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Repay Holdings Corp (RPAY)
NASDAQ:RPAY
RPAY Stock Chart & Stats
$3.54
$0.00(0.00%)
At close: 4:00 PM EST
$3.54
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$2.98 - $7.84
Previous CloseN/A
Volume76.09K
Average Volume (3M)1.37M
Market Cap
$577.57M
Enterprise Value$743.68M
Total Cash (Recent Filing)$95.69M
Total Debt (Recent Filing)$436.56M
Price to Earnings (P/E)―
Beta1.16
Next Earnings
Mar 04, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.21
Shares Outstanding81,584,350
10 Day Avg. Volume1,799,223
30 Day Avg. Volume1,365,884
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)0.90
Price to Sales (P/S)2.19
P/FCF Ratio4.60
Enterprise Value/Market Cap1.29
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.19
Enterprise Value/Ebitda-28.16
Forecast
1Y Price Target
$7.00Price Target Upside97.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
B2B Gross Profit GrowthThe B2B payments unit reported a 12% year-over-year increase in normalized gross profit, supporting prospects for higher-margin revenue as that segment scales.
Strategic Customer Mix ShiftA continued mix shift toward larger B2B payment volume and steady new logo wins supports lower churn and easier access to scale, improving long-term revenue quality.
Valuation UpsideShares trade at a low multiple relative to the company’s structural positioning, creating potential for a valuation re-rating if revenue and gross margin dollars continue to improve.
Bears Say
Client Concentration And M&A ExposureReliance on a limited number of large clients increases vulnerability to outsized revenue swings when clients are lost through mergers and acquisitions.
Margin Pressure From Pricing StrategyIntentional use of volume-based pricing has compressed gross margins and prompted management to reduce baseline gross profit growth expectations.
Revenue And Gross Profit Decline DriversReported declines in revenue and gross profit were influenced by a non-recurring political ad spend and the loss of a client to M&A, underscoring sensitivity to one-off items and client turnover.
Repay Holdings News
RPAY FAQ
What was Repay Holdings Corp’s price range in the past 12 months?
Repay Holdings Corp lowest stock price was $2.98 and its highest was $7.84 in the past 12 months.
What is Repay Holdings Corp’s market cap?
Repay Holdings Corp’s market cap is $577.57M.
When is Repay Holdings Corp’s upcoming earnings report date?
Repay Holdings Corp’s upcoming earnings report date is Mar 04, 2026 which is in 44 days.
How were Repay Holdings Corp’s earnings last quarter?
Repay Holdings Corp released its earnings results on Nov 10, 2025. The company reported $0.21 earnings per share for the quarter, missing the consensus estimate of $0.213 by -$0.003.
Is Repay Holdings Corp overvalued?
According to Wall Street analysts Repay Holdings Corp’s price is currently Undervalued.
Does Repay Holdings Corp pay dividends?
Repay Holdings Corp does not currently pay dividends.
What is Repay Holdings Corp’s EPS estimate?
Repay Holdings Corp’s EPS estimate is 0.21.
How many shares outstanding does Repay Holdings Corp have?
Repay Holdings Corp has 81,584,350 shares outstanding.
What happened to Repay Holdings Corp’s price movement after its last earnings report?
Repay Holdings Corp reported an EPS of $0.21 in its last earnings report, missing expectations of $0.213. Following the earnings report the stock price went up 1.337%.
Which hedge fund is a major shareholder of Repay Holdings Corp?
Currently, no hedge funds are holding shares in RPAY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Repay Holdings Stock Smart Score
Underperform
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$7.00 (97.74% Upside)
$7.00 (97.74% Upside)
Blogger Sentiment
Bullish
RPAY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 102.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-51.41%
12-Months-Change
Fundamentals
Return on Equity
-17.60%
Trailing 12-Months
Asset Growth
-14.75%
Trailing 12-Months
Company Description
Repay Holdings Corp
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
RPAY Company Deck
RPAY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlights several positive developments, including revenue growth, strong free cash flow, and expansion of software partnerships. However, challenges such as client losses impacting growth, margin compression, and lower political media contributions present notable concerns. The sentiment is balanced with significant positive trends countered by ongoing challenges.View all RPAY earnings summariesRPAY Stock 12 Month Forecast
Average Price Target
$7.00
▲(97.74% Upside)
Technical Analysis
I3 Verticals
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PaySign
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Priority Technology Holdings
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
9.24% Insiders
29.09% Mutual Funds
1.44% Other Institutional Investors
48.07% Public Companies and
Individual Investors