Bumble (BMBL) AI Stock Analysis

• Market Cap: $563.74M
• Dividend Yield: N/A
• Average Volume (3M): 2.21M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.01
• Revenue Growth: -7.43%
• EPS Growth: 61.29%
• Country: US
• Employees: 1,200
• Sector: Communication Services
• Sector Strength: 97
• Industry: Software - Application
• EPS (TTM): 0.33
• Shares Outstanding: 104,010,520
• 10 Day Avg. Volume: 2,029,742
• 30 Day Avg. Volume: 2,211,081
• PEG Ratio: >-0.01
• Price to Book (P/B): 1.19
• Price to Sales (P/S): 0.92
• P/FCF Ratio: 10.17
• Enterprise Value/Market Cap: 2.36
• Enterprise Value/Revenue: 1.33
• Enterprise Value/Gross Profit: 1.88
• Enterprise Value/Ebitda: -7.62
• 1Y Price Target: $5.44
• Price Target Upside: 28.30% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 9
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 50 Neutral
• Price Target: $4.00 ▼(-5.66% Downside)

Bumble's overall stock score reflects significant challenges in financial performance and valuation, with declining revenue and profitability. Technical analysis indicates bearish momentum, though the stock is oversold. The earnings call suggests potential for long-term growth through strategic initiatives, but short-term headwinds remain significant.

Positive Factors

AI and Technology Investments

Investing in AI and a cloud-native platform indicates a strategic focus on innovation, which can enhance user experience and drive long-term growth.

Improvement in Retention and ARPPU

Improving retention and ARPPU signals potential for increased revenue per user, enhancing long-term profitability and market position.

Cash Flow Resilience

Strong cash flow generation supports strategic initiatives and provides financial flexibility, crucial for sustaining operations and growth.

Negative Factors

Revenue Decline

A significant revenue decline indicates challenges in maintaining growth, which could affect long-term financial stability and market competitiveness.

Decrease in Paying Users

A decrease in paying users reduces revenue potential and suggests issues with user retention, impacting long-term growth prospects.

Increased Leverage

Higher leverage can strain financial resources and limit the company's ability to invest in growth opportunities, affecting long-term sustainability.

Bumble Business Overview & Revenue Model

Company Description

Bumble Inc. (BMBL) is a technology company that operates a suite of dating and social networking applications, including its flagship platform Bumble, as well as Badoo and Bumble BFF. Founded in 2014, Bumble distinguishes itself by empowering women to make the first move in heterosexual matches, promoting safety and respect in online dating. The company focuses on creating a positive and inclusive community for users seeking romantic relationships, friendships, or business networking opportunities.

How the Company Makes Money

Bumble generates revenue primarily through its subscription services and in-app purchases. The company offers various premium subscription tiers, such as Bumble Boost and Bumble Premium, which provide users with enhanced features like the ability to see who liked them, rematch with expired connections, and extend matches. Additionally, Bumble earns revenue through the sale of in-app features, such as SuperSwipes and Bumble Coins, which allow users to enhance their profiles and boost their visibility. Strategic partnerships and advertising opportunities further contribute to Bumble's earnings, as the company collaborates with brands to create engaging ad content within its platforms.

Bumble Financial Statement Overview

Summary

Bumble's financial performance is challenged by declining revenue and profitability, with a negative net profit margin and declining free cash flow growth. However, the company maintains a strong gross profit margin and healthy cash generation relative to net income, indicating potential for improvement if operational inefficiencies are addressed.

Income Statement

Bumble's income statement shows declining revenue with a negative growth rate of -2.66% TTM, indicating a challenging market environment. The gross profit margin remains strong at 70.39%, but the company struggles with profitability, evidenced by a negative net profit margin of -82.41% and negative EBIT and EBITDA margins. The company needs to address its operational inefficiencies to improve its bottom line.

Balance Sheet

The balance sheet reflects a moderate debt-to-equity ratio of 1.09 TTM, suggesting manageable leverage. However, the return on equity is negative, indicating that the company is not generating sufficient returns on shareholders' equity. The equity ratio is not provided, but the overall financial position suggests a need for improved asset utilization and profitability.

Cash Flow

Bumble's cash flow statement shows a decline in free cash flow growth by -9.42% TTM, which is concerning. However, the operating cash flow to net income ratio is healthy at 1.68, indicating good cash generation relative to net income. The free cash flow to net income ratio is also strong at 0.95, suggesting that the company is effectively converting its earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.00B	1.07B	1.05B	903.50M	760.91M	582.18M
Gross Profit	708.28M	752.81M	744.00M	654.13M	555.34M	332.59M
EBITDA	-174.52M	-634.68M	121.40M	7.60M	-19.03M	-20.28M
Net Income	-198.78M	-557.01M	-4.21M	-79.75M	309.81M	98.12M
Balance Sheet
Total Assets	2.19B	2.52B	3.63B	3.69B	3.78B	3.64B
Cash, Cash Equivalents and Short-Term Investments	307.88M	204.32M	355.64M	402.56M	369.18M	128.03M
Total Debt	589.35M	629.52M	635.37M	641.86M	654.59M	836.98M
Total Liabilities	1.16B	1.18B	1.29B	1.24B	1.31B	1.55B
Stockholders Equity	675.46M	824.53M	1.64B	1.63B	1.61B	2.08B
Cash Flow
Free Cash Flow	173.79M	96.69M	167.15M	116.61M	91.18M	2.40B
Operating Cash Flow	185.90M	123.44M	182.09M	132.94M	104.84M	2.41B
Investing Cash Flow	-12.11M	-26.75M	-24.75M	-86.05M	-12.48M	-2.85B
Financing Cash Flow	-122.97M	-250.83M	-198.89M	-14.95M	151.49M	505.82M

Bumble Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.24
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BMBL, the sentiment is Negative. The current price of 4.24 is below the 20-day moving average (MA) of 5.40, below the 50-day MA of 5.99, and below the 200-day MA of 5.93, indicating a bearish trend. The MACD of -0.32 indicates Positive momentum. The RSI at 25.49 is Positive, neither overbought nor oversold. The STOCH value of 19.13 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BMBL.

Bumble Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GTM	78 Outperform	$3.50B	33.78	6.51%	―	1.47%	1077.70%
CXM	73 Outperform	$1.84B	16.66	23.74%	―	6.08%	153.79%
SPT	61 Neutral	$603.27M	―	-26.69%	―	13.09%	32.34%
VMEO	61 Neutral	$1.31B	1,040.00	0.35%	―	-0.67%	-95.68%
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
LAW	52 Neutral	$369.83M	―	-41.00%	―	6.33%	-66.34%
BMBL	50 Neutral	$563.74M	―	-25.34%	―	-7.43%	61.29%

Bumble Corporate Events

Bumble’s Strategic Shift Amid Revenue Challenges

The recent earnings call for Bumble, Inc. highlighted a period of strategic transformation, with a focus on long-term growth through enhanced user experience and AI-driven innovation. Despite promising investments in trust and safety and AI technology, the company faces short-term challenges such as declining revenue and a decrease in paying users.

Bumble Inc. Reports Q3 2025 Financial Results

Bumble Inc., a prominent player in the online dating industry, operates apps like Bumble, Badoo, and BFF, focusing on fostering healthy relationships with a unique emphasis on empowering women. The company’s recent earnings report for the third quarter of 2025 highlights a 10% decrease in total revenue, amounting to $246 million, with a similar decline in Bumble App revenue. Despite the revenue dip, Bumble Inc. reported a net earnings turnaround to $51.6 million, a significant improvement from the previous year’s net loss, driven by strategic product updates and a refreshed brand narrative.

Bumble Settles TRA, Enhances Cash Flow Flexibility

On November 5, 2025, Bumble Inc. announced an amendment to its Tax Receivable Agreement (TRA) with Blackstone and Whitney Wolfe Herd, resulting in a $186 million settlement to terminate all payment obligations under the TRA. This move is expected to enhance Bumble’s cash flow, reduce long-term obligations, and provide strategic flexibility for future growth initiatives. Additionally, Bumble reported a 10% decline in total revenue for the third quarter of 2025 compared to the previous year, with a focus on improving member base quality and embedding innovation into its platform.

The most recent analyst rating on (BMBL) stock is a Hold with a $5.50 price target. To see the full list of analyst forecasts on Bumble stock, see the BMBL Stock Forecast page.

Bumble’s Earnings Call: Strategic Focus and Challenges

Bumble’s Recent Earnings Call: A Strategic Focus on Quality and Innovation

Bumble Inc. Reports Q2 2025 Earnings and Strategic Changes

Bumble Inc. is a leading technology company in the online dating industry, known for its innovative approach to fostering connections through its Bumble and Badoo apps, with a focus on empowering women in the dating space.