ACI Worldwide, Inc. (ACIW)
NASDAQ:ACIW
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ACIW Stock Chart & Stats
$44.47
$0.06(0.12%)
At close: 4:00 PM EST
$44.47
$0.06(0.12%)
Day’s Range― - ―
52-Week Range$38.05 - $54.28
Previous CloseN/A
Volume115.31K
Average Volume (3M)716.42K
Market Cap
$4.63B
Enterprise Value$5.28B
Total Cash (Recent Filing)$161.76M
Total Debt (Recent Filing)$850.29M
Price to Earnings (P/E)27.3
Beta1.01
Next Earnings
Jul 30, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.01
Shares Outstanding101,349,930
10 Day Avg. Volume731,690
30 Day Avg. Volume716,422
Financial Highlights & Ratios
PEG Ratio1.69
Price to Book (P/B)3.27
Price to Sales (P/S)2.82
P/FCF Ratio16.04
Enterprise Value/Market Cap1.14
Enterprise Value/Revenue2.95
Enterprise Value/Gross Profit6.01
Enterprise Value/Ebitda12.81
Forecast
1Y Price Target
$66.00Price Target Upside48.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.45
Revenue Forecast (FY)$1.90B
Bulls Say, Bears Say
Bulls Say
Earnings PerformanceRevenue and profitability beating expectations, driven by the billers business and rising recurring payment revenue, points to stronger margin potential as operating leverage improves.
Forward GuidanceHigher-than-expected forward guidance signals management confidence in sustained revenue and adjusted profit expansion, which could prompt analysts to raise estimates.
Product Adoption And Market ExpansionConnetic's subscription product securing a major UK bank win and gaining traction in the mid-tier market expands the addressable market and could make revenue streams more consistent.
Bears Say
Revenue Concentration RiskDependence on large license deals creates lumpy bookings and increases near-term revenue and earnings uncertainty.
Risk-reward ProfileBusiness variability versus the current price implies a muted risk-reward case, which could sustain neutral analyst assessments and cap share momentum.
Valuation PressureModest valuation relative to sector multiples, combined with variability in license revenue, may limit upside and weigh on investor returns.
ACI Worldwide News
ACIW FAQ
What was ACI Worldwide, Inc.’s price range in the past 12 months?
ACI Worldwide, Inc. lowest stock price was $38.05 and its highest was $54.28 in the past 12 months.
What is ACI Worldwide, Inc.’s market cap?
ACI Worldwide, Inc.’s market cap is $4.63B.
When is ACI Worldwide, Inc.’s upcoming earnings report date?
ACI Worldwide, Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 81 days.
How were ACI Worldwide, Inc.’s earnings last quarter?
ACI Worldwide, Inc. released its earnings results on May 07, 2026. The company reported $0.37 earnings per share for the quarter, beating the consensus estimate of $0.288 by $0.082.
Is ACI Worldwide, Inc. overvalued?
According to Wall Street analysts ACI Worldwide, Inc.’s price is currently Undervalued.
Does ACI Worldwide, Inc. pay dividends?
ACI Worldwide, Inc. does not currently pay dividends.
What is ACI Worldwide, Inc.’s EPS estimate?
ACI Worldwide, Inc.’s EPS estimate is 0.28.
How many shares outstanding does ACI Worldwide, Inc. have?
ACI Worldwide, Inc. has 101,349,930 shares outstanding.
What happened to ACI Worldwide, Inc.’s price movement after its last earnings report?
ACI Worldwide, Inc. reported an EPS of $0.37 in its last earnings report, beating expectations of $0.288. Following the earnings report the stock price went up 7.811%.
Which hedge fund is a major shareholder of ACI Worldwide, Inc.?
Currently, no hedge funds are holding shares in ACIW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ACI Worldwide Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$66.00 (48.41% Upside)
$66.00 (48.41% Upside)
Blogger Sentiment
Bullish
ACIW Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 34.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $223.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 7.6%
Last 30 Days ▼ 8.4%
Last 30 Days ▼ 8.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-12.70%
12-Months-Change
Fundamentals
Return on Equity
13.99%
Trailing 12-Months
Asset Growth
-3.08%
Trailing 12-Months
Company Description
ACI Worldwide, Inc.
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.
ACIW Company Deck
ACIW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed predominantly positive momentum: revenue, recurring revenue and ARR bookings grew, adjusted EBITDA and margins expanded, guidance was raised and the balance sheet remains strong with active share repurchases. Strategic initiatives (Kinetic, Speedpay One, AI investments) are driving pipeline, cross-sell and expansion. Key near-term weaknesses were working-capital driven lower operating cash flow, flat new license bookings, and the expected multi-year cadence for Kinetic adoption among large customers. Macro/geopolitical uncertainty was noted but management emphasized the resilience of payments infrastructure.View all ACIW earnings summariesACIW Stock 12 Month Forecast
Average Price Target
$66.00
▲(48.41% Upside)
Technical Analysis
Ownership Overview
1.77% Insiders
36.02% Mutual Funds
7.81% Other Institutional Investors
21.32% Public Companies and
Individual Investors