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Riskified
(NYSE:RSKD)
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Rating:68Neutral
Price Target:
$7.00
▲(39.44% Upside)
Action:Reiterated
Date:08/17/26
RSKD scores highest on improving fundamentals and strong cash generation, reinforced by a bullish earnings call that raised revenue/EBITDA and reiterated meaningful positive free cash flow expectations. The score is held back by still-negative GAAP profitability (reflected in a negative P/E) and technically overbought conditions that increase near-term volatility risk.
Positive Factors
Accelerating revenue growth and raised guidance
Faster growth and higher guidance indicate stronger merchant demand and improving execution. If sustained, increased transaction volumes and adoption can expand Riskified’s recurring platform revenue base over the next several quarters.
Negative Factors
GAAP losses remain unresolved
Riskified has not yet demonstrated consistent GAAP profitability, limiting confidence in the durability of earnings conversion. Continued losses may constrain retained capital and leave results exposed to compensation, interest, and currency-related expenses.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating revenue growth and raised guidance
Faster growth and higher guidance indicate stronger merchant demand and improving execution. If sustained, increased transaction volumes and adoption can expand Riskified’s recurring platform revenue base over the next several quarters.
Read all positive factors
Riskified (RSKD) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$875.08M
Dividend YieldN/A
Average Volume (3M)943.33K
Price to Earnings (P/E)―
Beta (1Y)1.00
Revenue Growth9.63%
EPS Growth55.51%
CountryUS
Employees663
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-0.11
Shares Outstanding93,613,890
10 Day Avg. Volume572,400
30 Day Avg. Volume943,325
Financial Highlights & Ratios
PEG Ratio2.76
Price to Book (P/B)2.65
Price to Sales (P/S)2.27
P/FCF Ratio23.67
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$7.00Price Target Upside39.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)0.24
Revenue Forecast (FY)$380.20M
Riskified Business Overview & Revenue Model
Company Description
Headquartered in Tel Aviv, Israel, and incorporated in 2012, Riskified Ltd. provides a comprehensive e-commerce risk management platform. This platform empowers online merchants to foster secure relationships with their consumers across global mar...
How the Company Makes Money
Riskified generates revenue primarily by providing fraud prevention and chargeback-related services to e-commerce merchants via its software and decisioning platform. Its core model is tied to merchants’ transaction volume: merchants submit e-comm...
Riskified Earnings Call Summary
Earnings Call Date:Aug 12, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Nov 18, 2026
Earnings Call Sentiment Positive
The call conveyed strong operational momentum: accelerating revenue (22% YoY), substantial EBITDA improvement (84% YoY), robust category/regional growth (e.g., digital finance +180%, U.S. +38%, APAC +42%), expanding multiproduct adoption (+50% YoY), sizable cash balance and active buybacks. Management raised full-year revenue and EBITDA guidance and expects meaningful free cash flow for 2026. Noted risks include continued GAAP losses, mix-driven gross margin pressure from new lower-margin merchant ramps and event-driven concentration, currency-related expenses, and reliance on new business for much of the growth. Overall, positives materially outweigh the negatives, though investors should monitor margin seasoning, retention vs. new logo balance, and FX/cyclicality exposure.Positive Updates
Accelerating Revenue Growth
Revenue of $98.7M in Q2 2026, up 22% year-over-year — the fastest revenue growth in over four years; company raised full-year revenue guidance to $400M–$410M (midpoint $405M) and expects ~27% revenue growth in Q3.
Negative Updates
GAAP Loss and Expense Headwinds
GAAP net loss improved but remained $9.1M in Q2 (22% improvement YoY from -$11.6M). GAAP results impacted by declining interest income and increased other expense primarily tied to foreign currency fluctuations.
Read all updates
Q2-2026 Updates
Positive
Negative
Accelerating Revenue Growth
Revenue of $98.7M in Q2 2026, up 22% year-over-year — the fastest revenue growth in over four years; company raised full-year revenue guidance to $400M–$410M (midpoint $405M) and expects ~27% revenue growth in Q3.
Read all positive updates
Company Guidance
Riskified raised its full‑year outlook, now forecasting revenue of $400–$410M (midpoint $405M) and adjusted EBITDA of $33–$39M (midpoint $36M), which implies roughly a 9% adjusted EBITDA margin at the midpoint (up from ~8% prior); management also expects Q3 revenue growth of ~27%. The company reiterated full‑year gross profit growth of 11–14% (12.5% midpoint) and said Q3 gross‑profit growth should be similar to Q2, while quarterly non‑GAAP operating expenses are expected to be $42–$43M and net dollar retention is expected to remain around 105%; Riskified expects to exceed $40M of positive free cash flow in 2026. For context, Q2 results that drove the raise included revenue of $98.7M (+22% YoY), GMV $41.3M (+13%), non‑GAAP gross profit $45.4M (46% margin), adjusted EBITDA $3.9M (+84%), free cash flow $12.9M, cash/deposits/investments of ~$223.6M, 0 debt, and share repurchases (Q2 buyback: 13.7M shares for $63.9M; total repurchases 72M shares for $351M, reducing shares outstanding ~26% since inception).Riskified Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
62
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 368.15M | 344.64M | 327.52M | 297.61M | 261.25M | 229.14M |
| Gross Profit | 187.02M | 175.98M | 170.94M | 152.52M | 135.10M | 122.97M |
| EBITDA | 1.87M | -5.62M | -23.62M | -48.14M | -95.06M | -175.88M |
| Net Income | -15.58M | -27.57M | -34.92M | -59.03M | -104.70M | -179.43M |
Balance Sheet | ||||||
| Total Assets | 331.51M | 410.57M | 495.86M | 601.93M | 606.98M | 600.63M |
| Cash, Cash Equivalents and Short-Term Investments | 223.57M | 297.58M | 376.06M | 474.81M | 475.67M | 503.27M |
| Total Debt | 23.53M | 25.02M | 27.53M | 31.31M | 37.42M | 0.00 |
| Total Liabilities | 122.31M | 115.81M | 113.56M | 110.21M | 112.55M | 71.77M |
| Stockholders Equity | 209.20M | 294.76M | 382.30M | 491.72M | 494.44M | 528.86M |
Cash Flow | ||||||
| Free Cash Flow | 47.58M | 33.07M | 39.06M | 5.92M | -34.26M | -33.78M |
| Operating Cash Flow | 48.33M | 33.88M | 39.70M | 7.28M | -26.25M | -20.28M |
| Investing Cash Flow | -51.68M | -132.85M | 27.75M | 251.56M | -210.01M | -84.44M |
| Financing Cash Flow | -162.66M | -110.66M | -136.82M | -9.31M | 3.85M | 423.19M |
Riskified Risk Analysis
Riskified disclosed 64 risk factors in its most recent earnings report. Riskified reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Riskified Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | $610.09M | 2.12 | 68.06% | ― | 10.16% | ― | |
71 Outperform | $865.65M | 97.75 | 11.42% | ― | 21.99% | 271.66% | |
71 Outperform | $628.98M | 21.57 | 12.98% | ― | 9.62% | -99.69% | |
70 Outperform | $599.65M | -19.78 | -14.05% | ― | 11.85% | 47.54% | |
68 Neutral | $875.08M | -60.89 | -5.93% | ― | 9.63% | 55.51% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
52 Neutral | $357.63M | -0.70 | -110.37% | ― | -13.33% | 45.52% |
* Technology Sector Average
RSKD
Riskified
6.54
2.11
47.63%
SPT
Sprout Social
9.89
-5.08
-33.93%
OPFI
OppFi
7.16
-3.44
-32.45%
DSP
Viant Technology
13.01
3.28
33.71%
BMBL
Bumble
2.71
-3.66
-57.46%
VTEX
VTEX
3.74
-0.31
-7.65%
Riskified Corporate Events
Riskified Posts Strong Q2 2026, Raises Guidance and Appoints New CTO
Aug 12, 2026
Riskified reported a strong second quarter on August 12, 2026, posting its fastest revenue growth in more than four years as ecommerce fraud complexity and merchant demand for its unified platform accelerated new business and multi-product adoptio...
Riskified Shareholders Approve All Proposals at August 2026 Annual Meeting
Aug 7, 2026
On August 6, 2026, Riskified Ltd. held its Annual General Meeting of Shareholders at its Tel Aviv office in Israel, with investors voting on corporate proposals under Israel Companies Law. All items presented in the notice and proxy statement were...
Riskified Sets August 6 Annual Meeting to Approve Board Slate and 2026 Auditor
Jun 30, 2026
Riskified has called its shareholders to an Annual General Meeting scheduled for August 6, 2026, at its Tel Aviv office, with voting eligibility set for holders of record as of June 17, 2026. The company is distributing a proxy statement and cards...
Riskified Adds Fintech Veteran Ronen Assia to Expanded Board
Jun 29, 2026
Riskified announced that its Board of Directors expanded to nine members with the appointment of Ronen Assia as an independent director, effective June 25, 2026. Assia, co-founder and Executive Director of eToro and Managing Partner at venture gro...
Riskified Board Adds $75 Million to Share Buyback Authorization
Jun 5, 2026
On June 4, 2026, Riskified’s board authorized an additional share repurchase “distribution” of up to $75 million in Class A ordinary shares, subject to completion of Israeli regulatory procedures. This new approval comes on top o...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.