Bumble (BMBL) AI Stock Analysis

• Market Cap: $466.51M
• Dividend Yield: N/A
• Average Volume (3M): 3.05M
• Price to Earnings (P/E): ―
• Beta (1Y): 0.94
• Revenue Growth: 1.88%
• EPS Growth: -11430.00%
• Country: US
• Employees: 1,200
• Sector: Technology
• Sector Strength: 64
• Industry: Software - Application
• EPS (TTM): -4.61
• Shares Outstanding: 105,545,586
• 10 Day Avg. Volume: 2,170,397
• 30 Day Avg. Volume: 3,045,343
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• Price to Cash Flow (P/CF): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: 3.90
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: 2.42
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $6.06
• Price Target Upside: 41.59% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 16

Bumble's overall stock score reflects a mix of moderate financial performance paired with significant challenges in profitability and technical indicators. The earnings call provided a balanced view with some strategic positives, but the negative valuation metrics and bearish technical trends weigh heavily. While the company's strategic initiatives and leadership changes could drive future improvements, current financial and market conditions suggest caution.

Positive Factors

Leadership and Vision

The return of founder Whitney Wolfe Herd as CEO is expected to encourage investor patience due to her long-term market vision and commitment.

Valuation Opportunity

Bumble's current share price suggests it is not factoring in potential for future revenue growth or industry expansion, providing a constructive valuation opportunity.

Negative Factors

Guidance and Outlook

The company's guidance for the first quarter revenue is below Street estimates, indicating potential challenges in achieving expected financial performance.

Revenue Deceleration

Bumble brand revenue continues to decelerate as the company navigates its turnaround.

User Trends and Growth

High uncertainty of forward user trends likely leads the stock to trade below hypothetical intrinsic value.

Bumble Business Overview & Revenue Model

Company Description

Bumble Inc. provides online dating and social networking platforms in North America, Europe, internationally. It owns and operates websites and applications that offers subscription and in-app purchases dating products. The company operates two apps, Bumble and Badoo with approximately 40 million users on monthly basis, as well as Fruitz, an online dating app. Bumble Inc. was founded in 2014 in and is headquartered in Austin, Texas.

How the Company Makes Money

Bumble Inc. generates revenue primarily through its freemium business model, where users can access basic services for free and have the option to purchase premium features. These premium features are offered through subscriptions, such as Bumble Boost and Bumble Premium, which provide enhanced functionalities like seeing who has liked them, rematching with expired connections, and accessing advanced filters. Additionally, the company earns money from in-app purchases, where users can buy virtual goods like SuperSwipes to stand out to potential matches. Advertising revenue, though a smaller portion, also contributes to Bumble's earnings, with the company leveraging its large user base to offer targeted advertising opportunities. Strategic partnerships and brand collaborations further enhance Bumble's revenue streams by integrating promotional content and special offers within the app.

Bumble Financial Statement Overview

Summary

Bumble exhibits modest revenue growth and a strong cash flow position, with low leverage and a stable equity base. However, the company faces significant profitability challenges, as reflected by negative net income and operating margins. While the balance sheet is healthy, improving profitability should be a priority to ensure sustainable financial health.

Income Statement

Bumble has shown a modest revenue growth rate of 1.88% from 2023 to 2024, indicating some growth momentum. However, the company's profitability has deteriorated, with a net profit margin of -51.96% in 2024 compared to a slightly negative margin of -0.40% in 2023. The gross profit margin remains relatively strong at 70.23%, but the negative EBIT and EBITDA margins indicate profitability challenges. Overall, the income statement reflects growth but also highlights significant profitability issues.

Balance Sheet

Bumble's balance sheet shows a healthy equity ratio of 32.65% in 2024, indicating a solid equity base. The debt-to-equity ratio has improved significantly to 0.01, reflecting low leverage. Return on equity is negative due to substantial net losses. Overall, the balance sheet is stable with low leverage but suffers from poor profitability.

Cash Flow

The company's free cash flow in 2024 is positive at $114.12 million, though it has decreased from the previous year. The operating cash flow to net income ratio is strong, indicating good cash generation relative to losses. Free cash flow to net income ratio remains robust, suggesting that despite net losses, the company generates substantial cash. The cash flow statement reflects strong cash generation capabilities, though there's a decline in free cash flow growth.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
1.07B	1.05B	903.50M	765.66M	488.94M
	Gross Profit
752.81M	743.99M	654.01M	555.74M	349.17M
	EBIT
-700.47M	53.37M	-102.84M	-134.68M	93.25M
	EBITDA
-634.68M	121.40M	7.60M	-19.03M	-20.28M
	Net Income Common Stockholders
-557.01M	-4.21M	-114.12M	309.81M	98.12M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
204.32M	355.64M	402.56M	369.18M	128.03M
	Total Assets
2.52B	3.63B	3.69B	3.78B	3.64B
	Total Debt
5.75M	635.37M	624.97M	622.94M	826.21M
	Net Debt
-198.57M	279.73M	222.41M	253.76M	698.18M
	Total Liabilities
1.18B	1.29B	1.24B	1.30B	1.55B
	Stockholders Equity
824.53M	1.64B	1.63B	1.62B	2.08B
Cash Flow		Free Cash Flow
96.69M	167.15M	116.61M	91.18M	2.40B
	Operating Cash Flow
123.44M	182.09M	132.94M	104.84M	2.41B
	Investing Cash Flow
-26.75M	-24.75M	-86.05M	-12.48M	-2.85B
	Financing Cash Flow
-250.83M	-198.89M	-14.95M	151.49M	505.82M

Bumble Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.28
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BMBL, the sentiment is Negative. The current price of 4.28 is above the 20-day moving average (MA) of 4.17, below the 50-day MA of 4.60, and below the 200-day MA of 6.84, indicating a neutral trend. The MACD of -0.11 indicates Negative momentum. The RSI at 43.93 is Neutral, neither overbought nor oversold. The STOCH value of 49.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BMBL.

Bumble Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PUBM	68 Neutral	$480.76M	42.93	4.36%	―	9.08%	43.58%
Sector *	59 Neutral	$10.65B	10.45	-6.56%	3.01%	7.31%	-12.18%
BMBL	59 Neutral	$466.51M	―	-44.89%	―	1.88%	-11430.00%
CGNT	57 Neutral	$705.17M	―	-6.09%	―	―	―
EB	56 Neutral	$200.62M	―	-8.60%	―	-0.33%	38.78%
SKIL	52 Neutral	$141.57M	―	-81.43%	―	-4.02%	65.55%
DM	38 Underperform	$163.71M	―	-152.96%	―	-14.97%	22.83%

Bumble Corporate Events

Bumble Appoints Ronald Fior as Interim CFO

On February 28, 2025, Bumble Inc. announced the appointment of Ronald J. Fior as the Interim Chief Financial Officer, effective March 15, 2025, following the resignation of Anuradha B. Subramanian. Mr. Fior, a partner at FLG Partners, LLC, brings over 30 years of CFO experience and will continue as a consultant while Bumble searches for a permanent CFO. This strategic appointment is expected to maintain financial stability and continuity for Bumble during the transition period.