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Repay Holdings Corp (RPAY)
NASDAQ:RPAY
RPAY Stock Chart & Stats
$3.41
$0.00(0.00%)
At close: 4:00 PM EST
$3.41
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$2.98 - $8.37
Previous CloseN/A
Volume76.09K
Average Volume (3M)1.41M
Market Cap
$556.36M
Enterprise Value$743.68M
Total Cash (Recent Filing)$95.69M
Total Debt (Recent Filing)$436.56M
Price to Earnings (P/E)―
Beta1.18
Next Earnings
Mar 04, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.21
Shares Outstanding81,584,350
10 Day Avg. Volume980,005
30 Day Avg. Volume1,411,561
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)0.90
Price to Sales (P/S)2.19
P/FCF Ratio4.60
Enterprise Value/Market Cap1.34
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.19
Enterprise Value/Ebitda-28.16
Forecast
1Y Price Target
$7.00Price Target Upside105.28% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)0.84
Revenue Forecast (FY)$308.16M
Bulls Say, Bears Say
Bulls Say
B2B Payments Business GrowthThe company's B2B payments business, one of its key growth engines, demonstrated notable strength with a 12% year-over-year increase in normalized gross profit.
Strategic Positioning And Competitive PricingManagement explained that larger financial institutions RPAY has been pursuing require more competitive pricing but bring greater volume discounts, strengthening its strategic positioning.
Valuation And Business ExpansionSteady new logo wins and business expansions underscore a solid value proposition in both consumer and B2B.
Bears Say
Free Cash Flow GuidanceManagement lowered their 4Q25 free cash flow conversion guidance to above 50% due to a timing issue related to working capital flows.
Gross Profit Growth ExpectationsManagement reduced their baseline expectations regarding the company’s gross profit growth due in large part to margin pressures from its intentional use of volume pricing.
Revenue And Gross Profit DeclineBoth revenue and gross profit dollars declined modestly YoY as reported, driven by non-recurring political ad spend last year and a client lost to M&A.
Repay Holdings News
RPAY FAQ
What was Repay Holdings Corp’s price range in the past 12 months?
Repay Holdings Corp lowest stock price was $2.98 and its highest was $8.37 in the past 12 months.
What is Repay Holdings Corp’s market cap?
Repay Holdings Corp’s market cap is $556.36M.
When is Repay Holdings Corp’s upcoming earnings report date?
Repay Holdings Corp’s upcoming earnings report date is Mar 04, 2026 which is in 90 days.
How were Repay Holdings Corp’s earnings last quarter?
Repay Holdings Corp released its earnings results on Nov 10, 2025. The company reported $0.21 earnings per share for the quarter, missing the consensus estimate of $0.213 by -$0.003.
Is Repay Holdings Corp overvalued?
According to Wall Street analysts Repay Holdings Corp’s price is currently Undervalued.
Does Repay Holdings Corp pay dividends?
Repay Holdings Corp does not currently pay dividends.
What is Repay Holdings Corp’s EPS estimate?
Repay Holdings Corp’s EPS estimate is 0.21.
How many shares outstanding does Repay Holdings Corp have?
Repay Holdings Corp has 81,584,350 shares outstanding.
What happened to Repay Holdings Corp’s price movement after its last earnings report?
Repay Holdings Corp reported an EPS of $0.21 in its last earnings report, missing expectations of $0.213. Following the earnings report the stock price went up 1.337%.
Which hedge fund is a major shareholder of Repay Holdings Corp?
Currently, no hedge funds are holding shares in RPAY
Repay Holdings Stock Smart Score
Underperform
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$7.00 (105.28% Upside)
$7.00 (105.28% Upside)
Blogger Sentiment
Bullish
RPAY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 102.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $155.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.53%
12-Months-Change
Fundamentals
Return on Equity
-17.60%
Trailing 12-Months
Asset Growth
-14.75%
Trailing 12-Months
Company Description
Repay Holdings Corp
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
RPAY Company Deck
RPAY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlights several positive developments, including revenue growth, strong free cash flow, and expansion of software partnerships. However, challenges such as client losses impacting growth, margin compression, and lower political media contributions present notable concerns. The sentiment is balanced with significant positive trends countered by ongoing challenges.View all RPAY earnings summariesRPAY Stock 12 Month Forecast
Average Price Target
$7.00
▲(105.28% Upside)
Technical Analysis
I3 Verticals
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PaySign
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Priority Technology Holdings
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
9.24% Insiders
29.61% Mutual Funds
33.01% Other Institutional Investors
15.03% Public Companies and
Individual Investors