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ACIW Stock Chart & Stats
$56.31
$1.43(2.54%)
At close: 4:00 PM EDT
$56.31
$1.43(2.54%)
Day’s Range― - ―
52-Week Range$38.05 - $61.08
Previous CloseN/A
Volume466.61K
Average Volume (3M)1.08M
Market Cap
$5.24B
Enterprise Value$5.81K
Total Cash (Recent Filing)$167.40M
Total Debt (Recent Filing)$849.46M
Price to Earnings (P/E)23.6
Beta1.00
Next Earnings
Oct 29, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.20
Shares Outstanding100,955,240
10 Day Avg. Volume1,067,598
30 Day Avg. Volume1,079,131
Financial Highlights & Ratios
PEG Ratio1.69
Price to Book (P/B)3.27
Price to Sales (P/S)2.82
P/FCF Ratio16.04
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$66.00Price Target Upside17.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.59
Revenue Forecast (FY)$1.90B
Bulls Say, Bears Say
Bulls Say
Recurring Revenue And Margin StrengthStrong recurring revenue growth and healthy operating margins indicate embedded customer relationships, operating leverage and durable demand for ACI’s mission-critical payment software.
ARR Pipeline And Cloud Platform ExpansionRising ARR bookings and adoption of cloud-native Kinetic can deepen customer dependence, expand cross-selling and support more predictable subscription growth over multiple years.
Strong Free Cash FlowConsistent free cash flow supports product investment, debt management and shareholder returns, while the high conversion of net income indicates relatively strong underlying earnings quality.
Bears Say
Recent Net Margin PressureThe recent decline in net margin suggests cost, mix or other profitability pressure beneath solid operating margins, which could constrain earnings growth if the trend persists.
Meaningful Absolute DebtImproving leverage is encouraging, but the sizable debt balance still requires sustained cash generation and disciplined refinancing, reducing flexibility if growth or operating cash flow weakens.
Slow Enterprise Kinetic AdoptionKinetic may become a long-term differentiator, but extended migrations delay material revenue contribution and increase execution complexity, making the platform’s growth payoff less immediate and predictable.
ACI Worldwide News
ACIW FAQ
What was ACI Worldwide, Inc.’s price range in the past 12 months?
ACI Worldwide, Inc. lowest stock price was $38.05 and its highest was $61.08 in the past 12 months.
What is ACI Worldwide, Inc.’s market cap?
ACI Worldwide, Inc.’s market cap is $5.24B.
When is ACI Worldwide, Inc.’s upcoming earnings report date?
ACI Worldwide, Inc.’s upcoming earnings report date is Oct 29, 2026 which is in 66 days.
How were ACI Worldwide, Inc.’s earnings last quarter?
ACI Worldwide, Inc. released its earnings results on Aug 06, 2026. The company reported $0.31 earnings per share for the quarter, beating the consensus estimate of $0.295 by $0.015.
Is ACI Worldwide, Inc. overvalued?
According to Wall Street analysts ACI Worldwide, Inc.’s price is currently Undervalued.
Does ACI Worldwide, Inc. pay dividends?
ACI Worldwide, Inc. does not currently pay dividends.
What is ACI Worldwide, Inc.’s EPS estimate?
ACI Worldwide, Inc.’s EPS estimate is 0.36.
How many shares outstanding does ACI Worldwide, Inc. have?
ACI Worldwide, Inc. has 100,955,240 shares outstanding.
What happened to ACI Worldwide, Inc.’s price movement after its last earnings report?
ACI Worldwide, Inc. reported an EPS of $0.31 in its last earnings report, beating expectations of $0.295. Following the earnings report the stock price went down -4.447%.
Which hedge fund is a major shareholder of ACI Worldwide, Inc.?
Currently, no hedge funds are holding shares in ACIW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ACI Worldwide Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$66.00 (17.21% Upside)
$66.00 (17.21% Upside)
Blogger Sentiment
Bullish
ACIW Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 10.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 4.5%
Last 30 Days ▼ 8.0%
Last 30 Days ▼ 8.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
25.27%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-1.37%
Trailing 12-Months
Company Description
ACI Worldwide, Inc.
ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.
ACIW Company Deck
ACIW Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed predominantly positive momentum: revenue, recurring revenue and ARR bookings grew, adjusted EBITDA and margins expanded, guidance was raised and the balance sheet remains strong with active share repurchases. Strategic initiatives (Kinetic, Speedpay One, AI investments) are driving pipeline, cross-sell and expansion. Key near-term weaknesses were working-capital driven lower operating cash flow, flat new license bookings, and the expected multi-year cadence for Kinetic adoption among large customers. Macro/geopolitical uncertainty was noted but management emphasized the resilience of payments infrastructure.View all ACIW earnings summariesACIW Stock 12 Month Forecast
Average Price Target
$66.00
▲(17.21% Upside)
Technical Analysis
Ownership Overview
1.12% Insiders
36.89% Mutual Funds
21.75% Other Institutional Investors
6.22% Public Companies and
Individual Investors