ACI Worldwide, Inc. (ACIW)
NASDAQ:ACIW
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Earnings Data
Report Date
Jul 30, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.28Last Year’s EPS
0.12Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed predominantly positive momentum: revenue, recurring revenue and ARR bookings grew, adjusted EBITDA and margins expanded, guidance was raised and the balance sheet remains strong with active share repurchases. Strategic initiatives (Kinetic, Speedpay One, AI investments) are driving pipeline, cross-sell and expansion. Key near-term weaknesses were working-capital driven lower operating cash flow, flat new license bookings, and the expected multi-year cadence for Kinetic adoption among large customers. Macro/geopolitical uncertainty was noted but management emphasized the resilience of payments infrastructure.Company Guidance
Capital Allocation and Share Repurchases
Repurchased 1.5 million shares (~$65 million) in Q1; total repurchases since start of 2025 ~5.7 million shares (>5% of shares outstanding). Company committed to allocate 50%-60% of operating cash flow to buybacks in 2026 and has $391 million remaining under current authorization.
Balance Sheet Strength and Leverage
Ended Q1 with $162 million cash, $812 million total debt and net leverage of 1.3x adjusted EBITDA (well below the 2x target range). Total liquidity of $560 million provides flexibility for growth and returns.
Raised Full-Year Guidance
Updated 2026 guidance: revenue growth raised to 7%-9% ($1.89B-$1.92B) and adjusted EBITDA raised to $540M-$555M (previously $530M-$550M). Q2 revenue guide $420M-$440M (~7% growth at midpoint); Q2 adjusted EBITDA $85M-$95M.
Revenue Growth and Mix
Total revenue of $426 million, up 8% year-over-year reported and up 6% in constant currency; recurring revenue $313 million, up 10% reported and up 8% in constant currency, reflecting strong software-led demand.
Adjusted EBITDA and Margin Expansion
First quarter adjusted EBITDA of $105 million, up 12% year-over-year (8% in constant currency). Adjusted EBITDA margin improved to 38% from 36% a year ago (approximately +200 basis points), driven by operating leverage and efficiency.
Net New ARR Bookings Surge
Net new ARR bookings increased 39% to $12 million, with the majority of ARR strength attributable to the Biller (Speedpay One) business, signaling durable recurring revenue pipeline expansion.
Segment Performance — Payment Software
Payment Software revenue of $214 million (up 2% in constant currency). SaaS revenue grew 11% (ex-FX); segment recurring revenue (SaaS + maintenance) up 9% reported (6% constant currency). Product strengths included real-time payments (+22% constant currency) and merchant (+21% constant currency).
Segment Performance — Biller (Speedpay One)
Biller revenue of $212 million, up 10% year-over-year; revenue net of interchange up 5%. Biller adjusted EBITDA grew 10% to $34 million and EBITDA margin (net of interchange) improved to 51%, up more than 200 basis points, driven by new implementations and volume.
Kinetic Platform Momentum
Kinetic expansion: broader product scope (card modernization, U.S. multi-rail clearing, embedded fraud/verification), early SaaS wins and pipeline expansion. Management highlighted Kinetic as a key long-term differentiator that is driving renewals, expansions and new-logo interest; initial SaaS go-lives expected to contribute revenue ratably this year (not material to guidance).
ACIW Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ACIW Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 07, 2026 | $43.27 | $46.65 | +7.81% |
Feb 26, 2026 | $41.48 | $39.80 | -4.05% |
Nov 06, 2025 | $48.24 | $50.63 | +4.95% |
Aug 07, 2025 | $42.15 | $43.74 | +3.77% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does ACI Worldwide, Inc. (ACIW) report earnings?
ACI Worldwide, Inc. (ACIW) is schdueled to report earning on Jul 30, 2026, Before Open (Confirmed).
What is ACI Worldwide, Inc. (ACIW) earnings time?
ACI Worldwide, Inc. (ACIW) earnings time is at Jul 30, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is ACIW EPS forecast?
ACIW EPS forecast for the fiscal quarter 2026 (Q2) is 0.28.