Prudential PLC (PUK)
NYSE:PUK
Earnings Data
Report Date
Aug 12, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.12Last Year’s EPS
0.99Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a predominantly positive operational and financial set of results: clear double-digit growth (NBP +12%), margin expansion (NBP margin +2ppt to 42%), improved capital generation (gross OFSG +15%, net OFSG +22%), a stronger capital position and an AA rating, plus large planned shareholder returns. The principal areas of concern are agency channel underperformance, market-specific regulatory impacts (notably Hong Kong), near-term volatility in reported investment returns due to remittances/buybacks and required capital increases driven by market moves. Management provided clear action plans (PRUVentures, agency compensation redesign, tech/AI rollouts) and reiterated guidance to return operating variances to positive by 2027, so overall positives outweigh the negatives.Company Guidance
Double-digit growth across key financial metrics
New business profit (NBP) grew 12%; adjusted operating profit after tax per share grew 12%. Management reported double-digit NBP growth in every quarter of 2025 and guided to double-digit growth across key KPIs for 2026.
Strong capital generation and shareholder returns
Gross OFSG increased 15% year-on-year and net OFSG rose 22%. Company expects to return over $7 billion of capital to shareholders between 2024 and 2027, including an initial $500m additional return in the year, a further $600m expected in 2027, a $1.2bn buyback launched (to be completed by end-2026) and an expected additional $1.3bn return in 2027. IPO net proceeds of $1.4bn to be returned half this year, half next year.
Improved capital metrics and rating upgrade
Return on embedded value increased to 15%. Free surplus ratio ended the year at 221% (204% excluding IPO proceeds), broadly consistent with the stated 175%-200% operating range. S&P upgraded the group's financial strength rating to AA.
Bancassurance outperformance
Bancassurance delivered an outstanding year with new business profit crossing the $1 billion mark, representing around 95% of the lower end of its 2027 NBP objective and acting as a major growth driver in 2025.
NBP margin expansion and capital emergence
NBP margin expanded by 2 percentage points to 42%. The addition to 2027 capital emergence increased by 16%, supporting improved conversion of new business into capital generation.
Transformation progress and agent productivity gains
Three years into the five-year plan, the group delivered an 18% CAGR in NBP from 2022–2025. Productivity (NBP per active agent) improved c.15%. PRUVentures recruitment initiatives scaled (Hong Kong PRUVentures up 43% with 40% of the incoming class) and are being rolled out to other markets.
Regional market momentum
Mainland China NBP rose c.27% in 2025 with both bancassurance and agency contributing; Indonesia NBP grew 11%; Singapore sales strong in H2 (sales up 19% H2); Hong Kong renewal premiums grew 15%; Malaysia showed strong H2 momentum after a weaker H1.
Technology and efficiency initiatives driving productivity
Proprietary platform PruForce is rolled out across markets; AI-enabled performance management pilot PruAction in Singapore delivered ~15% productivity improvement. Management expects capability investment program to largely complete in 2026 with $300–$350m of further investment.
PUK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PUK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 17, 2026 | $29.17 | $28.22 | -3.28% |
Aug 26, 2025 | $25.85 | $25.41 | -1.71% |
Mar 19, 2025 | $19.36 | $20.04 | +3.50% |
Aug 28, 2024 | $16.94 | $16.72 | -1.30% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Prudential PLC (PUK) report earnings?
Prudential PLC (PUK) is schdueled to report earning on Aug 12, 2026, TBA (Confirmed).
What is Prudential PLC (PUK) earnings time?
Prudential PLC (PUK) earnings time is at Aug 12, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PUK EPS forecast?
PUK EPS forecast for the fiscal quarter 2026 (Q2) is 1.12.