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Prudential PLC (PUK)
NYSE:PUK
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Prudential (PUK) Price & Analysis

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PUK Stock Chart & Stats

$29.28
-$0.62(-3.94%)
At close: 4:00 PM EST
$29.28
-$0.62(-3.94%)

Bulls Say, Bears Say

Bulls Say
Capital Generation & Shareholder ReturnsA multi‑year, explicit capital return program (>$7bn through 2027, staged buybacks and DPS growth targets) indicates strong free surplus conversion and disciplined capital allocation. This supports durable shareholder returns and signals management confidence in recurring cash generation and capital resilience.
Stronger Capital Metrics And Rating UpgradeA materially improved surplus ratio (221% end‑2025) alongside an S&P AA upgrade shows strengthened solvency and financial flexibility. Higher ratings and excess capital reduce funding and regulatory friction, enabling sustainable growth investments and ongoing returns over the medium term.
NBP Growth And Bancassurance StrengthConsistent double‑digit NBP growth and a powerful bancassurance channel (NBP >$1bn) indicate scalable distribution and favourable product-market fit. Bancassurance's efficiency and reach support durable new business margins and reduce reliance on more volatile channels over the coming years.
Bears Say
Agency Channel UnderperformanceA sustained decline in active agents (~11%) and weaker agency recruitment impairs a key distribution pillar for long‑term new business. Agency underperformance raises acquisition cost pressure, slows geographic expansion and makes sustaining historical organic growth rates harder without structural fixes.
Hong Kong Regulatory And Market Share PressureRegulatory changes in Hong Kong that hit broker economics have reduced sales and eroded market share. As a high‑value market, sustained regulatory headwinds translate into lower long‑run growth and margin risk unless product/distribution economics are materially reworked.
Operating Variances & Required Capital VolatilityPersisting negative operating variances and a material rise in required capital create volatility in surplus and constrain capacity to deploy capital. This weakens near‑term earnings resilience and may force conservative product or capital choices, limiting sustainable return expansion until variances normalize.

Prudential News

PUK FAQ

What was Prudential PLC’s price range in the past 12 months?
Prudential PLC lowest stock price was $23.88 and its highest was $34.03 in the past 12 months.
    What is Prudential PLC’s market cap?
    Prudential PLC’s market cap is $33.28B.
      When is Prudential PLC’s upcoming earnings report date?
      Prudential PLC’s upcoming earnings report date is Aug 26, 2026 which is in 65 days.
        How were Prudential PLC’s earnings last quarter?
        Prudential PLC released its earnings results on Mar 17, 2026. The company reported $2.08 earnings per share for the quarter, beating the consensus estimate of $1.42 by $0.66.
          Is Prudential PLC overvalued?
          According to Wall Street analysts Prudential PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Prudential PLC pay dividends?
            Prudential PLC pays a Semiannually dividend of $0.378 which represents an annual dividend yield of 1.49%. See more information on Prudential PLC dividends here
              What is Prudential PLC’s EPS estimate?
              Prudential PLC’s EPS estimate is 1.12.
                How many shares outstanding does Prudential PLC have?
                Prudential PLC has 1,257,482,400 shares outstanding.
                  What happened to Prudential PLC’s price movement after its last earnings report?
                  Prudential PLC reported an EPS of $2.08 in its last earnings report, beating expectations of $1.42. Following the earnings report the stock price went down -3.284%.
                    Which hedge fund is a major shareholder of Prudential PLC?
                    Currently, no hedge funds are holding shares in PUK
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Prudential PLC

                      Prudential plc, operating through its various subsidiaries, delivers a diverse array of financial solutions to individuals across Asia and Africa, encompassing life and health coverage, retirement planning, and comprehensive asset management services. Its product portfolio includes extensive health and protection plans, along with various savings instruments such as participating, unit-linked, and conventional policies. The company additionally offers insurance against widespread critical illnesses like cancer, strokes, and heart attacks, and provides specialized protection for tropical diseases such as dengue, malaria, and measles. Furthermore, Prudential plc manages a broad spectrum of investment portfolios for both institutional clients and private individuals, utilizing strategies that span equities, fixed income, multi-asset approaches, quantitative methods, and alternative investments. These products and services are made available through its dedicated agency network, banking collaborators, and independent brokers. Founded in 1848, the firm's primary operations are based in London, United Kingdom.

                      Prudential (PUK) Earnings & Revenues

                      PUK Company Deck

                      PUK Earnings Call

                      Q4 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a predominantly positive operational and financial set of results: clear double-digit growth (NBP +12%), margin expansion (NBP margin +2ppt to 42%), improved capital generation (gross OFSG +15%, net OFSG +22%), a stronger capital position and an AA rating, plus large planned shareholder returns. The principal areas of concern are agency channel underperformance, market-specific regulatory impacts (notably Hong Kong), near-term volatility in reported investment returns due to remittances/buybacks and required capital increases driven by market moves. Management provided clear action plans (PRUVentures, agency compensation redesign, tech/AI rollouts) and reiterated guidance to return operating variances to positive by 2027, so overall positives outweigh the negatives.View all PUK earnings summaries
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                      Ownership Overview

                      0.11%0.32%99.48%
                      Insiders
                      0.32% Other Institutional Investors
                      99.48% Public Companies and
                      Individual Investors
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