.96M in taxes.
Income Tax29.96M
Effective Tax Rate0.21
Enterprise Valuation
Stellar Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 5.29.
EV to Sales1.12
EV to EBITDA0.00
EV to Free Cash Flow5.29
EV to Operating Cash Flow5.10
Balance Sheet
Stellar Bancorp has $1.85B in cash and marketable securities with $0.00 in debt, giving a net cash position of -$1.85B billion.
Cash & Marketable Securities$1.85B
Total Debt$0.00
Net Cash-$1.85B
Net Cash Per Share-$35.95
Tangible Book Value Per Share$19.01
Margins
Gross margin is 93.32%, with operating margin of 97.75%, and net profit margin of 19.09%.
Gross Margin93.32%
Operating Margin97.75%
Pretax Margin24.06%
Net Profit Margin19.09%
EBITDA Margin0.00%
EBIT Margin-5.32%
Analyst Forecast
The average price target for Stellar Bancorp is $28.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.50
Price Target Upside4.90% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-0.58%
EPS Growth Forecast-3.02%