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Repay Holdings (RPAY)
:RPAY
RPAY Stock Chart & Stats
$3.79
$0.00(0.00%)
At close: 4:00 PM EST
$3.79
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$3.27 - $9.75
Previous CloseN/A
Volume76.09K
Average Volume (3M)1.23M
Market Cap
$610.07M
Enterprise Value$743.68M
Total Cash (Recent Filing)$95.69M
Total Debt (Recent Filing)$436.56M
Price to Earnings (P/E)―
Beta1.16
Next Earnings
Mar 04, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.21
Shares Outstanding81,548,740
10 Day Avg. Volume1,687,906
30 Day Avg. Volume1,227,338
Financial Highlights & Ratios
PEG Ratio0.74
Price to Book (P/B)0.90
Price to Sales (P/S)2.19
P/FCF Ratio4.60
Enterprise Value/Market Cap1.22
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit4.24
Enterprise Value/Ebitda-58.35
Forecast
1Y Price Target
$7.00Price Target Upside84.70% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)0.86
Revenue Forecast (FY)$307.04M
Bulls Say, Bears Say
Bulls Say
Operational RecoveryThere is optimism about the company's operational recovery, with a significant reacceleration of gross profit growth expected in the second half of 2025.
Strategic InitiativesThe 2H acceleration implied in the FY Outlook can be supported by strategic growth initiatives, strength in core bookings, and a healthy sales pipeline.
Valuation And Growth PotentialRepay Holdings' stock is considered inexpensive despite a recent rally, and there is potential for further growth as its operations have stabilized.
Bears Say
Client AttritionThe company has faced challenges due to client attrition, industry consolidation, and companies taking their payment processing in-house.
Growth ImpactGrowth continues to be impacted by client losses in '24, though this level of churn is isolated/idiosyncratic and attrition has come back to historical levels.
Revenue DeclineBoth revenue and gross profit dollars declined modestly YoY as reported, driven by non-recurring political ad spend last year and a client lost to M&A.
Repay Holdings News
RPAY FAQ
What was Repay Holdings’s price range in the past 12 months?
Repay Holdings lowest stock price was $3.27 and its highest was $9.75 in the past 12 months.
What is Repay Holdings’s market cap?
Repay Holdings’s market cap is $610.07M.
When is Repay Holdings’s upcoming earnings report date?
Repay Holdings’s upcoming earnings report date is Mar 04, 2026 which is in 111 days.
How were Repay Holdings’s earnings last quarter?
Repay Holdings released its earnings results on Nov 10, 2025. The company reported $0.21 earnings per share for the quarter, missing the consensus estimate of $0.213 by -$0.003.
Is Repay Holdings overvalued?
According to Wall Street analysts Repay Holdings’s price is currently Undervalued.
Does Repay Holdings pay dividends?
Repay Holdings does not currently pay dividends.
What is Repay Holdings’s EPS estimate?
Repay Holdings’s EPS estimate is 0.21.
How many shares outstanding does Repay Holdings have?
Repay Holdings has 81,548,740 shares outstanding.
What happened to Repay Holdings’s price movement after its last earnings report?
Repay Holdings reported an EPS of $0.21 in its last earnings report, missing expectations of $0.213. Following the earnings report the stock price went up 1.337%.
Which hedge fund is a major shareholder of Repay Holdings?
Currently, no hedge funds are holding shares in RPAY
Repay Holdings Stock Smart Score
Underperform
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$7.00 (84.70% Upside)
$7.00 (84.70% Upside)
Blogger Sentiment
Bullish
RPAY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 810.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $155.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-57.88%
12-Months-Change
Fundamentals
Return on Equity
-17.60%
Trailing 12-Months
Asset Growth
-14.75%
Trailing 12-Months
Company Description
Repay Holdings
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
RPAY Company Deck
RPAY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlights several positive developments, including revenue growth, strong free cash flow, and expansion of software partnerships. However, challenges such as client losses impacting growth, margin compression, and lower political media contributions present notable concerns. The sentiment is balanced with significant positive trends countered by ongoing challenges.View all RPAY earnings summariesRPAY Stock 12 Month Forecast
Average Price Target
$7.00
▲(84.70% Upside)
Technical Analysis
I3 Verticals
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PaySign
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Priority Technology Holdings
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
9.43% Insiders
34.92% Mutual Funds
1.54% Other Institutional Investors
40.94% Public Companies and
Individual Investors