Repay Holdings Corp (RPAY)
NASDAQ:RPAY
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RPAY Stock Chart & Stats
$4.11
$0.00(0.00%)
At close: 4:00 PM EST
$4.11
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$2.30 - $6.06
Previous CloseN/A
Volume76.09K
Average Volume (3M)1.37M
Market Cap
$275.49M
Enterprise Value$680.63M
Total Cash (Recent Filing)$115.69M
Total Debt (Recent Filing)$436.88M
Price to Earnings (P/E)―
Beta1.01
Next Earnings
May 13, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding82,169,930
10 Day Avg. Volume1,799,223
30 Day Avg. Volume1,365,884
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.64
Price to Sales (P/S)1.01
P/FCF Ratio3.43
Enterprise Value/Market Cap2.47
Enterprise Value/Revenue2.20
Enterprise Value/Gross Profit2.93
Enterprise Value/Ebitda-4.14
Forecast
1Y Price Target
$5.80Price Target Upside41.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)0.89
Revenue Forecast (FY)$341.22M
Bulls Say, Bears Say
Bulls Say
Market Share Expansion And B2B ShiftRPAY is gaining share in consumer electronic payments while expanding its footprint in faster-growing business-to-business payments, supporting revenue diversification.
Operational Investments And EfficiencyManagement plans targeted investment in sales, product, and technology and is implementing automation and AI alongside leadership updates to boost efficiency and support sustainable normalized growth.
Valuation And Growth OutlookAnalyst views RPAY's valuation as compelling relative to its financial profile and growth outlook, suggesting potential upside as growth rates improve.
Bears Say
Earnings Volatility And Client AttritionRecent margin compression and client losses have led to volatility in earnings results, creating uncertainty that may complicate analyst coverage and stock stability.
Leverage And Debt RiskConvertible and revolver debt increase leverage and represent a financial risk that could constrain flexibility and raise financing sensitivity.
Margin Pressure From Client Mix And DiscountsGross margins face pressure from volume-based discounts for large enterprise clients and a shift toward lower-yielding payment methods, which may compress profitability as payment flow share changes.
Repay Holdings News
RPAY FAQ
What was Repay Holdings Corp’s price range in the past 12 months?
Repay Holdings Corp lowest stock price was $2.30 and its highest was $6.05 in the past 12 months.
What is Repay Holdings Corp’s market cap?
Repay Holdings Corp’s market cap is $275.49M.
When is Repay Holdings Corp’s upcoming earnings report date?
Repay Holdings Corp’s upcoming earnings report date is May 13, 2026 which is in 23 days.
How were Repay Holdings Corp’s earnings last quarter?
Repay Holdings Corp released its earnings results on Mar 09, 2026. The company reported $0.19 earnings per share for the quarter, missing the consensus estimate of $0.21 by -$0.02.
Is Repay Holdings Corp overvalued?
According to Wall Street analysts Repay Holdings Corp’s price is currently Undervalued.
Does Repay Holdings Corp pay dividends?
Repay Holdings Corp does not currently pay dividends.
What is Repay Holdings Corp’s EPS estimate?
Repay Holdings Corp’s EPS estimate is 0.21.
How many shares outstanding does Repay Holdings Corp have?
Repay Holdings Corp has 82,169,930 shares outstanding.
What happened to Repay Holdings Corp’s price movement after its last earnings report?
Repay Holdings Corp reported an EPS of $0.19 in its last earnings report, missing expectations of $0.21. Following the earnings report the stock price went up 8.185%.
Which hedge fund is a major shareholder of Repay Holdings Corp?
Currently, no hedge funds are holding shares in RPAY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Repay Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$5.80 (41.12% Upside)
$5.80 (41.12% Upside)
Blogger Sentiment
Bullish
RPAY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 359.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $6.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-51.41%
12-Months-Change
Fundamentals
Return on Equity
-17.60%
Trailing 12-Months
Asset Growth
-14.75%
Trailing 12-Months
Company Description
Repay Holdings Corp
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
RPAY Company Deck
RPAY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized improving momentum with solid normalized revenue growth, strong adjusted EBITDA margins (~41%) and meaningful Business Payments acceleration (Q4 normalized revenue +41%, gross profit +73%). Product and AI investments, partner expansion and a constructive 2026 guide (10–12% reported growth, ~40% adjusted EBITDA margin, >45% FCF conversion target) are positive. Material negatives include a large $138.9M goodwill impairment that depressed reported earnings, increased pro forma leverage after a $110M revolver draw, and near-term implementation timing headwinds that may pressure Q1. On balance, the company’s strong adjusted financial performance, clear operational improvements and confident guidance outweigh the short-term and noncash negatives, but leverage and implementation timing are risks to monitor.View all RPAY earnings summariesRPAY Stock 12 Month Forecast
Average Price Target
$5.80
▲(41.12% Upside)
Technical Analysis
I3 Verticals
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PaySign
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Priority Technology Holdings
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
24.11% Insiders
21.38% Mutual Funds
1.39% Other Institutional Investors
41.25% Public Companies and
Individual Investors